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anyone else think its ridiculous that we pay taxes for decades and then when we need help they make it nearly impossible to actually get benefits? the whole system is designed to discourage people from collecting what they're owed. smh
It's by design. They make it hard so fewer people collect. Saves the state money.
Unemployment insurance is actually paid by employers not by your taxes directly. But I agree the system is intentionally frustrating.
Having effective days is definitely a positive sign - it means they've calculated your weekly benefit amount and determined you're monetarily eligible. The "pending" status is normal for first-time payments and usually clears within 3-5 business days after certification. However, there can still be non-monetary issues (like identity verification or employer response delays) that aren't always visible on the website. If it stays pending beyond a week, definitely try calling early morning around 8am or consider using one of those callback services people mentioned. The system is frustrating but hang in there - once the first payment goes through, subsequent ones are usually much smoother!
This is super helpful, thank you! I'm feeling a bit more optimistic now. I certified on Monday so I guess I'll wait until early next week before panicking. Really appreciate everyone sharing their experiences - makes me feel less alone in this nightmare system 😅
yeah the job search thing is annoying but not hard to do. just apply to jobs online and log them in your weekly claim. took me like 10 minutes each week
Another thing to keep in mind is that your weekly benefit amount might be subject to federal taxes. NYS Department of Labor gives you the option to have 10% withheld for federal taxes when you certify each week, which can save you from owing a big chunk at tax time. I learned this the hard way my first time on unemployment - ended up owing about $1,200 in taxes because I didn't have anything withheld. The gross benefit amount stays the same but it's something to consider for your budgeting.
That's really helpful advice about the tax withholding! I hadn't even thought about that aspect. With my income level, I'm definitely going to opt for the 10% federal withholding to avoid any surprises come tax season. Better to get a smaller weekly amount than owe a bunch later. Thanks for sharing your experience - probably saved me from making the same mistake!
I went through this whole mess last year. Here's what I learned: Sometimes you exhaust regular UI but automatically qualify for other programs based on your situation. The system is terrible at communicating this though. When I finally got through to an agent (took forever), they told me I was eligible for an extension I didn't even know existed. Those 88 days might actually be usable!
This is such a frustrating situation! I went through something similar last year where I had exhausted my regular 26 weeks but kept seeing effective days in my account. Turns out I was eligible for Extended Benefits but the system doesn't automatically enroll you - you have to specifically ask about it when you talk to an agent. The 88 days you're seeing could potentially be real benefits if you qualify for certain programs, but the only way to know for sure is to get through to someone at the unemployment office. I know everyone's mentioning different ways to reach them, but definitely don't stop certifying weekly while you figure this out. The system penalizes you if there are gaps in your certifications even if you weren't sure you'd get paid. Hope you get some answers soon!
This is really helpful info! I'm in a similar boat - exhausted my regular benefits but seeing effective days. Did you have to do anything special to apply for Extended Benefits or did the agent just activate it for you once you spoke with them? Also wondering how long it took for payments to start coming through after they confirmed you were eligible?
mine was only like 4 weeks but that was during the summer when things might have been slower
I went through this same situation last year and it's incredibly frustrating. My audit took about 10 weeks total. What helped me was keeping detailed records of every interaction and continuing to file weekly claims like others mentioned. One thing I learned is that sometimes audits get delayed because they're waiting on responses from your former employer - that was the case with mine. The system doesn't always tell you this is happening though. Hang in there, most people do eventually get their back pay once the audit clears. In the meantime, see if you qualify for any emergency assistance programs in your area to help with bills.
Liam Fitzgerald
dude just file now don't wait!! i waited like 2 weeks after getting fired thinking i needed to cool off or whatever and that was 2 weeks of benefits i lost out on. even if they investigate your firing you still want that claim date as early as possible
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Carmen Ortiz
To answer your specific question about timing - you'll file your initial claim online, then wait about 1-2 weeks for them to process it. If there's no issues, you could see your first payment within 2-3 weeks. But since you were fired, expect adjudication which adds probably 2-4 more weeks while they investigate. During adjudication they may contact your employer and possibly interview you by phone.
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Chloe Wilson
•This is really helpful info about the timeline. So even during the adjudication period while they're investigating, I won't get any payments at all until they make a decision? And if they do contact my employer, what kind of stuff do they typically ask them?
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