I'm sorry for your loss, Mohamed. Handling these administrative details during grief is never easy. For your specialized tilt wheelchair donation, I'd suggest establishing fair market value through a systematic approach that will satisfy IRS requirements: **Research Phase:** - Search eBay's "sold listings" (not current listings) for comparable tilt wheelchairs - Check Facebook Marketplace, Craigslist, and medical equipment resale sites - Focus specifically on tilt/specialty wheelchairs rather than standard models - Screenshot everything with dates for your records **Professional Input:** - Call 2-3 local medical equipment companies or rental facilities - Ask what they typically sell 3-year-old specialized tilt wheelchairs for - Many will provide ballpark estimates over the phone **Documentation:** - Take detailed photos before donation (multiple angles, model numbers, serial numbers) - Create a simple summary of your research methodology and how you determined your final value - Ensure the charity receipt specifically states "specialized tilt wheelchair" with their tax ID **Reasonable Value Range:** For a $5,300 specialized tilt wheelchair that's 3 years old and in good condition, $2,400-$2,900 would likely be defensible. Specialized medical equipment typically depreciates slower than standard equipment due to limited supply and ongoing demand. Don't forget Form 8283 for donations over $500. Keep all documentation in your files - you won't submit it with your return, but you'll need it if ever questioned.

I'm so sorry for your loss, Mohamed. Having recently gone through a similar situation with my late father's medical equipment, I completely understand how overwhelming the tax documentation can feel during an already difficult time. Based on your description of a specialized tilt wheelchair that cost $5,300 three years ago and is in good condition, I'd expect a reasonable fair market value to be in the $2,500-$3,000 range. Specialized medical equipment like tilt wheelchairs typically holds value better than standard equipment due to their specific features and limited availability in the used market. Here's what worked for me when establishing defensible fair market value: **Research Methodology:** - Use eBay's "sold listings" filter to see what similar tilt wheelchairs actually sold for (not just asking prices) - Check multiple platforms: Facebook Marketplace, Craigslist, medical equipment resale sites - Focus specifically on tilt or specialty wheelchairs rather than standard models - Document everything with screenshots and dates **Professional Validation:** - Contact 2-3 local medical equipment dealers or rental companies - Ask what they typically price used tilt wheelchairs at for similar age/condition - Most will give you rough estimates over the phone, which adds professional perspective to your valuation **Documentation Package:** - Take detailed photos from multiple angles before donation - Include close-ups of model numbers, manufacturer labels, and any special features - Get a receipt from the charity that specifically describes it as a "specialized tilt wheelchair" with their tax ID - Create a brief written summary of your research process and how you determined the final value The key is demonstrating that you made a good-faith effort to determine accurate fair market value through thorough research. Keep all this documentation in your files (you don't submit it with your return) and don't forget to complete Form 8283 since your donation will exceed $500. Your approach of looking at comparable sales was exactly right - the wide price variation you found is normal, which is why documenting your methodology becomes so important.

Has anyone tried just calling CK customer service to ask about this? I'm in the same boat (DDD 2/25) and still nothing in my acct. Kinda freaking out tbh 😬

@Amara Nwosu I wouldn't panic just yet! Credit Karma's customer service can be helpful, but they'll likely tell you the same thing - deposits typically process within 24-48 hours of your DDD. Since today is 2/25, you should definitely see it by tomorrow morning. That said, calling them could give you peace of mind and they might be able to see if the deposit is "pending" in their system. Their phone support is usually pretty responsive compared to other online banks. You can also check the Credit Karma app notifications - sometimes they'll send an alert when a large deposit is processing even before it shows in your available balance. If you don't see anything by end of business tomorrow (2/26), then I'd definitely follow up with both Credit Karma and potentially check your IRS transcript to make sure the refund was actually sent to the right account.

Called CK earlier today. They said theyre experiencing 'technical difficulties' with the advance system. Could take up to 5 business days now smh

Ugh this is so frustrating! I filed on 1/20 too and got accepted the same day but still no advance. The whole "minutes after acceptance" thing feels like false advertising at this point. Really considering switching to a different service next year if they can't get their act together 😤

Just got my Chime advance this morning! Filed Sunday night, got IRS acceptance Monday, and it dropped into my account today (Tuesday) around 10am. Definitely faster than my old bank used to be. Pro tip: make sure you have notifications turned on in the Chime app so you don't miss it when it hits!

Just wanted to add my experience - got my Chime advance in about 36 hours last week! Filed Thursday evening, IRS accepted Friday morning, and the advance showed up Saturday afternoon. The notification came through about 30 minutes before the actual deposit hit my account. One thing to keep in mind is that weekends might slow things down slightly, but Chime is definitely one of the faster options out there for refund advances.

I just want to emphasize something that might help ease your stress about this situation - you're definitely not alone in being confused by gambling tax rules! The fact that you're asking questions and trying to report everything correctly puts you ahead of many people who just ignore the 1099-MISC entirely. Since you mentioned using TurboTax, I'd recommend running through their gambling income section even if you end up consulting a tax professional. It will walk you through the basic concepts and help you understand the choices you're making. TurboTax has gotten much better at handling gambling income over the years and will automatically calculate whether itemizing makes sense for your situation. One practical tip for this year: when you contact Modo for transaction records, ask specifically for a "tax summary report" or "annual statement" - many casinos have standardized reports they generate for tax purposes that are more comprehensive than their regular transaction history. This saved me a lot of time organizing my records when I was in a similar situation. Also, don't forget to keep copies of everything - your 1099-MISC, the detailed transaction history from Modo, and any other gambling-related documents. The IRS can ask for supporting documentation for up to three years after you file, so having everything organized will save you headaches down the road if they ever have questions.

I've been through a similar situation with online gambling winnings and want to add a few practical points that might help you navigate this more smoothly. First, when you contact Modo for your transaction history, be prepared that it might take a few business days to receive the complete report. I'd recommend reaching out sooner rather than later, especially if you're planning to file your taxes soon. Some casinos get overwhelmed with these requests during tax season. Second, while everyone's focused on the documentation aspect (which is absolutely crucial), don't forget about estimated tax payments if you expect to owe a significant amount. If your gambling winnings push you into owing more than $1,000 in taxes for the year, you might need to make quarterly estimated payments going forward to avoid penalties. Third, regarding TurboTax - their gambling section has a helpful feature where you can input your total winnings and losses, and it will automatically calculate whether itemizing or taking the standard deduction is more beneficial. This takes a lot of the guesswork out of the decision. Finally, consider this a learning experience for future gambling activities. If you plan to continue playing at online casinos, start keeping a simple spreadsheet with dates, amounts wagered, amounts won/lost, and platform names. It makes tax time much less stressful when you have everything organized from the start. Good luck with your filing - you're asking all the right questions and being responsible about reporting everything correctly!