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Just want to echo what everyone else is saying - FILE NOW! I waited 10 days thinking I had time and lost out on almost $400 in benefits. Don't make my mistake.
Update: Just finished filing my claim! Took about 25 minutes like everyone said. Thanks to everyone who pushed me to do it today instead of waiting. Already feeling less stressed about the whole situation.
Talk to your bankruptcy attorney about the 'discharge exception' rules. Even if the overpayment can't be fully discharged, sometimes you can negotiate a reduced settlement as part of the bankruptcy process.
Hope this works out for you. The unemployment overpayment system really needs reform - too many people get caught up in confusing rules and end up owing money they can't afford to pay back.
Liam Sullivan
One more thing to consider - if you've been doing any gig work or freelancing during your claim period, make sure you have documentation of that income too. It might affect your new base period calculation.
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CosmicCrusader
•I did some freelance work but reported it all on my weekly claims. Should I gather additional documentation?
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Liam Sullivan
•If you reported it properly on your weekly claims you should be fine. They have record of what you reported.
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Amara Okafor
Thanks everyone for all this helpful information! I feel much more confident about refiling now. Going to gather my documents this weekend and file early next week.
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Sean Flanagan
•Good luck! And remember if you run into any issues that require talking to Washington ESD, Claimyr is there as an option to avoid the phone system frustrations.
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Amara Okafor
•Definitely keeping that in mind. Thanks again!
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