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This thread has been incredibly enlightening as someone who's currently pregnant with twins and works both as a graphic designer at an agency and freelances on the side. Reading everyone's experiences, especially Santiago's $2300 repayment story and Maria's smart decision to call EDD first, has completely changed my approach to planning my leave. I was initially thinking I could do some small freelance projects during bonding time since it's "different work" from my agency job, but clearly EDD doesn't make those distinctions. The fact that so many parents had to learn these rules through expensive mistakes shows how poorly EDD communicates their policies. It's infuriating that they reduce our income to 60-70% but then penalize any attempts to supplement it, even from completely separate work sources. Maria, thank you for sharing your Claimyr experience - I'll definitely be using that service to get official guidance before I apply. The peace of mind is worth way more than risking thousands in repayments. This community is saving so many families from financial disasters during what should be a joyful time!
Alexis, your situation with agency work plus freelancing is so relatable! I'm also expecting my first baby and work in marketing with a side consulting business. Reading through all these stories has been both terrifying and incredibly valuable. The pattern is so clear - EDD doesn't care if it's "different work" or seems logically separate from your main job. They view ANY work as evidence you don't need the full bonding time, which is such a harsh interpretation when families are already struggling on reduced income. Your decision to use Claimyr for official guidance is definitely the right move. It's crazy that we have to pay a third party to access our own benefits, but after seeing how many people got burned by making assumptions, it seems like a necessity. The fact that you're having twins makes the financial pressure even more intense, but protecting your main PFL benefits is clearly the smart choice. Thanks for adding another profession to the mix - it shows how these restrictions affect everyone from nurses to teachers to designers. This thread really should be pinned as essential reading for any parent planning to take PFL!
This thread is absolutely invaluable! As a first-time parent who just had my baby 3 weeks ago, I'm so grateful I found this before making any decisions about my weekend catering job. I'm currently on PFL from my main office job and was considering picking up a few catering gigs to help with expenses, but after reading about Santiago's $2300 repayment and seeing how strict EDD is about ANY work during leave, I'm definitely not going to risk it. The system really is broken when they give you 60-70% income but penalize you for trying to survive on that reduced amount. Maria, thank you so much for calling EDD and sharing their response - it probably saved me and countless other parents from making costly mistakes. I'm also shocked that you had to use a paid service just to get through to them, but I'll definitely keep Claimyr in mind if I need to contact EDD about anything else. It's heartbreaking that new parents have to choose between financial stability and following confusing rules, but this community is amazing for helping us navigate these impossible situations together!
Congratulations on your new baby! It's so smart that you found this thread before making any decisions about the catering work. Three weeks postpartum is such an intense time already without having to worry about potentially violating EDD rules and facing repayments. Your situation with office work plus weekend catering is exactly like what Maria faced, and seeing how it could have played out differently really shows the value of this community sharing real experiences. It's definitely frustrating that the system forces new parents into these impossible choices, but you're absolutely making the right call by prioritizing your main PFL benefits. Focus on bonding with your little one and don't let the financial stress overshadow this precious time - the reduced income is temporary, but those early weeks with your baby are irreplaceable. Thanks for adding your voice to this discussion - it helps reinforce just how common these multi-job scenarios are and how important it is for parents to get official guidance before making any work decisions while on leave!
This is such a helpful thread! I'm dealing with a similar situation but with overlapping dates between my two jobs. I work part-time at a daycare and full-time at a law firm, and I was planning to take PFL from both employers starting the same week in December. Based on what I'm reading here, it sounds like I need to stagger the dates so there's no overlap? My daycare job pays less but I've been there longer, so I'm wondering if I should start with that claim first and then transition to the law firm claim, or if it matters which order I file them in. Has anyone dealt with overlapping employer situations specifically?
Yes, you absolutely cannot have overlapping dates between the two employers - that would be considered fraudulent double-dipping! You need to stagger them completely. From what I've learned reading this thread, I'd suggest starting with whichever employer gives you higher benefits (probably the law firm since it's full-time), then transition to the second employer claim after the first one ends. That way you get maximum financial benefit early on when expenses are highest with a new baby. Just make sure there's no gap between the end date of one claim and start date of the next, and file the second claim at least 10 days before you want it to begin. The order doesn't really matter legally, but financially it makes sense to front-load the higher-paying claim.
