


Ask the community...
medical coding is probably a good choice right now, lots of healthcare jobs. but definitely get the approval first like everyone is saying
I went through the training benefits process last year and wanted to share some tips that might help. First, the approval process Miguel asked about typically takes 2-3 weeks, so definitely apply before your program starts. Second, there are actually two main pathways - the Training Extension Benefits (TEB) that Zainab mentioned, and also Trade Adjustment Assistance (TAA) if your job loss was due to foreign trade impact. For medical coding specifically, that's usually approved since healthcare is a high-demand field. The key is to have all your paperwork ready - enrollment letter from the training provider, course curriculum, and evidence that it leads to employment in your area. Also, keep copies of everything because you'll need to submit progress reports to maintain your benefits.
This is really helpful info! I'm also considering a career change while on unemployment. When you mention keeping copies of everything and submitting progress reports, how often do those reports need to be submitted? And did you find the 2-3 week approval timeline was accurate in your experience? I'm looking at a cybersecurity program that starts in about a month, so timing is pretty crucial for me.
I'm currently going through this exact situation too - been suspended without pay for 3 days now while my employer investigates some allegations. Reading through everyone's experiences here has been so incredibly helpful and reassuring! I was really stressed about whether I could even file since I'm technically still employed, but it's clear from all these success stories that unpaid suspension definitely qualifies for NYS unemployment benefits. I'm planning to file my claim tomorrow and will follow all the great advice here - be completely transparent, select "temporarily laid off" with a detailed explanation, have my employer's contact info ready, and document everything. It's such a relief to know that so many people have navigated this successfully. Thank you all for sharing your experiences and creating such a supportive community - knowing I'm not alone in this situation really helps reduce the anxiety while waiting for my investigation to conclude!
@Savannah Weiner You re'absolutely doing the right thing filing tomorrow! I just went through this same process a few weeks ago and all the advice in this thread really works. One quick tip that helped me - when you re'filling out the application, don t'overthink the explanation in the comments section. Just be straightforward about being suspended pending investigation and that you re'not receiving wages. Also, if you get nervous about the employer verification process, remember that it s'totally routine - they re'just confirming the basic facts of your suspension. The whole experience was way less stressful than I expected once I actually started the process. This community has been amazing for support and practical advice. You ve'got this!
I just want to echo what everyone else has said here - you absolutely can and should file for unemployment benefits while suspended without pay. I went through this same situation about 6 months ago when I was suspended for 3 weeks pending a workplace investigation. The most important things I learned: 1) File immediately since there's typically a waiting period, 2) Be completely honest about the suspension when applying, 3) Select "temporarily laid off" and explain the situation clearly in the comments, and 4) Keep all documentation from your employer about the timeline. NYS DOL treats unpaid suspension the same as temporary layoffs since you're not receiving wages but are available for work. The employer verification call is just routine - nothing to stress about. I was approved within about a week and the whole process was much smoother than expected. Don't let uncertainty keep you from filing - you're in exactly the situation these benefits are designed to help with!
I've been using Chime for my NY unemployment benefits for about 4 months now and can definitely confirm what everyone is saying about the faster processing times! Coming from Chase where I'd wait the full 3-5 days every time, Chime has been a lifesaver. In my experience, I usually see the funds within 18-36 hours after getting the DOL release notification. The fastest was about 14 hours, and that was when DOL released it early on a Tuesday morning. I've noticed that weekday releases tend to process faster than Friday releases (probably because of weekend processing schedules). One thing that really helped reduce my stress was setting up automatic bill pay for a few days after my usual unemployment deposit schedule. Since Chime is so consistent with the timing, I can actually plan around it now instead of constantly worrying about when the money will hit. Maya, based on your morning notification timing and everyone else's experiences here, I'd bet you'll see your funds by tomorrow morning at the latest. The predictability with Chime has been such a relief during an already stressful time!
This is so reassuring to hear from someone who also switched from a traditional bank! The predictability factor you mentioned is huge - being able to actually plan around the deposit timing instead of just hoping it shows up when you need it. Your tip about setting up automatic bill pay a few days after the expected deposit is really smart. I never thought about being proactive like that, but it makes total sense with Chime's consistent timing. Thanks for sharing your experience and the encouraging words!
Just wanted to jump in here as someone who recently switched to Chime specifically for unemployment benefits after reading threads like this one! I was with TD Bank before and the difference is night and day. With TD, I would consistently wait 4-5 business days and sometimes even longer if there were any system issues on their end. I've only been using Chime for about 6 weeks now, but my NY unemployment deposits have been hitting my account within 24-48 hours every single time after the DOL release notification. The fastest was about 20 hours, which happened when DOL released the payment on a Tuesday morning around 10am (similar to Maya's timing). What really sold me on Chime was reading all these real experiences from people in the same situation. The uncertainty of traditional bank timing was causing me so much anxiety - especially when rent or utilities were due. Now I can actually budget and plan with confidence knowing the money will be there when I need it. Maya, congrats on getting your funds so quickly! For anyone else considering the switch to Chime for this reason, I can definitely recommend it based on my experience so far. The peace of mind alone is worth it when you're already dealing with unemployment stress.
