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ugh the whole system is broken!! they deny claims left and right and then wonder why homelessness is rising and families are falling apart. I was denied too for 'insufficient wages' even though I worked full time for 2 years. TOOK FOREVER to get it straightened out and by then I was already behind on everything. The stress alone makes you sick which costs the healthcare system more money
wait i thought we paid into unemployment insurance too?? my pay stub has all kinds of deductions and i assumed some went to unemployment stuff. this is confusing
You're probably thinking of SDI (State Disability Insurance) which does come out of employee paychecks in some states, but NY doesn't have that. Your unemployment benefits are funded by employer taxes to the NYS Department of Labor. If you need to check your eligibility or file a claim, you can log into your my.ny.gov account.
The whole system is set up so employers fund unemployment insurance through their quarterly tax payments to both federal and state agencies. When you file with NYS Department of Labor, they're using money from this pool. If you ever have trouble reaching them about your claim status, I used claimyr.com to get through to an actual agent - there's a demo video at https://youtu.be/qyftW-mnTNI that shows how it works.
THIS IS SO FRUSTRATING!! I've been calling the IRS for months and can never get through. My NYS Department of Labor account doesn't show anything about tax refunds which makes sense now that I know it's federal. But seriously how are we supposed to get help when no one answers the phone?
Just to clarify for anyone reading this - the unemployment tax refund was a one-time thing for 2020 tax year only. If you received unemployment benefits in 2021 or later, those are still fully taxable at the federal level. The $10,200 exclusion was only for 2020. You can still check if you got your 2020 refund by looking at IRS account transcripts online.
THE WHOLE SYSTEM IS A JOKE! They make you jump through hoops for benefits you've already paid into through payroll taxes. I've been waiting 6 weeks and still stuck in adjudication hell with no explanation. Meanwhile bills keep piling up and they act like we're asking for charity instead of our own money!
Kylo Ren
Also remember you can get benefits for up to 26 weeks typically, unless there's extended benefits available. And you have to do the job search requirements - 3 work search activities per week minimum.
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Nina Fitzgerald
The whole system is ridiculous honestly. They make it so hard to find basic information like this. Why can't they just have a simple calculator on their website??
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Lauren Wood
•RIGHT?? like every other state has benefit calculators but NYS Department of Labor acts like it's some big secret
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