


Ask the community...
One thing to keep in mind is that even if you get approved, there might be a waiting period before benefits start. I think it's usually one week in Washington, but someone correct me if I'm wrong.
Good luck with your application! I know it seems overwhelming but it's really not that complicated once you get started. The hardest part is usually dealing with Washington ESD if you need to talk to someone, but there are ways around that now like the Claimyr service people have mentioned.
One thing that helped me was calling my former employer's HR department to confirm they had reported my layoff correctly to ESD. Sometimes there are delays if the employer information doesn't match your application.
Remember that even after you're approved, it takes a few days for the money to actually show up in your account. Don't panic if you get approved on a Wednesday but don't see the deposit until the weekend.
This thread is really helpful! I was wondering about the same thing for my mortgage refinance paperwork. Sounds like unearned income is definitely the way to go.
Just to add one more confirmation - my accountant told me unemployment is unearned income for tax purposes and that's how it should be reported on other forms too. Seems like everyone's on the same page about this.
I used to work for Washington ESD and can confirm that lump sum severance payments typically don't affect unemployment benefits. The confusion comes from people mixing up severance with other types of separation pay. Just be accurate when you report it and you should be fine.
Bottom line: File your claim, report your severance accurately, and let Washington ESD make the determination. Most people with lump sum severance can collect benefits immediately. The system is designed to help unemployed workers, not punish them for getting severance.
Ethan Wilson
I've been dealing with reduced hours for months now and the partial unemployment benefits have been a lifesaver. Don't hesitate to apply - you've earned these benefits through your previous work and tax contributions.
0 coins
Natasha Volkova
•Thank you for the encouragement. I was feeling guilty about applying while still technically employed.
0 coins
Ethan Wilson
•No guilt needed! This is exactly what the system is designed for - helping workers when their income gets reduced through no fault of their own.
0 coins
Yuki Tanaka
File your claim ASAP. In Washington, benefits are calculated from the week you file, not from when your hours were reduced. The sooner you apply, the sooner you can start receiving payments.
0 coins
Natasha Volkova
•Good point. I'll start the application tonight. Thanks everyone for all the helpful advice!
0 coins
Carmen Diaz
•Good luck! The process can be confusing at first but it gets easier once you understand how it works.
0 coins