Washington Unemployment

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Just to clarify based on some misinformation in this thread: 401k withdrawals are typically only counted for the week they're received. However, if you're receiving systematic/periodic payments from your retirement account (like monthly distributions), those CAN affect multiple weeks. Based on your description, you took a one-time withdrawal, which should only affect the one week. If you're concerned, check your ESD account online - look at 'Payment History' and it should show if future payments are being held or if just the one week was affected. Also, be aware that taking 401k withdrawals while on unemployment can sometimes trigger additional verification requirements, so keep an eye on your ESD messages in case they request any documentation about the withdrawal.

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This ⬆️ Exactly right. The confusion comes from people mixing up lump sum withdrawals vs recurring distributions. Big difference in how ESD treats them!

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UPDATE: I just checked my ESD account and filed this week's claim (with no additional income to report) and it shows as 'processing' with the full benefit amount! Looks like it's just a one-week impact after all. Thanks everyone for your help and clearing this up for me. The stress was really getting to me!

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Great news! Glad it worked out. For future reference, always remember that one-time payments (including 401k withdrawals, severance pay, vacation payouts, etc.) only affect the week they're received. ESD considers each week independently.

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Wait are holiday furloughs even eligible for unemployment? My company does this too but HR told us we shouldn't file because it's planned in advance or something. Now I'm confused if I've been missing out on benefits I could've claimed...

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Your HR is incorrect. Temporary layoffs/furloughs absolutely qualify for unemployment in Washington, even if they're planned in advance. The determining factor is whether you're experiencing a reduction/loss of work and wages through no fault of your own - which a furlough definitely is. You should absolutely file when furloughed.

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Update: I reopened my claim yesterday and selected "TEMPORARY LAYOFF" as everyone suggested. I made sure to enter my return-to-work date and answered "Yes" when asked if I'm returning to the same employer. The system accepted my application without any errors, so hopefully it goes through smoothly! I'll update again once I know if it gets approved or stuck in adjudication. Thanks everyone for your help!

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nice! hope it goes thru quick for u. remember to still do ur job search stuff this week even tho ur going back soon!

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Glad to hear it worked out for both of you! The ESD agent I spoke with mentioned their payment status system often lags 1-2 days behind actual payments during these processing delays. Definitely worth checking your bank account directly rather than just relying on the ESD portal status.

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same here! money showed up 2day but esd site still says processing. weird system they hav lol

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I had a similar situation in 2024 and what tripped me up was that I didn't realize I needed to list my temp job as a new employer. When reopening, make sure you have the company name, address, phone number, first/last work date, and reason for separation ready. If you select "temporary job ended" as your reason for separation, you generally won't have issues with adjudication (that's when they investigate job separations). Also important: if your benefit year is close to ending, double-check the date in your eServices account. If you're within a few weeks of that end date, the process might be different.

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The adjudication thing is so important! My friend got stuck in that for MONTHS because he picked the wrong separation reason 😱

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To directly answer your follow-up question: Yes, you'll reopen first, then file for the week including those last 3 days worked (reporting those earnings), and then you'll be back to regular weekly claims after that. Make sure you're also keeping track of your job search activities - you still need 3 per week starting the week after your last work day. So if Thursday was your last day, you need 3 job search activities for the following week.

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Perfect, that makes sense! I actually already have a couple job applications in since I knew the temp job was ending, so I should be good on the job search activities. Thanks again everyone for your help!

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I had my claim go into adjudication last month over a similar issue (though mine was about unsuitable pay, not hours). The adjudication process took exactly 18 days from when they notified me until I got the decision. They ended up deciding in my favor because I had good documentation. Make sure you answer your phone during this time - they'll call from a blocked/private number for the fact-finding interview. Miss that call, and you could be automatically denied!

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18 days isn't too bad I guess! I'll keep my phone with me at all times. Did they give you any advance notice of when they would call, or was it completely random?

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They sent a letter through my eServices account about 4 days before the call, giving me a 4-hour window when they'd call. But I've heard from others that sometimes they just call with no warning. The adjudicator was actually really reasonable and just wanted to understand my situation. Don't be too nervous - just explain your situation clearly and have your documentation ready.

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I got a call from them and missed it cuz it came from a blocked number! I always ignore those because of spam calls... wish they'd use a regular number that actually shows up as ESD 🙄

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