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The whole system is designed to screw people over! I ran out of benefits in week 23 and had to survive on food stamps until my year ended. Meanwhile billionaires get tax breaks. It's absolutely ridiculous that they can't extend benefits when people need them most.
I'm in a similar situation - about to hit my balance limit with several weeks left on my benefit year. One thing that might help is to start preparing now for when your benefits end. Look into local food banks, utility assistance programs, and see if you qualify for SNAP benefits to bridge the gap. Also, if you haven't already, make sure you're actively job searching and documenting it since you'll need recent work history to qualify for a new claim when your benefit year ends. The timing really is unfortunate, but planning ahead can make the transition less stressful.
This is really helpful advice, thank you! I hadn't thought about applying for SNAP benefits as a bridge. Do you know if there are any specific programs in New York for people who've exhausted unemployment benefits? Also, when you mention documenting job search activities - is that something I need to keep doing even after my benefits run out, or just to prepare for filing a new claim later?
I was in almost the exact same boat last year! I collect SSDI and was working part-time when my employer had to let me go due to budget cuts. The good news is you absolutely can collect both - I've been doing it successfully. Here's what I learned: When you file your initial claim with NYS Department of Labor, be upfront about your disability and emphasize that you were successfully working part-time, which proves your work capacity. They'll want to see that you can perform some type of work within your limitations. Make sure to report your Social Security income on your weekly claims - it won't reduce your UI benefits dollar-for-dollar, but they need to know about it. The trickiest part was the work search requirement - I had to find jobs that matched my restrictions, but my WIPA counselor helped me understand what types of positions to look for. The whole process took about 4 weeks for approval, but it was worth it. Don't let anyone tell you that being on disability automatically disqualifies you - as long as you can work within your limitations, you're eligible!
This is incredibly reassuring to hear from someone who's actually been through the process! I'm particularly nervous about the work search requirement - did you find that employers were understanding when you explained your limitations during the application process? Also, when you mention it took 4 weeks for approval, was that from when you first filed or from when they started reviewing your case? I'm trying to get a realistic timeline so I can plan my finances accordingly.
Hunter, thank you so much for sharing your experience! This gives me a lot of hope. I'm especially interested in how you handled the work search documentation - did you keep a log of which positions you applied for and why they matched your restrictions? Also, I'm curious about something you mentioned - you said Social Security income won't reduce UI benefits dollar-for-dollar. Does that mean there's no offset at all, or is there some other calculation they use? I want to make sure I understand this correctly before I file my claim.
I'm currently in this exact situation and have been researching it extensively. One thing I want to add that hasn't been mentioned yet is the importance of understanding the "work test" that NYS Department of Labor uses for people with disabilities. They don't just look at whether you can work - they evaluate whether you can work in your "customary occupation" or other suitable work given your training and experience. Since you were successfully doing a 20-hour part-time job, that's strong evidence of your work capacity. I'd recommend gathering documentation from your previous employer about your job duties and any accommodations they provided - this can help speed up the adjudication process. Also, when you do your work searches, focus on positions similar to what you were doing before, as these will be considered "suitable work" for your situation. The key is showing consistency between your past work capability and your current job search efforts.
Andre, this is really valuable information about the "work test" - I hadn't heard that terminology before but it makes a lot of sense. The idea of focusing on my customary occupation is particularly helpful since I was working in data entry, which seems like something I could continue doing with my disability. Do you know if NYS Department of Labor has specific guidelines about what constitutes "suitable work" for people with disabilities? I'm wondering if there's a formal list somewhere or if it's more of a case-by-case evaluation. Also, when you mention gathering documentation from my previous employer about accommodations, should I request this before I file my claim or can I provide it during the adjudication process if they ask for it?
just file asap and see what you get! took me 3 weeks to get my first payment but it was worth the wait. make sure you do your weekly claims every sunday
One thing to keep in mind is that you'll need to report any severance pay you received when you file - that can delay when your benefits start. Also, if you're planning to do any freelance or part-time work while collecting, you need to report those earnings each week. They'll reduce your benefit amount dollar-for-dollar after the first $143 you earn in a week. The whole process can be confusing but definitely file sooner rather than later since there's usually a waiting period.
Great point about the severance pay! I actually did get a small severance package - about 2 weeks worth. Does anyone know if that completely blocks benefits until it's "used up" or if it just delays the start date? I'm trying to figure out my timeline here since I need to start looking for work but also want to make sure I don't mess up the unemployment process.
