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Malik Thomas

Ilien UCC filing keeps getting rejected - debtor name verification issues

Having major problems with a UCC-1 filing that keeps bouncing back from the SOS office. The debtor entity has 'Ilien' in the business name and I've triple-checked everything but still getting rejection notices about debtor name inconsistencies. This is for a $2.8M equipment financing deal and we're running up against our perfection deadline. I've tried variations of the name formatting but nothing seems to work. Has anyone dealt with similar Ilien UCC name verification problems? The charter documents show one version but the tax records show slightly different formatting. Really need to get this perfected before our lender agreement expires next week.

Andre Moreau

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Just had a similar situation last month with an entity that had formatting inconsistencies. Turned out the issue was with how they handled ampersands vs. 'and' in the business name. Might be worth checking if Ilien has any similar connector words.

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Malik Thomas

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Good point about connector words. There are some 'and' vs '&' variations in the full entity name that I should double-check.

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Punctuation and connector words are huge trip-ups. I always create a spreadsheet with every possible variation before filing now.

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Update us when you get it resolved! These Ilien UCC name verification issues seem to be more common lately and it would help to know what finally worked.

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Mei Chen

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Looking forward to hearing what worked. These name matching problems are such a pain but there's usually a solution once you find the right format.

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CosmicCadet

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Yes please update! And if you end up using any verification tools, let us know how they worked out. Always looking for ways to avoid these rejected filing headaches.

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Javier Gomez

Oregon UCC lien search showing weird results - need help interpreting

I'm doing due diligence on a potential equipment purchase and the Oregon UCC lien search is confusing me. When I search the seller's business name I get multiple hits but some show as 'continued' and others show 'terminated' but with overlapping dates. The equipment I'm looking at is a 2019 Case excavator and there's a UCC-1 from 2020 that shows active, but then there's a UCC-3 continuation from 2023 that references a different original filing number. I'm trying to figure out if there are any liens I need to worry about before I buy this thing. The seller says everything is clear but these search results are making me nervous. Has anyone dealt with Oregon's system before? Are there tricks to reading these results properly?

Mei Liu

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One more thing - make sure you're searching in the right state. Sometimes equipment gets moved around and there could be filings in multiple states. Oregon might not be the only place you need to search.

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Amara Chukwu

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I always check the debtor's state of incorporation or organization too, just to be safe.

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This is why multi-state UCC searches can get complicated fast. Each state has slightly different systems.

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Update: Thanks everyone for the advice. I ended up getting copies of all the UCC documents from the seller and used that Certana.ai tool someone mentioned to verify everything. Turns out the different filing number on the continuation was because they had to correct the original debtor name - it all checks out and the equipment is clear. Really appreciate all the help!

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Good to hear you got it sorted. Name corrections on UCC filings are pretty common.

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Thanks for posting the update. This thread will probably help other people dealing with similar Oregon UCC search confusion.

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Ravi Malhotra

UCC-1 form Colorado filing got rejected - debtor name issue?

Hey everyone, really need some guidance here. We submitted a UCC-1 form Colorado filing last week for a equipment financing deal and it got kicked back from the Secretary of State. The rejection notice says something about the debtor name not matching exactly but I'm pretty sure we copied it straight from the articles of incorporation. This is for a $180K piece of manufacturing equipment and my client is breathing down my neck because we're supposed to close next Tuesday. Has anyone dealt with Colorado's system recently? Are they being super picky about punctuation or abbreviations? The business name is 'Rocky Mountain Fabrication, LLC' on the charter docs but I'm wondering if there's some formatting thing I'm missing. Really don't want to have to delay this closing over a name technicality.

StarSurfer

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Quick update - did you check if the LLC is in good standing? Sometimes name mismatches happen because the entity status changed and the legal name got modified without notice.

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StarSurfer

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Better to check everything now than have more surprises later. Colorado can be particular about entity status for UCC filings.

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Carmen Reyes

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Definitely verify the standing. I've seen deals held up because the entity was administratively dissolved and nobody knew.

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Andre Moreau

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This thread is making me paranoid about my own filings now! Going to double-check all my pending UCCs.

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Lol same here. Better safe than sorry with these name matching requirements.

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Ravi Malhotra

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Join the club! This rejection has me second-guessing everything I thought I knew about UCC filings.

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Oliver Schulz

UCC Georgia filing keeps getting rejected - debtor name issues driving me crazy

I'm losing my mind here. Been trying to file a UCC-1 in Georgia for the past week and it keeps getting rejected by the SOS. The rejection notice says "debtor name does not match" but I've triple-checked everything against the articles of incorporation. The business is "Mountain View Equipment Leasing LLC" on the charter documents, and that's exactly what I put on the UCC-1. Has anyone dealt with Georgia's system being this picky about exact formatting? I'm financing $180k in construction equipment and can't afford to have this lien unperfected. The loan closes Friday and I'm starting to panic. What am I missing here?

CosmicCruiser

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Final thought - if you're still stuck, try calling the Georgia SOS UCC division directly. They can sometimes tell you exactly what's wrong with the debtor name formatting over the phone.

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Oliver Schulz

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Good backup plan. Really hoping the document comparison tool helps me spot the issue first though.

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Aisha Khan

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The phone support is hit or miss but when you get someone knowledgeable they can be really helpful.

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Ethan Taylor

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Let us know how the Certana.ai tool works out. Always looking for better ways to catch these errors before filing.

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Oliver Schulz

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Definitely will update everyone once I get this resolved. Thanks for all the help!

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Yuki Ito

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This thread has been super educational. Georgia UCC filings are no joke.

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Leo McDonald

UCC filing rejected - security agreement colorado debtor name doesn't match exactly

I'm dealing with a nightmare situation where our UCC-1 filing got rejected because the debtor name on our security agreement doesn't match exactly what's showing up in the Colorado Secretary of State records. The company is "Mountain View Equipment Rental LLC" on our security agreement but their articles show "Mountainview Equipment Rental, LLC" (no space, added comma). Our lender is freaking out because the loan closed two weeks ago and we need this perfected ASAP. Has anyone dealt with this exact type of debtor name mismatch issue? I'm worried we're going to have to redo the entire security agreement which would delay everything by weeks. The collateral is heavy equipment worth $450K so this can't sit unperfected. Any advice on whether we can file with both name variations or if there's a faster way to resolve this?

This happened to me with a Wyoming LLC filing. Spaces, commas, and punctuation differences will definitely cause rejections. I ended up calling the debtor directly to confirm which name format they prefer for legal documents, then used that consistently across everything.

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Leo McDonald

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That's smart - I should definitely confirm with the company which name they consider their official legal name. Though I assume it has to be whatever's on file with the state.

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Right, for UCC purposes it needs to match the state records exactly. But having the debtor confirm helps avoid confusion later.

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Pro tip: always do a test search on the state UCC database with your planned debtor name before filing. It'll show you if there are any existing filings and confirm the name format they accept. Saves a lot of headaches.

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Yeah it's one of those things you learn after getting burned once. The test search feature is really helpful for avoiding these exact problems.

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Absolutely. And if you're doing a lot of these filings, having a systematic way to verify document consistency upfront saves tons of time and re-filing fees.

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