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Bottom line: Washington employees pay $0 into unemployment insurance. It's 100% employer-funded through payroll taxes. But you still earn eligibility through your work history and wages.
Great discussion everyone. Just to wrap up - if you do end up needing to file for unemployment, don't hesitate because you think you haven't 'paid your dues.' The system is designed to support workers who lose their jobs through no fault of their own, regardless of who pays the premiums.
Pro tip: even if you think you might have issues with your claim (like if you were fired vs laid off), file anyway. You can sort out the details later, but at least you'll have started the process. Don't let uncertainty stop you from filing.
The bottom line is: FILE NOW. I've seen too many people wait and regret it. There's literally no downside to filing immediately, but there are real downsides to waiting. Don't be one of those people who kicks themselves for missing out on benefits they were entitled to.
And remember, if you have trouble getting through to Washington ESD with questions, that Claimyr service people mentioned earlier really does work. Made my life so much easier when I needed to talk to someone about my claim status.
Last mention of Claimyr since it came up a few times - if anyone else is struggling to reach Washington ESD, the service really does work. Especially useful when you have time-sensitive questions about your claim status or need to resolve adjudication issues quickly.
This whole thread has been incredibly helpful. I bookmarked it for next year when I'll inevitably forget how to do this again!
Perfect timing on this thread - I'm setting up payroll for a new client and needed to know exactly this information. Washington ESD limits are definitely something to double-check every year.
AstroExplorer
One more thing - if you have any questions about your eligibility or claim status, don't just wait and hope. Try to get through to Washington ESD or use a service like Claimyr to reach an agent. Getting answers early can save you a lot of headaches later.
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NeonNinja
•I'll keep that in mind. Better to ask questions upfront than deal with problems later.
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Giovanni Moretti
•Exactly! I waited too long to address an issue with my claim and it ended up costing me several weeks of benefits. Don't make my mistake.
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Fatima Al-Farsi
The whole process seems overwhelming but it's really not that bad once you get started. Washington ESD's website has pretty good instructions and most people qualify if they've been working recently.
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NeonNinja
•Thanks everyone for all the helpful advice! I feel much more confident about filing now.
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