@Giovanni Moretti Just be really careful about the timing! I had a friend who tried to do overlapping claims thinking she could split weeks between employers and EDD flagged her account for investigation. It took months to resolve and they made her pay back benefits. The safest approach is definitely to do them consecutively with no overlap whatsoever. Also consider that your law firm probably has better HR support to help you navigate the paperwork correctly compared to a daycare, so starting with that claim might be smoother overall.
I went through this exact scenario last year with my nursing job and weekend catering gig! The key thing that helped me was creating a timeline document before filing anything. I listed out exactly which dates I wanted benefits from each employer, made sure there were zero overlapping days, and then submitted both claims about 2 weeks apart (not at the same time). One thing I learned the hard way - when you're working two jobs and taking PFL, your employers might have questions about why you're taking leave at different times. I had to explain to both HR departments that I was staggering the claims to maximize my benefits while staying compliant with EDD rules. Most employers are understanding once you explain it properly. Also, keep detailed records of which employer you're claiming benefits from on which specific dates. I made a simple spreadsheet that I could reference if EDD ever had questions. It saved me so much stress knowing I had everything documented clearly!
This is such great advice about creating a timeline document! I'm definitely going to do that before filing my second claim. The spreadsheet idea is brilliant too - I can already see how that would help keep everything organized and give me peace of mind. Did you find that your employers were cooperative when you explained the staggered timing? I'm a bit nervous about telling my full-time job that I want to adjust my leave dates from what I originally discussed with them.
Another thing that helped me was calling right after lunch around 1:30-2:00 PM on Wednesdays. I know everyone says mornings are best, but I think fewer people try the afternoon slots. Got through twice using this timing when the 8 AM method wasn't working for me. Also, if you're still having trouble, try reaching out to your state assembly member's office. They have constituent services that can sometimes help escalate EDD issues. I had to do this for my unemployment claim last year and they were able to get movement on my case within a week. Worth a shot when you're dealing with urgent financial needs! One more tip - document EVERYTHING. Keep records of every call attempt, reference numbers from your online messages, screenshots of your claim status, etc. If you end up needing to escalate or file an appeal, having that paper trail is crucial.
This is such great advice! The afternoon timing tip is really smart - I bet most people give up after trying mornings and don't think to try later in the day. And yes to documenting everything! I learned that lesson the hard way with a different government agency issue. Screenshots, call logs, reference numbers - it all becomes super important if you need to escalate. The assembly member tip is brilliant too, I had no idea they could help with EDD issues. Thanks for sharing all these practical strategies!
Just want to echo what others have said about persistence paying off! I went through this same nightmare in February when my son was born. The key things that finally worked for me: 1) Called at exactly 8:00 AM on a Tuesday using my work landline 2) Had ALL my paperwork organized beforehand - claim numbers, employer contact info, baby's birth certificate details, doctor's clearance dates 3) When I got the busy signal, I immediately hung up and redialed - did this for about 45 minutes straight until I got through to hold music The rep I finally reached was actually really helpful once I got to a human. Turns out my issue was similar to the original poster - my employer had submitted conflicting information about my return-to-work date vs what I put on my PFL application. She fixed it on the spot and I had my first payment within a week. The waiting period between disability and PFL is real and it SUCKS when you're already financially stressed with a new baby. But definitely keep certifying for benefits even while your claim shows pending - you'll get backpaid once it's approved. Don't make the mistake of waiting to certify until after approval! Hang in there everyone - the system is broken but you can get through it with enough persistence!
Thank you so much for sharing your detailed experience! This is incredibly helpful as someone who's completely new to navigating the EDD system. I'm currently pregnant and trying to prepare for what sounds like an inevitable battle when I transition from pregnancy disability to baby bonding leave. The tip about having ALL paperwork organized beforehand is something I wouldn't have thought of - I'll definitely start gathering everything now while I have time. It's honestly terrifying that employer reporting errors seem so common and can cause weeks of delays. Did you have any warning that your employer had submitted conflicting dates, or did you only find out when you finally got through to a rep? I'm wondering if there's any way to proactively check for these kinds of discrepancies before they become a problem.
