Glad to hear your payment is showing as pending now! That's a huge relief, especially during the holidays. For future reference, I've found that Wells Fargo usually makes unemployment deposits available early in the morning (around 6-7 AM) on the scheduled day. So you'll probably see it hit your account first thing Thursday morning. The anxiety of waiting for that first payment is real - been there myself. Once you get into the routine, you'll know exactly when to expect it each week.

Pro tip for everyone stressed about timing - I've been on unemployment twice and found that setting up text alerts through your bank app really helps with the anxiety. Most banks will send you a notification the moment any deposit hits your account, so you don't have to keep checking constantly. Also, if you're really in a pinch financially, some food banks and churches do emergency assistance during the holidays while you're waiting for your payment to clear. Hope everyone gets their deposits soon!

I've been filing TWC payments for about 8 months and your 7am filing time is perfect! That puts you right at the front of their daily processing queue. Since your status shows "processed," you should definitely see the deposit by Wednesday or Thursday morning. One tip - download the ReliaCard mobile app if you haven't already. The deposit usually shows up there first, sometimes even before 6am, and you can set up push notifications so you'll know the moment it hits. This takes away all the guesswork and constant checking. Given that it's Tuesday and you filed early morning with a clean processed status, I'd bet on Wednesday or Thursday morning at the latest. The system has been pretty reliable lately for most people despite some of the horror stories you might read.

I've been filing TWC for about 10 months now and wanted to reassure you - filing at 7am this morning was absolutely the right move! You're definitely at the front of their processing queue. Since your status already shows "processed," that's a really good sign that everything went through cleanly without any flags or issues. In my experience, when you file that early on a Tuesday with processed status, you're looking at Wednesday or Thursday morning for the deposit to hit your ReliaCard. The deposits typically appear between 6-9am, so check first thing in the morning rather than throughout the day. One thing that helped me manage the anxiety of waiting - the ReliaCard app shows pending deposits sometimes a few hours before they're actually available to spend, so you might get advance notice that it's coming. Given your timing and clean status, I'd be very surprised if you don't see it by Thursday morning at the absolute latest.

Just wanted to add one more thing that might help - if you do end up having to wait longer than expected for the EB determination, you can apply for emergency SNAP benefits while you're between programs. A lot of people don't realize that losing unemployment benefits actually qualifies you for expedited SNAP processing (usually within 3 days). Also, I noticed you mentioned medical billing - have you considered looking into medical coding positions? It's related to what you already do but often pays better, and many employers will train experienced billing specialists in coding. The AAPC (American Academy of Professional Coders) has free webinars and study materials. Even if you don't get certified right away, just showing familiarity with coding on your resume can open up more opportunities. Keep your head up - the fact that you're being so proactive and organized about this whole situation shows you're going to land on your feet!

I'm going through the exact same thing right now! My benefits just exhausted last week and I was completely panicking until I found this thread. Reading everyone's experiences has been so helpful - especially knowing that the EB determination is usually automatic and takes about 7-14 days. I wanted to add something I discovered that might help others: if you're really struggling to get through to TWC by phone, some local libraries have career counselors who are familiar with the unemployment system and can help you understand your options. My local branch has a "job seeker support" program that I didn't even know existed. Also, for anyone worried about medical billing opportunities - I've been seeing more remote positions lately, especially with smaller practices that outsource their billing. Don't overlook the smaller medical billing companies - they often have less competition than the big hospital systems. Thanks to everyone who shared their experiences here. It really helps to know we're not alone in this process!

Just wanted to add that you should also keep track of exactly when your last teacher paycheck comes through - sometimes districts have slight variations in their final payment dates. Once that last check clears, make sure to note it because that's when you can expect to start receiving your full unemployment benefits (assuming you're still unemployed and eligible). Also, since you mentioned relocating within Texas, you might want to update your address with TWC once you move to avoid any mail delivery issues with important correspondence about your claim.

One more thing to keep in mind - make sure you're reporting your teacher salary on the correct weeks when you do your payment requests. TWC asks for earnings for the specific week being requested, so if you get paid every two weeks or monthly, you'll need to figure out which week(s) that paycheck covers. For example, if you get paid on the 15th for work periods that span multiple weeks, you'd report that income for the weeks it actually covers, not just the week you received the payment. This can get a bit tricky with teacher pay schedules, so keep good records of your pay stubs to make sure you're reporting accurately.

I feel your frustration! I went through this exact same thing a few months back. Here's what I learned from my experience: First, definitely try that alternative number (888-872-8414) that Ava mentioned - it worked better for me than the main line. Also, I had success calling at exactly 7:59 AM and staying on the line even when it seemed like nothing was happening. One thing that really helped me was creating a simple log of every call attempt - time, what happened, how long I waited, etc. It helped me identify patterns and also gave me specific details when I finally got through to an agent. For your "pending" status after 3 weeks, that's definitely not normal. In my case, it turned out my employer hadn't responded to their notice yet, but TWC never told me that was the holdup. When I finally got through, the agent was able to see exactly what was missing and expedite the process. If all else fails, definitely reach out to your state representative like ElectricDreamer suggested. I wish I had known about that option earlier - would have saved me weeks of stress! Good luck, and don't give up. The system is frustrating but you'll get through eventually.

I just went through this same ordeal last week! After reading through all these suggestions, here's what finally worked for me: I combined several of the strategies mentioned here. I used a redial app (Auto Redial for Android) starting at 7:58 AM, and it took about 90 minutes but I finally got through on the 888-872-8414 number that Ava mentioned. When I finally connected, the agent told me that my claim was stuck because my previous employer had 10 days to respond to a notice, and they were on day 9. Nobody had told me this was happening! The agent was able to see that the employer response was the only thing holding up my payments. One thing I wish I'd known earlier - you can actually see more detailed status information if you log into your account and look under "View and Maintain Account Information" then "Claim and Payment Status." It shows stuff that doesn't appear on the main dashboard. Also, I started keeping a simple note on my phone with each call attempt (time, outcome, wait time) like Natasha suggested. It really helped me stay focused instead of just getting angry at the system. Don't give up! The system is definitely broken but you can get through with persistence and the right timing.