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Also make sure you're still doing your job search requirements even though benefits exhausted. I think you have to keep certifying that you're looking for work in case you do qualify for a new claim period. Don't want to mess up any future eligibility.
I'm in a similar situation and just wanted to add that you should also check if there are any state or local assistance programs available while you're figuring out the unemployment situation. Many counties in NY have emergency rental assistance programs that can help with rent if you're facing eviction. Also, make sure to apply for SNAP benefits if you haven't already - the income limits are higher now and it can help stretch your budget while you're looking for work. The process for a new unemployment claim can take a few weeks even if you do qualify, so having other support in place is crucial. Hang in there, this system is really tough to navigate but there are other resources out there.
This is really helpful advice, thank you. I hadn't thought about SNAP benefits or rental assistance programs. Do you know if there's a specific website or office I should contact to find out about the county programs? My rent is due in a few days and I'm starting to panic. Also wondering if applying for other assistance programs would affect my ability to file a new unemployment claim if I do qualify for one?
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make sure youre filing your quarterly reports on time too or they hit you with penalties. learned that the hard way last year
As someone who just started a small business in NY, this is really helpful information! I'm wondering about the quarterly reporting process - when exactly are those due dates throughout the year? And is there a minimum number of employees you need before you have to start paying into the unemployment insurance system? I want to make sure I'm compliant from day one.
Great questions! For quarterly reporting, the due dates are typically April 30th, July 31st, October 31st, and January 31st for the previous quarter. As for the minimum employees, you generally need to register once you have employees earning wages, even just one employee. There's also a threshold based on wages paid - I believe it's $300 in a calendar quarter. You should register with NYS Department of Labor as soon as you meet these criteria to avoid any compliance issues. Better to register early than face penalties later!
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I'm new to this community but wanted to share my recent experience since I see so many people struggling with adjudication delays. I went through this same situation about 6 months ago - filed for unemployment after being laid off from my retail job and got stuck in adjudication for almost 5 weeks. It was incredibly stressful financially, but I learned a few things that might help others here. First, definitely keep filing your weekly claims even while under review - you'll get backpay if approved. Second, try to gather any documentation you have about your layoff (termination letter, final paycheck stub showing reason, etc.) in case they ask for it. Third, be patient but persistent - I eventually got through on the phone after calling first thing in the morning on a Tuesday. The whole process is frustrating but most legitimate layoffs do get approved eventually. Wishing everyone dealing with this the best of luck!
@Aisha Mohammed Thank you so much for sharing your experience! This is really helpful to hear from someone who actually made it through the process. The tip about calling first thing Tuesday morning is great - I ve'been trying random times and never getting through. I do have my termination paperwork that shows reduction "in force due to decreased business volume so" hopefully that will help if they need documentation. It s'reassuring to know that 5 weeks isn t'unusual and that legitimate layoffs typically do get approved. The financial stress while waiting is real but your post gives me hope that there s'light at the end of the tunnel. Really appreciate you taking the time to help newcomers like me navigate this confusing process!
I'm dealing with the exact same situation right now! Filed my claim 3 weeks ago after being laid off from my job at a local bookstore due to budget cuts, and it's been stuck in adjudication ever since. The waiting is absolutely nerve-wracking, especially when you're counting on those benefits to cover basic expenses. I've been calling the NYS Department of Labor daily but can never get through - just endless hold music or busy signals. It's frustrating not knowing if there's something wrong with my application or if this is just normal processing time. Reading everyone's experiences here makes me feel less alone in this situation though. Hoping we all get resolution soon!
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I went through this exact situation last month! Changed my direct deposit on a Tuesday and my payment was supposed to hit that Friday. The payment still went to my old account as expected, but here's the key thing - I called the old bank immediately when it posted and explained I was closing the account due to fees. They actually waived the monthly maintenance fee for that month since I was transferring everything out right away. Might be worth a shot to call your bank and explain the situation - some of them will work with you, especially if you mention you're dealing with unemployment. Then just make the DD change after this payment clears to be safe.
That's actually a really smart approach! I never thought about calling the bank to explain the situation. Worth a try since the worst they can say is no. Thanks for sharing your experience - gives me hope that there might be a way to avoid at least some of these ridiculous fees while playing it safe with the unemployment system.
I just went through this same headache two months ago. Here's what I learned the hard way: NY unemployment processes payments about 3-5 days in advance, so if your payment is already scheduled for Wednesday, that money is basically already "in the pipeline" to your current bank. Even if you change your direct deposit info today, this week's payment will still go to your old account. The new bank info only takes effect for future payments. So you're safe to wait until Thursday to make the change - you won't lose this payment and you won't risk any delays. I know those bank fees suck (been there!) but it's better to eat one more fee than deal with the nightmare of a frozen unemployment account. Trust me on this one!
Mary Bates
my brother got out of prison 2 years ago and still cant find work. every application asks about criminal history and most places just throw it away after that. meanwhile he told me they were making furniture in prison for some big company and the prison was getting paid but the inmates got like 50 cents an hour. its totally backwards
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Jake Sinclair
•This is unfortunately very common. Many states have 'ban the box' legislation that prevents employers from asking about criminal history on initial applications, but enforcement is inconsistent. Your brother might want to look into organizations that specifically help formerly incarcerated people find work.
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Clay blendedgen
THE WHOLE SYSTEM IS DESIGNED TO KEEP PEOPLE UNEMPLOYED! Private prisons make money from keeping people locked up AND from the labor while they're inside. Then they get out and can't find work so they end up back in prison. It's not about rehabilitation - it's about profit. And regular working people suffer because our jobs get taken by literal slave labor.
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Ayla Kumar
•I mean you're not wrong about the cycle but there are some programs trying to address this. Just saying it's all hopeless doesn't help anyone.
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