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To clarify some confusion in this thread: For 2025-2026 FAFSA purposes, your situation falls under the "special case" rules. Since you have 100% physical custody and claim your daughter on taxes, she is automatically considered your dependent for FAFSA purposes regardless of the financial support test. This is specifically addressed in the FSA Handbook section on household size for independent students. Government benefits received for the child (SNAP, WIC, etc.) actually count as support YOU provide. So you're absolutely correct to include her in your household size, and doing so will help your SAI calculation significantly.
Thank you for explaining it so clearly! That makes me feel much better. Do you know if I need to do anything special when entering her information, or just include her in the household size number?
You'll just include her in your household size number when asked. The new FAFSA form is actually clearer about this than previous versions. There's a specific question about 'dependents who receive more than half their support from you' - and for the reasons I explained, your daughter qualifies. If selected for verification later, you'd primarily need to show she lives with you (custody agreement, school/daycare records listing you as guardian, medical records, etc.) and your tax return showing you claimed her.
I was in this same situation!!! my daughter was 3 when i went back to school and i only made like $12k but she lived with me full time. I DID include her in my household size and i got way more financial aid bc of it (full pell grant + state grants). i think they look at household size vs income so having her counted helped me qualify for more. never got any questions about it either
Not sure if anyone mentioned this, but there is also a specific lockout happening for students who have ANY mismatch between their FSA ID information and their Social Security Administration records. Even something small like using "Wm" instead of "William" or a hyphenated last name can trigger it with the new system. Had one student who couldn't access because they had moved and their address didn't match what SSA had on file!
Update: FSA just released a statement about this issue. It's officially acknowledged as a system-wide problem affecting approximately 5-7% of all active FSA ID accounts. They're implementing a fix by this weekend that should automatically resolve most cases. For urgent cases (students with approaching deadlines), they've established a dedicated helpline: 1-888-FSA-HELP (select option 4, then 2). This line is specifically for account access issues and has shorter wait times than the regular support line.
After reading through your situation more carefully, I have one more suggestion. Ask your school's financial aid office specifically about a "Professional Judgment Review" or "Special Circumstances Review." Explain that you've submitted FAFSA but it's delayed in processing. Some schools have authority to make provisional financial aid offers based on estimated information, which can later be adjusted once your official SAI comes in. They might be reluctant to mention this option unless you specifically ask for it by name.
I just called and asked about this! The financial aid counselor said they can potentially do a "preliminary aid package" based on our previous year's FAFSA and tax returns, which would at least give us access to some loans to start with. We have an appointment tomorrow morning to bring in all our documentation. Thank you SO much for this suggestion!
i had this same issue but with verification that took forever!!! finally got through on the phone after trying for weeks and they told me my fafsa was selected for verification but they never sent me the notification!! like how was i supposed to know?? maybe yours is stuck in verification too? worth asking when u finally reach someone
Just wanted to update that after I dealt with a similar issue, we got our daughter's SAI reduced by almost $7,000! It took about 3 weeks from correction to getting a revised aid package, but it was absolutely worth it. Her grant increased by $3,500 for the year. Definitely don't give up on this!
Connor Murphy
btw be careful when u finally do get to make corrections! sometimes the system will randomly reset other sections when u update one part. happened to me and i didnt notice until after i resubmitted. make sure u review EVERYTHING again before final submit
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Zainab Ali
•Oh no, I hadn't even thought about that! Thanks for the warning - I'll definitely review the entire application before submitting corrections.
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Yara Nassar
Update: I just checked the FSA website and they've posted about a known issue with the 2025-2026 FAFSA review cycles. They're currently experiencing longer than normal processing times when schools are added to existing applications. The good news is they're prioritizing applications with upcoming deadlines, so make sure to call and mention your son's priority deadline when you speak with them.
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Zainab Ali
•This is so helpful! Thank you for checking and letting me know. I'll definitely mention the deadline when I call them tomorrow.
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