Hey Nathan! Sorry to hear about your situation. Since you mentioned the accident prevented you from working, you should definitely look into NY State Disability Insurance (SDI) - it's separate from unemployment and designed exactly for situations like yours. You can apply online at ny.gov or call their disability line. Make sure to have your medical records and doctor's statement ready showing you're unable to work due to the accident. The good news is you can potentially get both back pay and ongoing benefits while you recover. Don't give up!

I went through something similar last year after a workplace injury. One thing that really helped me was keeping a detailed timeline of everything - dates of the accident, when you last worked, medical appointments, etc. The disability office will ask for all of this and having it organized makes the process way smoother. Also, if you have short-term disability through a previous employer, don't forget to check on that too. Sometimes people overlook it but it can provide coverage while you're waiting for state disability to kick in. The system is definitely confusing but there are more options than it seems at first!

same boat here mama, it's so hard!! hope everything works out for you

I'm going through something similar right now - my daycare suddenly raised their rates by 60% and I just can't afford it on my current salary. From what I've researched, NYS Department of Labor does consider "compelling family circumstances" which can include sudden loss of childcare arrangements. The important thing is documenting that you're actively looking for solutions and that the available options are genuinely unaffordable relative to your income. I've been keeping a spreadsheet of every childcare option I've contacted with their costs and availability. Also, make sure to communicate everything in writing with your employer - emails are your friend here. Even if they terminate you, having that paper trail showing you tried to work with them could really help your case. Hang in there!

Wait so if it said 'reversed' that would be good for us? I'm dealing with my own appeal right now and want to know what to look for

I work as a paralegal and deal with unemployment appeals regularly. Just to clarify the terminology for everyone - when an appeal decision says "affirmed," it means the administrative law judge upheld (agreed with) the original Department of Labor determination. So unfortunately, your appeal was denied. However, unsafe working conditions can be tricky to prove - you typically need contemporaneous documentation like written complaints to supervisors, safety violation reports, witness statements, or medical records if you were injured. If you have additional evidence that wasn't considered in your hearing, the Appeal Board might be worth pursuing. The 30-day deadline is strict though, so don't wait if you're going to appeal.

THE WHOLE SYSTEM IS RIGGED AGAINST CONTRACTORS! Companies do this on purpose to avoid paying unemployment taxes and then workers get screwed when there's no work. File the claim and FIGHT the classification if you have to.

You should definitely file a claim even as a 1099 contractor. New York has been cracking down on misclassification lately, especially in construction. The key test is whether you had control over your work or if they controlled when, where, and how you did it. If they set your schedule, provided tools, and dictated your methods, that sounds more like an employee relationship regardless of what the paperwork says. The Department of Labor will investigate and make a determination. Even if you don't qualify for regular UI, there might be other programs available. Don't let the 1099 classification discourage you from applying.

One thing to keep in mind is that you need to have worked at least 2 quarters in your base period and earned a minimum amount to qualify. For 2025, you need at least $2,600 in one quarter and total base period wages of at least 1.5 times your high quarter wages. So with your $52k salary you should definitely meet the requirements, but it's good to double-check especially if you had any gaps in employment during your base period.

Just went through this process myself last month! The $504 maximum is correct for 2025. One tip - when you file your claim online, they'll show you exactly what your benefit calculation will be based on your reported wages before you submit everything. That way you can see if it matches what you're expecting. Also, don't forget that you can collect benefits for up to 26 weeks in NY (though that might change depending on unemployment rates). The whole process was way easier online than I expected it to be.