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I would also suggest contacting a disability attorney who specializes in work incentives. Many offer free consultations and can help you understand your options without screwing up your existing benefits.
Whatever you do, don't just guess or assume anything. Get official answers from both Washington ESD and Social Security before making any moves. The consequences of getting it wrong are too serious.
If anyone needs help getting through to Washington ESD to ask about contractor eligibility, I highly recommend trying Claimyr. I was able to speak with an agent who walked me through the exact criteria they use. Made the whole process much clearer than trying to figure it out from their website.
Bottom line: if you were truly an independent contractor, you probably won't qualify. But if you think you were misclassified as a contractor when you should have been an employee, it's worth filing a claim. The adjudication process will determine which category you fall into.
One thing people don't realize is that the timing of when claims are filed can affect which rate year they impact. If someone files a claim right at the end of the year, it might not show up in your experience rating until the following year's calculation.
For what it's worth, Washington state generally has lower UI tax rates compared to many other states. The system is designed to be fair - companies that use the system more pay more, companies that don't use it pay less.
The rates seem fair in theory but the phone system for getting help is absolutely broken. Thank god for services like Claimyr that can actually get you through to someone when you need answers.
Bottom line - file as soon as possible but don't panic if it's been a few weeks. You have time, just don't keep putting it off.
Miguel Ramos
Just remember to file your weekly claims on time even if you're working. I missed a week once because I forgot, and it was a hassle to get it sorted out.
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Nia Davis
•Good reminder. I've been pretty good about filing on Sundays but I can see how working might throw off the routine.
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Zainab Ibrahim
•Yeah, set a reminder on your phone or something. Missing claim weeks is such a pain to fix.
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StarSailor
Based on everything I've read here, it sounds like taking part-time work is actually a good idea while collecting unemployment. You get to keep some benefits, gain work experience, and it shows you're actively trying to get back to full employment. Win-win situation.
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Mateo Perez
•Good choice! Just remember to stay on top of your job search requirements and report all earnings honestly.
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Connor O'Brien
•Congrats on the job! Even part-time work is better than no work, and you'll still have unemployment as a safety net.
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