

Ask the community...
I see a lot of confusion in this thread about earnings records. To clarify: 1) Employers report wages to SSA quarterly 2) Processing takes time, especially for paper filings 3) The MySocialSecurity portal updates irregularly 4) Complete 2024 earnings won't finalize until mid-2025 5) Small amounts like $646 are typically partial reports 6) This won't affect your future benefits as long as complete W-2 information is eventually processed If you're within 3 years of retirement, I'd recommend requesting an official earnings record by mail to verify everything is accurate for the years that actually count toward your benefit calculation.
I work in HR and see this confusion a lot! Just to add some context - when you see taxes being withheld from your paycheck, that money goes to the IRS immediately, but the REPORTING of your wages to SSA happens on a different timeline. Think of it like this: the government gets your tax money right away, but the paperwork about how much you earned gets filed later in batches. That $646 could be from your employer's first quarterly report, or even from a small 1099 job if you did any freelance work. The key thing is that your employer's year-end W-2 will have your complete 2024 earnings, and THAT'S what ultimately gets used for your Social Security record. The partial amounts you see during the year are just snapshots, not the final picture.
This makes so much sense - thank you for explaining it in such simple terms! I was getting confused about why my paychecks show SS taxes being taken out but the SSA website wasn't reflecting my actual earnings. The batching/snapshot explanation really helps me understand what's happening. I feel much better about this now!
We didn't need the agreement notarized - just signed by both parties with the date. As for taxes, my accountant had me report it as rental income, but there were offsetting expenses (utilities, home repairs, etc.) so it didn't affect our tax situation much. Your mom should probably consult with a tax professional about her specific situation, though.
Good luck with your appointment! I went through something similar with my dad's SSI when he moved in with us after his stroke. One thing that really helped was bringing a calculator to the meeting to show exactly how we split expenses. We calculated total monthly costs (property tax ÷ 12, average utilities, groceries, etc.) and divided by the number of adults in the household. Having those numbers ready made the conversation go much smoother. Also, don't let them intimidate you - you have the right to ask questions and get clear explanations of their decisions. The caseworker we dealt with was actually pretty helpful once we showed we were serious about following the rules properly.
That's really smart advice about bringing a calculator! I never thought about having the numbers ready like that. It probably shows SSA that you're taking it seriously and not just trying to get around the rules. Did your dad's benefits get restored to the full amount after you showed them the expense breakdown?
This thread has been incredibly helpful! I'm dealing with a similar situation with my neighbor who's 79 and has mild dementia. Based on everything shared here, I'm planning to: 1. Download the SSA-1696 form and the CMS-10106 (Medicare) form 2. Make sure to specifically check box 7 and write "1099-SSA forms" for tax document access 3. Bring multiple copies of everything including POA documents 4. Set up online access while we're at the office 5. Ask about expiration dates and renewal requirements One question I have - for someone with mild cognitive decline, do I need any medical documentation to support the SSA-1696 application, or is that only required for representative payee status? I want to make sure I'm fully prepared before making the 2-hour drive to our nearest SSA office. Thanks everyone for sharing your experiences - this community is a lifesaver when navigating these complex government processes!
Great checklist! For the SSA-1696 (appointed representative), you typically don't need medical documentation - just the person's consent and signature. Medical documentation is only required for representative payee status when SSA needs to determine if someone can't manage their own finances. However, since your neighbor has mild dementia, I'd suggest bringing any existing medical records or doctor's notes anyway, just in case the SSA agent has questions about her capacity to authorize you. It won't hurt to have them and could help if there are any concerns. Also, call ahead to confirm your local office handles these appointments - some smaller offices might refer you to a larger location for representative appointments.
As someone who went through this exact process with my aunt last year, I want to add a few practical tips that saved me headaches: 1. **Call ahead to schedule** - Don't just show up! Many SSA offices require appointments for representative paperwork. Ask specifically for a "representative appointment" not just a general visit. 2. **Bring a folder with dividers** - You'll be juggling multiple forms and documents. Having everything organized made the process much smoother. 3. **Take photos of completed forms** - Before you hand anything over, take pictures with your phone. I had to reconstruct forms twice because of "processing delays." 4. **Get a receipt/confirmation number** - Make sure they give you some kind of tracking number or receipt showing you submitted the SSA-1696. This was crucial when following up weeks later. 5. **Ask for the agent's name and direct number** - Some agents are more helpful than others. If you get someone knowledgeable, get their contact info for follow-up questions. The whole process took about 6 weeks from submission to being able to actually use my representative status, so don't expect immediate results. But once it's active, it makes everything so much easier! Your friend is lucky to have someone willing to navigate this bureaucracy for her.
