I've been on unemployment for about 7 months now and can definitely relate to the anxiety when payments don't show up at the expected time! From my experience, NYS DOL typically releases payments between 3-6 AM on Tuesdays, but I've learned that your bank's processing schedule makes a huge difference in when you actually see the money. I use PNC Bank and usually see deposits by 8 AM, but I've had them come as late as 2 PM on busy processing days. Since you certified Sunday night, you're still well within the normal window. My advice: first check your NYS DOL payment history online - if it shows "Payment Released" you're good to go, just waiting on banking. If it shows "Pending" or has any flags, that's when you need to investigate further. Also try your bank's mobile app as it often updates faster than their website. I've noticed that Tuesdays following long weekends or when there are federal holidays can have more delays due to ACH processing backlogs. Try not to stress until Wednesday evening - in my experience, the payment always comes through eventually!

I'm also dealing with this same issue today! Usually get my payment around 7 AM on Tuesdays but it's now almost 5 PM and still nothing. This thread has been so reassuring though - I had no idea that banking processing times could vary so much or that ACH delays were this common. Just checked my NYS DOL account and it shows "Payment Released" so I'm feeling much better now. It's crazy how stressful these delays can be when you're relying on this money. Thanks to everyone sharing their experiences - it really helps newcomers like me understand what's normal versus when to actually panic. Going to set up those text alerts with my bank that someone mentioned earlier!

I'm dealing with a similar overpayment situation and wanted to share something that might help everyone here. After reading through all these experiences, I called NYS DOL this morning at exactly 8 AM and actually got through! The representative explained that you can request a "waiver of overpayment" in addition to appealing if you can show the overpayment wasn't your fault or would cause financial hardship. This is separate from the appeals process and might be easier to qualify for. She also mentioned that if you're setting up a payment plan, you can request to have it based on your current income - they don't just give you a standard payment amount. I wish I had known about these options earlier. For anyone still within their 30-day window, definitely ask about both the appeal process AND the waiver option when you call. Document everything and don't let them rush you into a decision. This system is definitely confusing, but it seems like there are more options available than they initially tell you about in that scary overpayment letter.

I'm new to this community but unfortunately not new to NYS DOL overpayment issues. I went through a similar situation about a year ago and wanted to share some practical advice that helped me navigate the process. First, definitely take advantage of that 30-day window - even if you're unsure about appealing, at least call to discuss your options and buy yourself time to gather documentation. When I called, I specifically asked for a supervisor who could explain the calculation in detail, which helped me understand where the discrepancy occurred. One thing I learned is that you can request to see the exact records they used to determine your overpayment - this often reveals errors in their system or misinterpretations of your reported information. I also discovered that keeping detailed records of EVERYTHING is crucial - dates of calls, representative names, confirmation numbers, payment receipts. Their system doesn't always sync properly between departments. For those dealing with fraud penalties specifically, I found that providing a written statement explaining your understanding of the rules at the time, along with any supporting documentation, can be very helpful in showing the mistake was unintentional. The process is definitely stressful and confusing, but don't let that intimidate you into just paying without exploring your options. You have more rights than they initially tell you about.

Had the exact same problem a few months ago! The waiting week thing is super confusing. What finally worked for me was calling the Teleclaim line (888-209-8124) instead of the main number - seemed to have shorter wait times. When you do get through, ask them to check if your waiting week was properly applied to your claim. Sometimes there's a glitch where it shows as served but isn't actually credited. Also make sure you didn't accidentally skip any weekly certifications during that first week - that can mess up the waiting week credit too. Once they fix it, the backpay should come pretty quick (mine was like 4-5 days). Hang in there!

I'm dealing with the same waiting week nightmare right now! Been stuck for about 2 weeks and getting nowhere with the main number. Seeing all these success stories with the Teleclaim line (888-209-8124) gives me hope though. Planning to call first thing tomorrow at 8am sharp. The glitch issue that @e48375666769 mentioned sounds exactly like what might be happening - my claim shows the waiting week as "served" but no payment ever came. Really appreciate everyone sharing their experiences here, it's so much more helpful than the official DOL website which basically tells you nothing useful. Will report back once I try the Teleclaim route!

I went through this exact situation about 8 months ago with my former employer. They wanted to transfer me 95 miles away and I refused because the commute would have been financially devastating. I documented everything - the transfer request, my response declining it, and detailed calculations of travel costs and time. When I filed for unemployment, I was initially nervous about whether I'd qualify, but NYS DOL approved my claim after reviewing the documentation. The key was showing that the transfer created genuine hardship that no reasonable person could be expected to accept. My advice: get everything in writing from your employer, calculate the true cost per mile (including depreciation and maintenance), and don't be afraid to stand up for yourself. A 90-mile commute is absolutely unreasonable, and you shouldn't have to sacrifice your financial stability just to keep a job. The unemployment system exists for situations exactly like this where employers make working conditions untenable.

I'm dealing with a very similar situation right now - my employer wants me to transfer 85 miles away and I'm terrified about what to do. Reading through everyone's experiences here has been incredibly helpful and reassuring. I had no idea that NYS DOL actually considers commute distance and costs when evaluating unemployment claims. The advice about documenting everything, calculating true vehicle costs including maintenance, and getting the refusal in writing is so valuable. It's also really encouraging to see multiple people who have been through this successfully. For those who have gone through the unemployment application process after refusing a transfer, how long did it typically take to get a decision? I'm trying to plan financially for the potential gap in income while the claim is being processed.

Just so you know, there's also the state's unclaimed property database but that's for completely different stuff - like old paychecks or forgotten bank accounts. Unemployment benefits that you never claimed don't automatically go there. You have to work directly with NYS Department of Labor to recover any missed weekly certifications.

I went through something similar in 2022 and here's what I learned: you need to gather all your employment documentation from that time period before you call. Have your original claim confirmation, any correspondence from DOL, and proof of when you returned to work. The retroactive claim process requires you to prove you were unemployed and actively seeking work during those specific weeks. Also, make sure you're within the time limits - I think it's usually within 1 year of your benefit year end date, but double-check that. The sooner you start this process the better because it can take months to resolve.