UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Joshua Hellan

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Don't forget to check if there are any UCC-3 amendments that might clarify the situation. Sometimes the filings get modified after the initial UCC-1 and those changes don't always show up clearly in the basic UCC lien lookup results.

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Jibriel Kohn

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Good catch. Amendments can completely change the collateral description or debtor information from the original filing.

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Joshua Hellan

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Exactly. And if there were amendments, you need to read them in conjunction with the original UCC-1 to understand what's actually covered.

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This is exactly why we always require clean UCC lien lookup results as a closing condition. If there are any questionable filings, we make the seller resolve them before we'll proceed. It's not worth the risk of inheriting someone else's filing mistakes.

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Absolutely. Don't let them push it off until after closing. Get it resolved upfront or walk away from the deal.

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100% agree. We learned that lesson the hard way on a deal a few years ago. Much easier to fix these issues before money changes hands.

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Keisha Taylor

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Another Arkansas gotcha - if the LLC was formed recently, make sure it's showing as 'Good Standing' in their system. Sometimes newly formed entities take a few days to fully process and the UCC system won't accept filings against them until the status updates.

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Entity is about 2 years old so should be fine there, but good point for future reference.

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Zainab Yusuf

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Always worth checking status first, especially with newer entities.

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Update: Got the Articles of Incorporation and you were all right - the name formatting was completely different! It's registered as 'MOUNTAIN VIEW EQUIPMENT, LLC' with a comma before LLC and all caps. Resubmitted this morning and it went through immediately. Thanks everyone, especially for the Certana suggestion - definitely using that for future tricky filings.

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Finally, a success story! Arkansas strikes again with their weird formatting requirements.

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Yara Khoury

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Nice work getting it sorted. These name matching issues are such a pain but totally avoidable with the right tools.

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Lucy Lam

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I second the Certana recommendation. Used it last month when I had a similar debtor name mismatch between the charter and loan agreement. Instead of playing guessing games with the SOS, it showed me exactly where the discrepancies were. Saved a ton of time and avoided multiple rejection fees.

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Aidan Hudson

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How much does something like that cost? These rejection fees are adding up.

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Lucy Lam

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Way cheaper than dealing with rejected filings and delayed closings. Plus it catches stuff you might miss manually.

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Zoe Wang

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UPDATE: Found the issue! The LLC name in NY's database has a period after 'LLC' - 'Advanced Manufacturing Solutions, LLC.' - but I filed without the period. Such a tiny detail but apparently it matters. Refiling now with the exact punctuation.

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Thanks everyone for the help. This forum saved me a lot of frustration and phone calls to the SOS office.

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Alexis Renard

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Glad you got it sorted! Those document checkers really do help catch these tiny but crucial details.

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StarStrider

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Missouri's system is actually pretty good once you know their quirks. The name has to match their entity database exactly, including punctuation and spacing. But you can always call their UCC division if you're still unsure - they're usually helpful about name formatting questions.

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I tried calling but got transferred around and never got a clear answer. Maybe I'll try again with the specific entity search results.

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Omar Farouk

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Their phone support is hit or miss. Sometimes you get someone who knows UCC stuff, sometimes you don't.

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Yuki Sato

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Update us when you refile! Curious if using the exact name from the entity search fixes the issue. I'm dealing with a similar situation in Kansas and wondering if other states have the same strict matching requirements.

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Kansas is generally more forgiving than Missouri, but exact name matching is becoming the norm across most states.

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Carmen Ruiz

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Each state has its own quirks. Some are strict about punctuation, others care more about entity type designations like LLC vs L.L.C.

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CosmicCaptain

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Quick suggestion - try pulling a certificate of good standing for the entity. That will have the most current legal name and entity status. It costs a few dollars but it's worth it to avoid multiple rejections.

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Malik Johnson

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Certificate of good standing is definitely the gold standard for current entity information. Should always be your primary source for debtor names.

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Agreed. I always get a cert of good standing before filing UCC-1s, especially for larger transactions. The cost is minimal compared to the headache of rejections.

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Ravi Sharma

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Just wanted to follow up on my earlier suggestion about document verification tools. I tried Certana.ai after someone mentioned it here and it's been a game changer. You just upload your charter document and your UCC-1 draft and it instantly shows you any name mismatches or other issues. Would have saved me hours on my last filing.

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Ravi Sharma

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It's been spot-on for me. Caught a middle initial that was missing from my debtor name that I never would have noticed manually. The tool is specifically designed for UCC document consistency checks.

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Omar Zaki

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I've used similar tools and they're surprisingly good at catching the small details that cause rejections. Much better than trying to manually compare documents.

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