mine always shows up in my account on wednesday morning. hope u get yrs!

UPDATE: Great news! The payment just hit my new account this morning. So changing direct deposit on Friday DID work in time for my Sunday filing. Just wanted to update in case anyone else has this question in the future. Thanks everyone for your help!

I'm going through this exact same situation right now! Filed my claim about 10 days ago after my restaurant closed down unexpectedly, and just got my Money Network card yesterday - completely empty of course. My dashboard still shows "under review" and I was so confused about whether getting the card meant I was approved or not. Reading through all these comments is honestly such a relief because I thought maybe I did something wrong with my application. It sounds like PA UC just sends these cards out automatically as soon as you file, which is honestly pretty misleading if you ask me. I've been doing my weekly certifications but was worried I was wasting my time if I wasn't even approved yet. Now I know to keep doing them and just wait it out. Definitely going to try calling at 8 AM tomorrow to see if there are any issues I don't know about. Thanks to everyone who shared their experiences - it really helps to know this is normal!

I'm also dealing with this exact same situation! Filed my claim about 18 days ago after being laid off from my healthcare job, received the Money Network card last week with a big fat zero on it, and my dashboard is still stuck on "under review." I was so confused when the card arrived because I thought it meant I was approved - turns out that's just PA UC's way of getting everyone's hopes up for nothing! Reading through all these comments has been super helpful though. Sounds like the card is just sent automatically and doesn't mean anything about your actual claim status. I've been keeping up with my weekly certifications but was starting to worry I was doing them for no reason. Definitely going to try the 8 AM calling strategy tomorrow and check that "Issues and Determinations" section someone mentioned. It's frustrating that they make this process so confusing, but at least we're all in this together!

This thread is so helpful! I'm also dealing with my first PA unemployment claim and was stressing about the payment timeline. It's really encouraging to see @Ryder Greene got their funds in just one business day with Capital One - that's actually faster than I expected! I've been reading horror stories online about payments taking weeks, but it sounds like once your claim is actually resolved, the payment processing is pretty reliable. I'm using direct deposit with PNC, so hopefully I'll see similar timing when my payment comes through. Thanks everyone for sharing your real experiences instead of just speculation!

Just wanted to chime in as someone who's been through this process multiple times over the years. The payment timing really does depend on your bank, but I've found PA UC to be pretty consistent once your claim is active. For what it's worth, I use a local credit union and always get my deposits exactly 2 business days after the payment date shows up in the portal. The key thing is not to panic if it doesn't show up immediately - as long as you see that payment date in your dashboard, the money is coming. Also, pro tip for anyone still dealing with open issues: screenshot everything in your portal, including payment dates and claim status, just in case you need proof later!

Just want to echo what everyone else has said - you're handling this correctly! I went through the exact same confusion when I got laid off from my job at a warehouse last year. Got my final check about 10 days after my last day and spent way too much time worrying about whether to report it. The rule is simple: if you didn't do the work during the week you're claiming benefits for, don't report it. One thing I learned the hard way though - make sure you keep a copy of that final paystub! I had an issue months later where PA UC needed documentation about my employment dates, and having that final paystub with the pay period dates really helped prove when my employment actually ended. Also, if you have any unused sick time or personal days that get paid out, same rule applies - don't report it since you "earned" those days while you were still employed. The weekly certification process gets easier once you get into the routine. Just remember to be honest about any actual work you do during each claim week going forward. Good luck with your job search!

I just went through this exact situation a few weeks ago! Got laid off and received my final paycheck about a week later. I was so stressed about whether to report it, but after calling PA UC directly (took forever to get through), they confirmed what everyone here is saying - you DON'T report wages for work done before your layoff date, even if you receive the payment during a claim week. The agent told me they see this question all the time and that it's one of the most common sources of confusion for new claimants. What matters is when you actually performed the work, not when the check arrived. Save yourself the headache and just follow the advice here - don't report that final paycheck!

I just wanted to add my experience to this incredibly helpful thread! I've been trying to reach PA UC for 5 days straight about a "wages verification" issue that's holding up my claim. Like everyone else here, I've gotten nothing but busy signals and those soul-crushing automatic disconnects. After reading through all the success stories with the 8:00:00am SHARP timing, I'm definitely going to try that tomorrow morning. Isabella's detailed breakdown really convinced me that the exact second matters - setting multiple alarms tonight! Also planning to send that detailed message using William's proven subject line format as a backup strategy. It's both comforting and infuriating to know so many of us are dealing with this same broken system. The fact that we need to strategize like this just to access unemployment benefits is absolutely ridiculous, but at least this community has given us real tactics instead of just hoping for the best. Really appreciate everyone sharing their struggles and victories here - it's keeping me motivated to keep fighting when I was ready to give up. Will definitely report back tomorrow with results from the 8am attempt. We're all stronger together navigating this bureaucratic nightmare! 💪

Just wanted to jump in and share what worked for me after reading through this incredibly helpful thread! I was dealing with a similar "open issue" nightmare for the past 10 days - couldn't get through no matter what time I called. After seeing Isabella's detailed success story about the exact 8:00:00am timing, I decided to give it a shot this morning. Set 4 alarms for 7:58am, had my coffee ready, and called at EXACTLY 8:00:00 (literally watched the seconds tick on my phone). Got put on hold immediately instead of busy signals! Waited 42 minutes but finally talked to a real person who resolved my issue in about 15 minutes. Turns out my employer dispute was automatically closed because they never provided documentation within the required timeframe. The agent was actually really helpful once I got through - explained everything clearly and said my payments should process within 3 business days. She also mentioned that the 8:00am window is their highest staffing time which explains why that timing works so much better than random calls throughout the day. For anyone still struggling - that precise 8:00:00am timing really is the key! Don't call at 8:01 or even 8:00:30. The difference of a few seconds puts you behind hundreds of other callers in the queue. This thread literally saved my sanity and gave me the exact strategy I needed. Keep fighting everyone - the system is broken but we can beat it with the right tactics! 🙌