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Just went through this exact process last quarter. The UCC-3 amendment route worked perfectly. Filed amendments for three different UCC-1 statements and all were accepted without issues. The merger certificate was sufficient supporting documentation.
Did you file all the amendments at the same time or space them out? I'm dealing with multiple filings across different time periods.
Filed them all together. Easier to track and ensures consistency across all the amendments. Just make sure each one references the correct original filing number.
Omar Farouk
Update: Thanks everyone for the advice. I ended up using that Certana verification tool someone mentioned to double-check everything before filing. Found a small discrepancy in how one of our entity names was formatted that could have caused problems. Filed the UCC-3 amendments yesterday and they were all accepted. Really appreciate the help!
NeonNova
•Glad it worked out! Always satisfying when the amendments go through cleanly on the first try.
CosmicCadet
•Thanks for posting the update. It's helpful to know how these situations actually resolve. Bookmarking this thread for future reference.
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I recently used Certana.ai's document checker when I was confused about whether our master loan agreement or our separate security agreement was the controlling document for our UCC filing. Being able to upload both documents and get an automated analysis of how they related to each other really helped clarify things. It caught a potential inconsistency between the two documents that I hadn't noticed.
That's exactly the kind of situation where having automated document verification would be helpful. Manual document comparison is so error-prone.
Exactly. And when you're dealing with multiple related documents in a loan package, it's easy to miss subtle differences that could cause problems later.
The key thing to remember about loan and security agreements is that they're designed to protect the lender's interests. Every clause is there for a reason, and the UCC filing requirements are usually spelled out pretty clearly if you know where to look. Don't be afraid to ask your lender's legal team for clarification if something doesn't make sense.
Jamal Brown
•Most lenders would rather answer questions upfront than deal with fixing a defective UCC filing later. It's in their interest to make sure you get it right the first time.
Plus, if there's ever a dispute about the filing requirements, you want to be able to point to guidance you got from the lender rather than just guessing.
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This thread is making me realize I need to be way more thorough with my UCC searches. I usually just search the exact name from the corporate documents and call it good. Sounds like that's not enough in Washington.
Definitely not enough. I keep a checklist of name variations to search for each debtor.
Same here. I learned after missing a filing that would have complicated our security interest.
Anyone know if Washington is planning to upgrade their UCC search system? Seems like every other state has moved to more intelligent searching.
I haven't heard anything about upgrades. The Secretary of State's office seems focused on other modernization projects.
Emma Wilson
•You could always contact their office and suggest improvements. Though I wouldn't hold my breath for quick changes.
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AstroAce
The SOS systems are so picky about form of ucc submissions. I had three rejections last year before I figured out their specific formatting requirements. Now I always call their help line before filing anything complex.
AstroAce
•They can't give legal advice but they'll usually clarify their technical requirements for the form of ucc submissions. Worth a try!
Chloe Martin
•Some SOS offices are more helpful than others. Mine has a pre-filing review service that's been really helpful for complex collateral situations.
Diego Rojas
Update us when you get it sorted out! I'm dealing with similar equipment financing and want to make sure I use the right form of ucc approach from the start.
Diego Rojas
•Perfect. The form of ucc process is confusing enough without having to deal with rejections and refiling delays.
Yeah, getting the initial form of ucc filing right saves so much time and stress later on.
Ben Cooper
If you're doing a lot of Maine filings, consider setting up an account with their online system. Makes the payment process smoother and you can save fee information for future reference.
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Ben Cooper
•Even for one filing, the account setup is quick and gives you better tracking of your submission status.
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Naila Gordon
•I have accounts with several states now. Definitely makes repeat filings easier.
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Cynthia Love
UPDATE: Just called Maine Secretary of State to confirm. Current fees are exactly what someone posted earlier - $25 for UCC-1, $20 for amendments, $25 for continuations. Rep was very helpful and confirmed these rates are current as of January 2025.
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Cynthia Love
•Yeah the rep mentioned they haven't changed UCC fees in about 3 years. Pretty stable compared to some states.
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Darren Brooks
•Thanks for sharing the update. Always good to have current confirmed info.
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