This is such valuable practical advice! The point about taking photos of the forms is brilliant - I never would have thought of that but it makes perfect sense given how often government paperwork gets "lost in the system." I'm definitely going to call ahead to schedule an appointment rather than just showing up. Do you remember roughly how long your appointment took once you were actually seen? I'm trying to plan the day and figure out if my friend will need breaks or if we should bring snacks for a long process.
I'm going through something similar right now - my CDR just came in last month and I was terrified too. Here's what I wish someone had told me: the gap in treatment isn't ideal, but it's not automatically a death sentence for his benefits. What saved me was being extremely thorough in documenting how my condition still affects my daily life, even when I'm "stable" on medication. A few practical tips from my experience: - When you call to schedule that psych appointment, explain it's urgent due to a CDR - many offices will try to squeeze you in sooner - Ask his pharmacy for a medication compliance report showing he's been consistently filling prescriptions - Have him start writing down his symptoms and limitations NOW, while you're waiting for the appointment - memory can be fuzzy when you're stressed - If he's had any ER visits, hospitalizations, or crisis situations in the past few years, make sure those are included in the medical records The most important thing is showing that even though he takes his medication religiously, he still has significant functional limitations that prevent consistent work. Bipolar disorder doesn't just disappear because someone is medication compliant - it requires ongoing management and still causes unpredictable episodes that would make maintaining employment impossible. You're doing the right thing by acting quickly. Try not to spiral too much - focus on gathering the documentation they need to see his ongoing disability.
Thank you so much for this practical advice! I hadn't thought about getting a medication compliance report from the pharmacy - that's brilliant and will definitely help show he's been following treatment even without regular appointments. I'm calling his psychiatrist's office first thing in the morning and will mention it's CDR-related to see if they can get him in sooner. The idea about having him document symptoms now while we wait is also really smart - when he gets anxious his memory gets worse so having it written down ahead of time will be huge. Your point about medication compliance not meaning the condition is gone really resonates - he still has episodes and limitations even when he's taking everything as prescribed. It's just managed better, not cured. Thanks for helping me feel less alone in this process!
I'm so sorry you're dealing with this stress on top of your own health issues! One thing that helped me during my husband's CDR was creating a comprehensive timeline document before the psychiatrist appointment. I listed: - All medications he's currently taking (with dosages and how long he's been on each) - Any dosage changes in the past year - Specific episodes or difficult periods he's had recently - How his conditions affect daily activities (showering, grocery shopping, social situations, etc.) - Any triggers that make symptoms worse Having this organized beforehand made the appointment much more productive, and the psychiatrist was able to write a more detailed assessment. Also, if his previous psychiatrist retired, try to get those records transferred ASAP - continuity of care documentation can be really valuable even with the gap. The fact that he's been medication compliant this whole time actually works in your favor - it shows he's actively managing his condition, not ignoring it. You're handling this exactly right by getting current documentation. Wishing you both the best outcome!
This timeline approach is so smart! I'm definitely going to create something like this before the appointment. You're right that having everything organized will make the visit much more productive - when we're stressed it's easy to forget important details. I'll start working on gathering all his medication info and documenting recent episodes tonight. Thanks for mentioning getting the previous psychiatrist's records transferred too - I hadn't thought about that but it makes total sense to show the continuity of his condition over time. It's really encouraging to hear that medication compliance actually works in his favor rather than against him. I was worried they might see it as a sign he doesn't need ongoing treatment, but you're right that it shows he's actively managing a serious condition. Thank you for the reassurance and practical advice!
Zara Ahmed
u might try county records office where u got married they can give u copy of marriage license. also check old tax returns that's how my aunt found my uncles ssn
0 coins
Oliver Wagner
Just wanted to add my experience - I was in a very similar situation when my ex-husband passed. We'd been divorced for years and I had no idea where any of his paperwork was. The SSA office was actually really helpful once I got there. They were able to locate his record using just his full name, date of birth, and our marriage date. I brought my driver's license, our marriage certificate, and his death certificate. The whole process took about 45 minutes once I got called back (the wait was longer than the actual appointment!). Don't stress too much about having his exact SSN - they have ways to work around that. Good luck with your application!
0 coins
Mikayla Davison
•This is really encouraging to hear! I've been so stressed about not having his SSN, but it sounds like the SSA has good systems in place to locate records. 45 minutes doesn't sound too bad either - I was preparing myself for an all-day ordeal based on what others have said. Did they give you any trouble about being divorced, or was that pretty straightforward since you were married for the required time period?
0 coins