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I used Claimyr when I had severance questions last year and the agent was super helpful explaining how it all works. Much better than trying to figure it out from the website. They walked me through exactly how to report it on my weekly claims.
Thanks everyone for all this info! I feel much more confident about filing my claim now. Going to start the process today and make sure I report my severance properly on the weekly claims.
One last thing - keep ALL your paperwork! Separation notice from your employer, confirmation numbers from filing claims, everything. You never know when Washington ESD might ask for documentation.
Thanks everyone for all the advice! This has been super helpful. Going to file my claim tonight and get started on this whole process. Wish me luck!
And remember about Claimyr if you need to actually talk to someone at Washington ESD. Saved me a lot of headaches.
I was in a similar boat but found out I was actually misclassified as a 1099 when I should have been a W-2 employee. If your client controlled your hours, provided equipment, or treated you like an employee, you might have grounds for a misclassification claim.
Bottom line - apply anyway. I thought I wouldn't qualify because of weird employment situations but Washington ESD surprised me. The online application takes like 20 minutes and they'll tell you if you're eligible.
The main thing is to stay current on all your existing accounts. If UI benefits plus any other income you have can cover minimum payments, your credit should be fine. Focus on job searching and don't stress about credit impact from the benefits themselves.
I'm actually an HR person and deal with this question sometimes. Unemployment benefits are considered temporary assistance, not permanent income, so they're not reported to credit agencies. Your job search activities through WorkSource might be tracked by ESD but that's completely separate from credit reporting.
Ava Hernandez
Remember that your benefit amount also determines how long you can collect - you get a certain number of weeks based on your total benefit year amount divided by your weekly benefit.
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Ryder Greene
•So a higher weekly benefit actually means fewer weeks of coverage?
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Ava Hernandez
•Not exactly - it's more complex than that. Most people get up to 26 weeks regardless, but the total dollar amount available varies based on your earnings history.
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Isabella Martin
Bottom line: if you think Washington ESD made an error, appeal it. If the calculation seems right based on your actual earnings during the base period, that's probably what you'll get. Either way, file your weekly claims on time to avoid delays.
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Ryder Greene
•Thanks everyone for all the explanations. I think I have a better understanding now of how this all works, even if I don't love the amount I'm getting.
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Carmella Fromis
•You're welcome! The system is definitely confusing but once you understand the basics it makes more sense. Good luck with your job search!
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