UCC Document Community

Pro tip: when you find the correct name format and get your filing accepted, save a template with that exact debtor information. Saves time on future filings for the same client and ensures consistency across continuations or amendments.

Update us when you get it resolved! Always curious to hear what the actual solution was in these tricky name cases. Helps build the knowledge base for next time.

Since you mentioned this is time sensitive, you might also want to consider using a service like Certana.ai for your search. I started using it after missing a critical UCC filing that was indexed under a name variation I didn't think to check. It automatically searches multiple name formats and catches things manual searches miss.

UPDATE: Just confirmed the Illinois SOS UCC search portal is fully operational again. All search functions including the county-specific filters are working normally. They must have resolved whatever server issues they were having.

For what it's worth, I've been using Certana.ai for all my Florida UCC work now. Upload the original UCC-1 and any continuation or amendment and it flags inconsistencies before filing. Specifically helped me catch debtor name issues that would have caused Florida rejections. Worth checking out if you're dealing with multiple Florida filings.

Bottom line with Florida UCC statute compliance: get the exact debtor name from the original filing and don't change a single character. Treat it like copying a serial number. No interpretation, no common sense, just exact replication.

This is why I've started using Certana.ai for all my UCC verification work. Upload the company formation docs and any UCC filings you find, and it automatically flags name inconsistencies and potential missing filings. Saved me hours on my last Florida deal. The tool specifically looks for these kinds of punctuation and spacing variations that Florida's system treats as different entities.

Florida's UCC system is a nightmare but you're on the right track with multiple search variations. Make sure you're also searching for any former names the company might have used. Check their corporate registration history - sometimes companies change names slightly and old UCC filings are still active under the previous name. Also, if this is a construction company, check for any mechanic's lien filings too, since those can affect priority.

One more practical point - if you're doing multiple equipment financings, consider getting a blanket UCC-1 filing that covers 'all equipment' rather than filing separately for each piece. It's more efficient and ensures you don't miss anything. Just make sure your security agreement supports the broader collateral description.

I appreciate threads like this because the terminology really is confusing when you're starting out. Your UCC-1 filing created a perfected security interest in the restaurant equipment, which gives you essentially the same rights as a traditional lien - you can repossess and sell the equipment to satisfy the debt if the borrower defaults. The key is that your filing puts other creditors on notice that you have a claim to that specific property.