This is such a helpful thread for TWC newcomers! I'm currently on my second unemployment claim with TWC and can confirm that the one-day holiday delay is pretty much the standard. The only exception I've seen is when there's a major system outage (which happened once during a winter storm), but that's rare. One tip I'd add for anyone reading this: if you're really tight on timing with bills, you can usually see the payment status change in your TWC portal before it hits your bank account. The status will update from "submitted" to "paid" usually a day before the money actually shows up. That at least gives you confirmation that it's coming. Also, for future holiday planning, TWC follows the federal holiday schedule exactly - so if banks are closed, TWC processing is delayed. Memorial Day, Labor Day, and the winter holidays tend to cause the longest delays since they often create 3-day weekends.

This entire thread has been incredibly educational! I'm filing for unemployment for the first time next week and honestly had no clue about any of these timing nuances. The holiday delay information is pure gold - I would have been completely panicking if my first payment got delayed and I didn't know why. What really stands out to me is how consistent everyone's experience has been with the one-day delay pattern. It's so much better than wondering if it could be anywhere from 1-5 days like some people suggested. The tip about checking the portal status change before the bank deposit is brilliant too - that'll definitely help with the anxiety of waiting. I'm going to print out the federal holiday calendar and keep it with my TWC paperwork so I can plan payment requests accordingly. Thanks to everyone who shared their experiences, especially @CosmicCruiser for coming back with the actual results. This is exactly the kind of real-world information that makes navigating unemployment so much less stressful!

I'm so grateful I found this thread! I'm also brand new to unemployment claims and filed my first payment request yesterday evening. Like you, I've been checking the portal obsessively expecting it to update right away, and when it didn't show up this morning I started spiraling thinking I had entered something wrong. Reading everyone's explanations about the 24-72 hour batch processing system has been such a lifesaver - I had no idea that's how TWC's backend works! It makes so much more sense now why the timing seems so random. I did get a confirmation number and took a screenshot of it, so I feel much more confident now knowing that's the key piece. It's such a relief to see how many other newcomers have gone through this exact same anxiety and come out just fine. This community has been incredibly helpful for understanding what to expect. Thanks for asking the question that so many of us new filers needed to see answered!

As a newcomer who just started filing unemployment claims this month, I can't tell you how reassuring this entire thread has been! I filed my payment request on Monday and when it didn't appear by Tuesday afternoon, I was absolutely convinced I had made some critical error. Reading everyone's experiences has been such a relief - especially learning that TWC operates on a batch processing system rather than real-time updates like most modern websites. The 24-72 hour window makes so much more sense now! I love all the practical advice here too, like keeping records of confirmation numbers and timestamps, and not obsessively refreshing the portal. It's amazing how much anxiety disappears once you understand that the delays are just how their legacy system works, not a reflection of filing accuracy. This community support has made navigating this process so much less intimidating. Thank you to everyone who shared their experiences - it's exactly what us newcomers need to see!

I just went through this exact same situation last month! My first payment request took 4 business days from submission to hitting my account. Since you submitted Monday and your SSN ends in 4, you should see your payment processed on Tuesday and deposited by Thursday or Friday morning. The early morning deposit timing (around 5-6 AM) that everyone's mentioned is spot on - I'd recommend setting up bank alerts so you don't have to keep checking obsessively. One thing I wish I'd known is that the TWC payment status page can lag a day behind actual processing, so don't panic if it still shows "pending" for a couple days. Make sure to double-check your direct deposit info in your TWC profile is 100% accurate - even a small typo can cause major delays. The first payment is definitely the most nerve-wracking because you don't know what to expect, but TWC has been pretty reliable in my experience. If you don't see anything by Friday afternoon, that's when I'd call the Tele-Serv line. Hang in there - you should see that deposit very soon!