This thread has been absolutely incredible! I'm expecting in December 2025 and was so confused about how to coordinate all these different leave benefits. Reading everyone's detailed experiences has been more helpful than anything I've found online or gotten from my HR department. A few things that really jumped out at me: - The importance of asking HR specifically about "concurrent vs consecutive" benefit use rather than just asking "can I use both" - Getting the actual employee handbook language in writing, not just verbal explanations - The 41-day application window for PFL - I had no idea about that timing restriction! I'm definitely going to create that timeline document that Ezra mentioned and start gathering all my paperwork early. The stories about HR reps not understanding their own policies are both helpful and concerning - it's clear I need to be really prepared with the right questions and documentation. One thing I'm wondering about: Has anyone had experience with their employer's policy changing between when you first inquired about leave and when you actually needed to take it? I'm still pretty early in my pregnancy and worried about planning around a policy that might not be the same by December. Also, for those who used both state and employer benefits - did you find that your employer required any specific proof that you'd completed the state benefits before starting their leave portion? Thank you all so much for sharing your experiences so openly. This community is amazing! 🙏
This thread has been such a lifesaver! I'm expecting in January 2026 and had been putting off dealing with the whole leave situation because it seemed so overwhelming. Reading through everyone's experiences gives me a clear roadmap for approaching this. I love how several people mentioned creating a timeline document - that seems like such a smart way to present your plan to HR instead of just asking vague questions. I'm also definitely going to start with getting our actual employee handbook language rather than relying on what HR tells me verbally. One quick question: For those who had success with stacking benefits, about how long did the whole approval process take from your initial HR meeting to getting everything confirmed? I want to make sure I start this process with enough time before my due date. Also, has anyone dealt with a situation where your company uses a third-party leave administrator (like FMLA Source or similar)? I just found out my company outsources leave management and I'm wondering if that changes the process at all. Thanks to everyone for being so generous with sharing your real-world experiences. This is exactly the kind of practical information expectant parents need!
Hi Ethan! Great question about timeline for approvals. In my experience with a third-party administrator, it actually made things smoother! The leave management company was way more knowledgeable about coordinating state and employer benefits than our internal HR team. For timeline, I'd recommend starting the conversation at least 12-16 weeks before your due date. Here's roughly what I experienced: - Initial HR meeting: 15 weeks before due date - Got written policy confirmation: 2 weeks later - Third-party administrator contact: 1 week after that - Final approval of stacked benefits: 3-4 weeks total from start The third-party company actually helped me understand exactly how to time my PFL application and coordinate with employer leave. They deal with these combinations all the time, so they knew the ins and outs way better than internal HR. One tip: ask your HR for the direct contact info for your leave administrator early in the process. I wish I had started with them instead of going through HR first - would have saved some confusion! And definitely still create that timeline document even with a third-party administrator. It shows you've thought through exactly what you want and makes their job easier too. Good luck with your January 2026 baby! 🍼
Nia Thompson
This is such valuable info, thank you for sharing! I'm expecting my first baby in April and just realized I need to update my name with EDD too - got married last summer but completely forgot about updating it with them. Quick question: did you need to bring any specific forms or just the marriage certificate? Also, do you know if they can update it the same day you file your PFL claim or do you have to make separate trips?
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Katherine Shultz
•You can definitely do both on the same visit! I brought my marriage certificate (certified copy), driver's license, and social security card. The rep updated my name first, then I was able to file my PFL claim right after. Just make sure to bring all your PFL documents too - like your doctor's note for baby bonding and any employer forms. The whole process took about 30 minutes total. Congrats on your upcoming baby! 🎉
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Gianni Serpent
Just wanted to add another data point - I went through this exact same situation last month! Got married in December and needed to file PFL for January. The EDD office in Sacramento was actually pretty efficient - I went on a Wednesday around 10am and was in and out in 45 minutes including the name update and filing my claim. One thing that helped was having everything organized beforehand: marriage certificate in a folder, copies of my old and new ID, and all my PFL paperwork filled out. The rep told me that people who come prepared like that make the process so much smoother for everyone. She also mentioned they see this situation A LOT, especially with new parents, so don't feel embarrassed about it - you're definitely not alone!
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Christian Bierman
•This is so reassuring to hear! I'm also dealing with a name change situation after getting married recently, and I've been putting off going to the EDD office because I was worried it would be a nightmare. Your tip about organizing everything beforehand is really helpful - I'm definitely going to make copies of everything and have it all ready to go. It's good to know the staff are used to dealing with this! Did they give you any timeline on when the name change would be fully processed in their system, or was it immediate?
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