same boat here, lost my job in early 2023 and didn't file because I thought I'd find something quick... big mistake

I was in a similar situation a few months ago - didn't file for almost 10 months after losing my job due to family issues. When I finally applied through my.ny.gov, I was surprised to learn that even though my original benefit year had expired, I could still potentially qualify based on any work I had during a different base period. The system automatically checks all possible base periods to see if you have enough qualifying wages. Even if you only worked part-time or temporarily during the past 18 months, it might be enough. Don't let anyone discourage you from trying - the application is free and you'll get a definitive answer about your eligibility. Worst case scenario, you're in the same position you're in now.

Just went through this myself. The weekly benefits helped but honestly the job search resources were more valuable long term. They connected me with a career counselor and helped me update my resume. There are also workshops on interviewing and networking. If you're in certain industries they might approve retraining programs too. The whole process took about 3 weeks from filing to getting my first payment.

One thing nobody mentioned - you have to report ANY income you earn while collecting, even if it's just a few hours of freelance work. They'll reduce your benefits dollar for dollar over a certain amount. And if you don't report it and they find out later, you could owe money back. NYS Department of Labor is pretty good at catching unreported income so be honest on your weekly claims.

I tried to get into one of these programs six months ago and it was such a nightmare dealing with NYS Department of Labor. They kept asking for more documentation and then when I finally got approved the program was full. The whole system is designed to make you give up honestly.

Just to add - there's also something called WIOA (Workforce Innovation and Opportunity Act) funding that can help with training costs. It's separate from regular unemployment but you can sometimes combine them. Your local workforce development office would know more about what's available in your area.

Just wanted to add that even if you qualify for the maximum, your actual benefit duration depends on your total base period wages. In NY you can get up to 26 weeks of benefits, but some people with lower earnings might get fewer weeks. With your salary level you should get the full 26 weeks though.

One thing to keep in mind is that the $504 maximum is before taxes. NYS will withhold federal income tax (10%) if you elect it, and you'll owe taxes on unemployment benefits when you file your return. Also, make sure to file your claim as soon as possible - benefits are only backdated to the week you actually file, not when you lost your job. The online system at labor.ny.gov is usually the fastest way to get started with your initial application.

OMG the whole system is so confusing! I missed my first week of certification because I didn't know when to do it and now I'm scared my whole claim is ruined 😭

Hey everyone! I'm new to this whole unemployment process too and reading through these comments has been super helpful. I just wanted to add that I found the NY.gov mobile app actually explains the certification timing pretty clearly if you go to the "Weekly Certification" section - it shows your specific day based on your last name and has a little calendar view. Also, for anyone worried about the work search requirements, I called the customer service line early in the morning (like 8:05 AM) and got through on my third try. They confirmed that for restaurant workers, things like checking job boards, visiting restaurants in person, and even networking events all count toward your 3 weekly contacts. Hope this helps someone!