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Update to my earlier comment - I should clarify that while our parent section eventually processed automatically, it did take almost two weeks. If your deadline is next week, you probably do need to be more proactive than we were. Contacting the school is definitely a good idea.
UPDATE: I used Claimyr this morning and actually got through to FSA! The agent found that there was a mismatch between how my name appears on my tax return versus how I entered it in my FSA ID. They fixed it right there and said the parent section should process within 3-5 business days. I also called my son's school financial aid office, and they said they'll make a note in his file about the FAFSA technical issue so his application won't lose priority status. Thank you everyone for your help!
Somtime the schools take FOREVERRR to send out there aid packages, my daughters college took almost 2 MONTHS after fafsa processed to send her awards. So frustrating!! But you can call the financial aid office directly to ask for a timeline, sometimes they'll give you an early estimate over the phone.
UPDATE: I finally called the college's financial aid office and they said they're behind on processing because of all the FAFSA delays this year. They expect to have aid packages out within 2 weeks, and they suggested we go ahead with orientation since we can still make decisions after seeing the package. The woman was super nice and said based on our SAI, we should qualify for "significant assistance" but wouldn't give specific numbers. Fingers crossed!
That's great news! "Significant assistance" is definitely promising language from a financial aid officer. They typically don't use those terms unless they expect you'll receive a substantial package. While waiting, make sure all verification documents are ready if requested - having those prepared can speed up the final steps.
Just a quick update - I got the SSN issue fixed with my daughter's application after we used that Claimyr service. The agent said nearly 40% of applications this cycle have similar verification issues because of how the new system processes things. The good news is that once it's fixed, the aid package usually comes through within 5-10 business days since the SAI calculation is already done.
UPDATE: We called the financial aid office this morning and they were super helpful! Turns out there was a transposed digit in my son's SSN. They're sending a specific verification form that he needs to complete and submit with a copy of his social security card. They said it should be processed within 3-5 business days after they receive it. Thanks everyone for your help!
omg its sooo annoying we have to do this every single year. i wish they would just let us submit once for all 4 years
So it sounds like I should mark my calendar for December but maybe plan to actually do the application in January? And I'll need my 2023 taxes again.
That's a good plan. Also, make sure your school doesn't have any early priority deadlines. Some schools have January deadlines for certain scholarship packages, so check with your financial aid office to confirm. Since you've already done the 2024-2025 FAFSA, the 2025-2026 one should be a bit easier. Your FSA ID will already be set up, and some of your basic info will carry over. You'll just need to update any income changes and review your contributor information. One other thing to remember: if your financial situation has changed dramatically since 2023 (like job loss or major medical expenses), you can submit an appeal for professional judgment to your school's financial aid office after you receive your aid package. They can adjust your aid based on your current situation, regardless of what the FAFSA shows based on 2023 taxes.
Lindsey Fry
When my daughter started college last year, I found myself in a similar situation - wanting to combine Parent PLUS loans with out-of-pocket payments. Here's what I learned the hard way: 1. Financial aid and student accounts/billing are TWO SEPARATE OFFICES at most schools. If you're asking about payment plans and billing, you need the Bursar's Office or Student Accounts, not Financial Aid. 2. The Parent PLUS loan process is frustrating because you have to specify an amount, but the exact bill isn't always clear when you're applying. 3. If you ever need to INCREASE your Parent PLUS loan mid-year (which we did), there's additional paperwork and another credit check. If I could do it all over again, I would have borrowed slightly MORE than I thought I needed for fall semester, then adjusted downward for spring once I had a better handle on our finances.
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Ryder Everingham
•Thank you for sharing your experience! The distinction between financial aid and student accounts/billing offices might explain why I didn't get helpful answers. I'll reach out to the Bursar's Office instead. I appreciate the tip about potentially borrowing slightly more than needed - that's a perspective I hadn't considered.
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Saleem Vaziri
One more tip from my experience: the Parent PLUS loan application asks for the loan period (academic year) and loan amount. If you indicate a full academic year loan period but later decide you don't need the spring semester portion, you can cancel that disbursement without penalty before it's processed. This gives you flexibility - if your financial situation improves dramatically, you can cancel the spring portion. If not, it's already approved and ready to disburse. Also, keep in mind that Parent PLUS loans require a new application each academic year, so you'll go through this process again next year for your son's sophomore year.
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Ryder Everingham
•That's really helpful to know we can cancel the spring portion if needed! I was worried we'd be locked in once we applied. I'm starting to understand why this process feels so complicated - there are so many moving pieces and offices involved. Thank you for your patient explanation.
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