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Hey Miguel! I just went through this process about 3 months ago when my company did layoffs. My experience was pretty similar to what others have shared - took about 2.5 weeks for my initial claim to get approved. One thing I wish I had known earlier is that you can check your claim status online through the NYS DOL portal, and they'll send you a determination letter (either by mail or electronically) once they make a decision. Since you filed last Monday, I'd expect to hear something by the end of next week or early the week after. For your rent situation, you might want to reach out to your landlord now to let them know about the timing - many are understanding about unemployment delays if you communicate upfront. Also echoing what others said about filing your weekly certifications immediately - don't wait for approval!
That's really helpful advice about reaching out to the landlord proactively! I hadn't thought about that but it makes total sense to give them a heads up about the potential timing rather than waiting until the last minute. I'm definitely going to do that tomorrow. And thanks for the reminder about the weekly certifications - seems like that's the one thing everyone wishes they had known sooner. Really appreciate you sharing your timeline too, it's reassuring to hear from someone who went through the same situation recently.
I just wanted to add another perspective since I went through this process twice - once in 2022 and again earlier this year. The first time took almost 6 weeks because I didn't realize I needed to provide additional documentation about my previous employer (they had since closed down). The second time was much smoother at just under 3 weeks. My advice would be to log into your account frequently and check for any messages or document requests - they don't always send email notifications for everything. Also, if you haven't already, make sure you have your direct deposit information set up correctly in the system. Nothing worse than getting approved and then waiting extra days for a paper check to arrive in the mail. Good luck with your claim Miguel, and definitely follow everyone's advice about those weekly certifications!
Just want to say I understand the position you're in. The gap between early retirement and Social Security eligibility is tough to navigate financially.
I'm actually dealing with something similar right now at 64. One thing to consider is whether you could negotiate a severance package that includes having your employer classify it as a layoff rather than retirement. Some companies will work with employees on this, especially if they're already planning cuts. It might be worth having a conversation with HR about your options before making any final decisions. Also, look into COBRA and other health insurance options since that's usually a big expense during this transition period.
That's really smart advice about negotiating with HR! I hadn't thought about trying to work something out where they could classify it differently. Do you know if there are any specific things I should ask for or ways to approach that conversation? I'm worried they might just say no, but if they're already planning cuts anyway, maybe they'd be open to it. The health insurance piece is definitely something I need to figure out too - COBRA is so expensive but I can't afford to go without coverage.
Just wanted to jump in and say I feel your pain. Been freelancing for 5 years and the feast or famine cycle is real. I've basically had to become my own insurance company at this point.
Have you considered looking into the Freelancers Union? While they can't get you into the NYS Department of Labor unemployment system, they do offer some benefits and resources specifically for independent contractors. They have health insurance options and sometimes advocate for policy changes that could help freelancers in the future. Also, if you're doing graphic design, you might want to check if there are any creative industry organizations that offer emergency grants or short-term financial assistance during slow periods. It's not the same as UI, but it's something. The lack of a safety net is definitely one of the biggest downsides to freelancing in NY.
Thanks for mentioning the Freelancers Union! I hadn't heard of them before. Do you know if their benefits are actually affordable for someone with irregular income? I've been burned by "freelancer-friendly" insurance before where the premiums were way too high for lean months. The emergency grants idea is interesting too - I wonder if there are any NY-specific programs like that for creative freelancers.
I'm going through something similar right now - got hit with a forfeit notice last month for allegedly not reporting some side work properly. From what I've been reading here and my own experience, they should keep paying you during the appeal process. I've been getting my weekly payments while waiting for my hearing date (still 2 months out 😤). The scary part is if you lose, you have to pay back everything you received during the appeal PLUS serve the forfeit period. So definitely start setting aside some money just in case. I've been putting 30% of each payment into a separate account as my "oh shit" fund. Also, gather EVERY piece of documentation you have about that income from April - bank statements, pay stubs, screenshots, emails, literally everything. The more evidence you bring showing you tried to report correctly, the better your chances. Good luck with your hearing in November!
This is such helpful advice! The "oh shit" fund idea is brilliant - I'm definitely going to start doing that with 30% of my payments too. It's scary to think about having to pay it all back but at least this way I'll be prepared. Thanks for sharing your experience, it makes me feel less alone in this nightmare process!
Hey, I'm new to this community but dealing with a similar situation right now. Got a forfeit notice three weeks ago and have been panicking about whether they'll cut off my benefits. Reading through everyone's responses here is super reassuring - sounds like they do keep paying during the appeal process which is a huge relief. I'm definitely taking the advice about saving some money just in case I lose. The idea of having to pay everything back is terrifying but at least now I know what to expect. Also going to start gathering all my documentation like everyone suggests. Has anyone had success with those callback services that keep getting mentioned? I've been trying to call unemployment for weeks with no luck and I'm getting desperate to talk to someone about my specific case.
Welcome to the community! I totally understand the panic - I was in the same boat when I first got my forfeit notice. The callback services people are mentioning (like claimyr) seem to be legit based on what everyone's saying here. I haven't tried them myself yet but multiple people have said they actually work. Might be worth it if you're desperate to get through to someone - I know I am! The waiting and not knowing is the worst part of this whole process.
StarSurfer
One more suggestion based on my experience - after I used Claimyr to get through to a rep, I learned my claim was held up because I had accidentally answered YES to the question about being out of my authorized work area during one week's certification. I didn't even remember doing this! The agent was able to correct it on the spot. Double-check all your past certifications if possible to see if you might have made a similar mistake along the way.
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Ravi Malhotra
•This is excellent advice. One wrong answer during weekly certification can place an indefinite hold on your claim. Common mistakes include answering yes to questions about: - Being unavailable for work - Traveling outside your work search area - Refusing job offers - Not conducting work search activities Even if you correct it later, the system often keeps the hold until a representative manually releases it.
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Isabella Costa
I finally got through to someone!!! After 3+ hours on hold today. Turns out my claim was flagged for "additional wage verification" because I had worked in both NY and NJ last year. They never notified me about needing additional documents! The agent released the hold and said I should receive all my backpay within 3-5 business days. I'm cautiously optimistic but won't believe it until I see the money. Thank you all for your help and suggestions during this nightmare!
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Ravi Malhotra
•That's great news! Multi-state employment issues are increasingly common and often go unnoticed until someone manually reviews the claim. Make sure to keep checking your payment history over the next week. If you don't see movement in 5 business days, call back immediately - sometimes they need to manually release each weekly payment.
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Alejandro Castro
•YESSS!! So happy for you! Multi-state wage issues are such a pain and they really should notify people about these holds. Fingers crossed your backpay comes through quickly - you've been through enough stress already. Keep us posted on whether the payments actually hit your account!
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