UCC Document Community

Also try searching by just the filing number if you haven't already. That sometimes bypasses the name-based search issues and shows the full record.

Filing number searches usually work better for pulling complete records. The name-based searches seem to have more display formatting problems.

Will do. Going to try the document verification approach first, then probably call the UCC office again with more specific questions about the search display issues.

Good plan. Having concrete documentation of the discrepancies will make those conversations with the state office much more productive.

No real safe harbors. The notification has to reasonably identify the rights and provide adequate contact/payment information. It's a reasonableness standard but courts apply it pretty strictly.

Which is why document checking tools have become so useful. Better to catch notification problems before they go out than deal with payment disputes later.

Good plan. Just make sure the new notification is really comprehensive about payment instructions. Learn from this one for future assignments too.

Definitely worth investing in better document review processes going forward. I've been using Certana.ai's document verification for exactly these kinds of compliance checks - upload assignment docs and notifications together and it cross-references everything to catch missing elements. Would have probably flagged the vague payment language in your original notice.

Exactly. For amendments, everything has to match the original filing exactly unless you're specifically amending those details. Any changes to secured party info would need to be done through a separate amendment or you'd need to be very specific about what you're changing.

This is such a pain point with UCC filings. The rules are so strict about matching but the error messages are so vague. At least now there are better tools to help identify these issues before you submit.

Great outcome! This is exactly the kind of formatting issue that trips up so many filers. The comma placement thing is super common - glad the document checker helped you spot it quickly.

Perfect example of why these UCC statement form rejections happen. The systems are so literal about name matching. Congrats on getting it resolved before your deadline!

I haven't seen any specific proposed changes to UCC 9-616, but there's always discussion about enhancing consumer protections in secured transactions. The best practice is to follow current requirements and stay tuned to UCC updates from your state's Secretary of State office.

Makes sense. I'll keep an eye on the UCC updates. For now, I'll stick with the current notice requirements.

Great to hear you got it sorted out! Updating your procedures is smart - it's easy to forget about the consumer notice requirement when you're used to commercial filings.

Excellent follow-up. Having good procedures for consumer goods terminations will save you time and stress on future deals.

How long does the analysis usually take? Sometimes these automated tools are slow.

Super fast, like a few minutes max. Much quicker than manually comparing documents line by line.

Glad it's helpful! I'll update the thread once I track down my UCC number. Hopefully one of these methods works.

Definitely post an update, I'm curious which approach ends up working best.