This thread has been super helpful! I was worried I was doing something wrong with my direct deposit setup. Good to know KeyBank is handling everything correctly on Washington ESD's end.

One tip I learned the hard way - make sure to double check that your bank account is actually set up to receive ACH transfers. I had my direct deposit info entered correctly in the Washington ESD system but my small local bank had some restriction that blocked the KeyBank deposits. Had to call my bank and specifically request ACH transfers be enabled for government payments. Cost me two weeks of delayed payments while I figured that out!

Good luck! Remember to be completely honest about your work situation and include every detail that shows you were treated like an employee.

I've been following this thread closely because I'm in a similar situation. Just wanted to add that if you do end up having to appeal a denial, consider getting help from a legal aid organization or employment attorney who specializes in worker classification issues. Many offer free consultations for unemployment cases. I know it's another step, but having someone who understands the legal nuances can really help present your case effectively. Also, while you're gathering documentation, don't forget things like how they handled your work assignments - did they give you projects directly or did you bid on them? Did they provide training or detailed instructions? These details can be crucial in proving employee vs contractor status. Wishing you the best of luck with your application!

Just wanted to add that you should also check if your program qualifies for additional financial aid like Pell Grants or state grants. Even though you're getting training benefits, you might be eligible for extra help with tuition, books, and supplies. I combined TB with a Pell Grant for my nursing program and it made a huge difference financially. The financial aid office at your school can help you figure out what you qualify for.

I've been unemployed for about 3 months and just learned about training benefits from this thread - wish I had known sooner! I'm really interested in pursuing a healthcare program, maybe something like medical assistant or pharmacy tech. For those who've been through the TB process, do you recommend applying to multiple programs at once in case one doesn't get approved? Also, if I'm already halfway through my regular unemployment benefits, would I still have enough time to complete a 6-9 month program with the extensions? This seems like such a better option than just doing job searches that aren't leading anywhere.

I'm going through this exact situation right now too! My payment was marked as "paid" on Tuesday but went to my old credit union account that I closed in February. After reading everyone's advice here, I called ESD first thing this morning at 8 AM and actually got through after about 45 minutes on hold. The agent confirmed that my payment was indeed rejected by the bank yesterday and the funds are now back in their system. She was able to see my updated banking information that I had entered last week and said she's putting in a request to reissue the payment to my new account. She told me to expect it within 3-5 business days. For anyone else dealing with this - definitely call as early as possible and ask specifically for "Payment Services" when you get through the initial menu. Having your claim number and the exact payment date ready really did speed things up. Also, the agent mentioned that they're seeing a lot of these closed account issues lately, so you're definitely not alone if this happens to you!

I had this happen to me about 6 months ago when I closed my old Wells Fargo account but forgot to update ESD right away. The good news is that the bank will definitely reject the payment since the account is closed - usually within 2-3 business days. The bad news is that ESD won't automatically know about the rejection or reprocess it without you contacting them. Here's what worked for me: I called ESD the day after I realized what happened (don't wait for the rejection to process first). When I got through, the agent was able to put a note on my account about the closed bank situation. Then once the funds were returned to ESD a few days later, they already had my updated banking info and the note about the issue, so they reprocessed it pretty quickly. The key is being proactive - if you wait for ESD to figure it out on their own, you could be waiting weeks or even months. Also, take screenshots of your updated banking information in the portal as proof you made the change, just in case there are any disputes later. Good luck getting through on the phones!

Don't worry! This is totally normal. I'm on my second month of unemployment and here's my experience: ESD shows "paid" on Wednesday but the money doesn't hit my account until Friday morning almost EVERY WEEK. It's just how their system works. Their "paid" status just means they've approved it, not that they've actually sent the money that exact day. Banks also don't process ACH transfers on weekends, so if tomorrow is Friday, I bet you'll see it then!

glad u got ur $$$! one less thing to stress about!