I went through this exact situation when I moved from NY to PA about 8 months ago. Here's what actually happened: You cannot transfer benefits between states - you'll need to file a completely new claim in PA once you establish residency there. The good news is that PA will use your NY work history to calculate your benefits, but the bad news is their weekly benefit amounts are typically lower than NY's. Make sure you do a few things before you move: 1) Report your address change to NY unemployment immediately through your online account, 2) Complete your final weekly certification in NY, and 3) Apply for PA benefits as soon as you're eligible (usually after establishing residency). There will likely be a gap in payments - mine was about 3 weeks. PA's system is slower than NY's (if you can believe that). Also, be prepared for PA to have different job search requirements than what you're used to in NY. One last tip - if you're having trouble reaching NY unemployment by phone to properly close out your claim, I had success using a callback service that eliminated the endless hold times. It's worth it to make sure everything is handled correctly to avoid any fraud issues later.
This is super helpful, thank you! 3 weeks gap is rough but at least I know what to expect now. When you say "callback service" - are you talking about that claimyr thing other people mentioned? I'm willing to try anything at this point to avoid the phone runaround.
Yes, exactly - I used claimyr.com when I needed to reach NY unemployment to close my claim properly. It was honestly a lifesaver because I was getting nowhere calling on my own. They handle the waiting on hold part and then connect you when an agent picks up. Definitely worth it to make sure your transition is handled correctly and avoid any potential issues down the line.
I'm going through a similar situation right now - just started the process of moving from NY to PA while on unemployment. From what I've researched and heard from others here, you definitely can't transfer benefits directly between states. Each state has its own system and rules. What I'm planning to do: 1) Call NY unemployment ASAP to report my move (using that claimyr service everyone's mentioning since I can't get through either), 2) File for PA benefits as soon as I establish residency there, and 3) prepare financially for a gap in payments. One thing I learned from reading through these comments - make sure you're crystal clear about your availability for work when talking to NY unemployment. If you can still commute back to NY for jobs, there might be interstate benefit options, but if you're moving too far into PA, you'll need to start fresh with their system. The IP address flagging thing someone mentioned is scary - definitely don't want to get accused of fraud on top of everything else. Going to make sure I handle the transition properly even if it means a few weeks without income. Thanks everyone for sharing your experiences, this thread has been incredibly helpful!
This is such a helpful summary of everything! I'm in the exact same boat and was feeling overwhelmed by all the conflicting info online. The IP address fraud thing is definitely something I wouldn't have thought of - glad people are mentioning that. I'm also going to try that claimyr service since it seems like multiple people here have had success with it. Better to pay a small fee than waste weeks trying to get through on my own. Thanks for putting together such a clear action plan!
Fatima Al-Qasimi
I went through this exact same situation last year! You absolutely need to report that you're working - select "yes" when it asks if you returned to work, then it will prompt you to enter your hours and gross earnings for that week. The system is actually set up to handle partial unemployment situations like yours. As long as you're under 30 hours and your earnings don't exceed the threshold (your weekly benefit rate + $504), you'll still get reduced benefits. Don't stress about it cutting off your claim completely - that only happens if you're working full-time or earning too much. Just be honest about your hours and pay, and you should be fine!
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Jacob Lewis
•This is exactly what I needed to hear! I was so worried that clicking "yes" would just end everything immediately. The threshold info is super helpful too - I definitely won't be anywhere near that limit during training. Thanks for sharing your experience!
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Mateo Rodriguez
I'm in a really similar situation right now! Just started a new job last week and they have me doing paid training at about 20 hours per week. I was terrified about how to handle the certification too, but after reading everyone's advice here I feel much better. It sounds like as long as we're honest about the hours and earnings, we should still get partial benefits since we're under that 30-hour threshold. The day-based calculation system seems really confusing though - I had no idea it worked that way! Thanks everyone for sharing your experiences, this thread has been super helpful for understanding how to navigate this whole process without messing up our claims.
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QuantumQuest
•Welcome to the confusion club! 😅 I'm dealing with the exact same thing - just started my training this week and was totally lost about how to handle certification. Reading through all these responses has been such a relief. The day-based calculation is definitely the most surprising part - I would never have guessed that working 2 hours on 4 days is worse than 8 hours on 2 days! Definitely going to keep that in mind once I have more control over my schedule. Good luck with your training - sounds like we're both on the right track as long as we stay honest about everything!
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