I've been collecting Texas unemployment for about a year now, so I can give you some perspective on what to expect! Your timeline sounds very typical - submitting on Monday with direct deposit should get you paid by Thursday or Friday morning. Since your SSN ends in 4, your payment would have been processed on Tuesday, and direct deposits typically take 2-3 business days from there. One thing I learned early on is that TWC deposits almost always hit between 5-7 AM, so don't stress if you don't see it during normal business hours. I'd also recommend checking your TWC account under "Payment Status" daily - it's much more informative than just watching your bank balance. The first payment is always the most anxiety-inducing because you're not sure what to expect, but once you get through this one, it becomes very predictable every two weeks. Make sure your direct deposit info is exactly right in your profile - even one wrong digit can delay everything significantly. If you don't see anything by Friday afternoon, definitely call the Tele-Serv line at 800-558-8321. But honestly, based on your straightforward layoff situation and proper setup, you should see that money hit your account by Friday morning at the latest. The waiting game is brutal when bills are piling up, but TWC is generally pretty reliable with their payment timeline!

Just went through this in February when my benefits ran out. Here's my experience - after my final payment request, I tried using the online portal to request the waiting week but there was no option for it. I called the TWC number for FOUR DAYS straight and couldn't get through - constant busy signals or disconnects. Finally used Claimyr.com which got me connected to a TWC agent in about 2 hours. The agent processed my waiting week payment request and I received the money (just one week's worth, so $377 in your case) about 3 days later. Totally worth it rather than spending days trying to get through on my own.

THE TWC SYSTEM IS DESIGNED TO MAKE PEOPLE MISS OUT ON BENEFITS!!!! They don't tell you clearly about the waiting week payment process because they hope you'll forget about it! Then they keep YOUR MONEY that you're entitled to! I missed out on my waiting week because nobody told me I had to specifically request it after benefits exhaustion. CALL THEM IMMEDIATELY after your final payment!!!!

I'm going through the exact same frustrating situation right now! Just had my ID.me verification "completed" on Thursday but my account still shows pending for all payment requests. This thread has been incredibly valuable - I had no idea there was such a distinction between verification being marked "completed" vs the hold actually being "released" in their system. After reading everyone's experiences, I checked my "Issues and Determinations" section and sure enough, my verification hold still shows as "under review" despite being told everything was done. It's clear there's some kind of backend processing disconnect between what the phone reps can see and what the payment system actually processes. Based on all the excellent advice shared here, I'm planning to call first thing Monday morning armed with specific terminology: asking if the hold is "completely removed in the system" (not just completed), requesting a "manual system refresh," asking about the "priority processing flag" for time-sensitive cases, and having them trigger the payment release while I'm on the phone. Also want to echo everyone's recommendation about the 211 helpline - just got connected with emergency rent assistance that could potentially have funds available within 48 hours. It's such a relief to have backup options while dealing with TWC's broken processes. @Dmitry - hang in there! Based on everyone's shared experiences, it sounds like persistence with the right language is key. This community has provided more actionable solutions than TWC's actual support system. Definitely keep us posted on your Monday call results!

This exact thing happened to me 3 weeks ago! ID.me verification was "completed" but my payments stayed stuck on pending for almost 10 days. What I learned is that there's apparently a difference between the verification being done and the system actually releasing the hold - super frustrating that the reps don't explain this upfront. What finally worked: I called back and asked them to check if there were any "backend flags" still active on my account even though verification was complete. The rep found that my account was flagged for "manual review" in their payment processing system, which is separate from the ID verification system. She cleared it immediately and my payments processed within 24 hours. For your rent situation - definitely call that 211 helpline people are mentioning. I used a local emergency assistance program they connected me with and had approval within 36 hours, which saved me while waiting for TWC to sort their mess out. When you call Monday, ask specifically: "Is my verification hold completely cleared in your payment processing system, or just marked complete in the verification system?" That distinction seemed to make all the difference with getting the right help. Good luck - this system is broken but you can get through it with persistence!