Thanks for sharing your experience switching from TD Bank! It's really helpful to hear from someone who made the change recently. I'm actually considering switching to Chime myself after reading all these success stories. The anxiety about deposit timing is so real when you're on unemployment - every day matters when bills are due. Your experience with the 20-hour turnaround when DOL released on Tuesday morning gives me hope that Chime really is as consistent as everyone says. Did you have any issues with the account setup process or transferring your direct deposit info with the DOL?
I'm in a similar situation and just wanted to share what I learned from calling the DOL directly. They told me to definitely check if you qualify for a new benefit year first - log into your NY.gov account and look at your monetary determination. If you worked enough hours and earned enough wages since your original claim started, you might be eligible for a fresh 26 weeks. Also, while you're figuring this out, make sure to apply for other assistance programs ASAP - SNAP, emergency rental assistance, utility help through HEAP, etc. The wait times for some of these programs can be long so get your applications in now. Don't let pride stop you from getting help while you're still job searching!
This is really helpful advice, thank you! I didn't even think about applying for other assistance programs while I'm trying to figure out the unemployment situation. How long does it usually take to hear back about SNAP and those other programs? I'm worried about the gap between when my benefits ended and when I might get approved for something else.
Check your online account ASAP to see if you can file a new claim! I was in the exact same situation last month - hit my 26 weeks and panicked. Turns out I had worked enough part-time hours during my original claim period to qualify for a brand new benefit year. The system doesn't automatically tell you this, you have to manually check. Log into your NY.gov account, look at your wage history, and if you see enough recent wages you can file a completely new claim. Also, don't wait on applying for SNAP and other programs - I made that mistake and it took 3 weeks to get approved. The gap between benefits ending and new assistance starting is brutal so get those applications in immediately. You've got this!
Thank you so much for sharing your experience! This gives me hope that there might still be options. I'm going to log into my NY.gov account right now to check my wage history. Quick question - when you filed your new claim, did it process automatically online or did you have to call and speak to someone? I'm dreading having to get through on the phone lines but want to make sure I do this right. Also really appreciate the reminder about SNAP - I've been putting it off because I felt embarrassed but you're right that I need to swallow my pride and get the applications in now.
Ava Garcia
Just went through this same situation about 3 weeks ago! The key thing is to file your new claim as soon as your benefit year ends - don't wait. I made the mistake of waiting a few days thinking I needed some kind of official notice, but you can file immediately. The whole process took me about 30 minutes online. One tip: have your bank account info ready because they'll ask if you want direct deposit set up again. Also, if you've been keeping track of your job search activities, make sure you have those records handy because they might ask about what you've been doing to look for work. The waiting period for the new claim was only about a week for me, much faster than my original claim last year.
0 coins
Vince Eh
•Thanks for sharing your experience! That's really helpful to know the new claim processing was faster than the original. Did you have to provide all your employer information again from scratch, or did the system remember any of your previous employment history? I'm worried about having to track down all those W-2s and pay stubs again.
0 coins
Madeline Blaze
•@Ava Garcia You have to enter all your employer information from scratch - the system doesn t'carry over any employment history from your previous claim. I had to dig up all my employer details again company (names, addresses, dates of employment, reason for separation, etc. for) the past 18 months. The good news is you don t'necessarily need physical W-2s or pay stubs during the filing process itself - they mainly want the basic employment details. Just make sure you have accurate dates and employer contact information. Keep those documents handy though in case they request verification later.
0 coins
Keisha Williams
I just went through the refiling process last month and wanted to add a few things that helped me. First, make sure you file your new claim during business hours if possible - I tried filing late at night and kept getting system timeouts. Second, when they ask about your reason for unemployment, be specific about your job search efforts since your benefit year ended. They want to see you've been actively looking. Also, don't panic if your new weekly benefit amount is different from your old claim - they recalculate everything based on your most recent base period wages. The whole thing felt overwhelming at first but it's really just like filing your very first claim all over again. Good luck!
0 coins
Natasha Volkova
•@Keisha Williams That s'really good advice about filing during business hours! I didn t'know the system could have timeout issues at night. Quick question - when you mention being specific about job search efforts since the benefit year ended, do they ask for detailed records during the refiling process itself, or is that more for the weekly certifications afterward? I ve'been keeping a spreadsheet of all my applications but wasn t'sure if I d'need to reference it right away during the initial refiling.
0 coins