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I'm in the same boat - got approved 10 days ago but still no card! Reading through these comments, sounds like I should double check my address in the system and maybe call KeyBank if it hits the 2 week mark. Really don't want to get hit with late fees on my rent because of this delay 😩 Has anyone had luck getting emergency payments while waiting for the card?
Unfortunately there's no emergency payment option while waiting for the card - I asked about that when I was in the same situation. Your best bet is to set up direct deposit ASAP if you can. Go to your NY.gov unemployment account, find "Payment Method" and switch it to direct deposit with your bank info. That way future payments will go straight to your account instead of the card. For the money that's already been issued to the card, you'll have to wait until it arrives or call KeyBank to see what's up. The direct deposit change usually takes effect for the next payment cycle.
Been through this exact same situation! My card took almost 2.5 weeks to arrive, which was super stressful. Here's what I learned: First, definitely verify your address is 100% correct in the NY.gov system - even small typos can cause major delays. Second, if you're past the 10 day mark, call KeyBank at 1-866-295-2955 to check the status. The hold times are terrible but you need to know if it was actually mailed. Third, seriously consider switching to direct deposit right now for future payments - it's so much faster and you won't have this anxiety again. You can change it in your online account under payment methods. The money that's already been issued to the card will still come on the card, but at least future payments will hit your bank directly. Hang in there, it will arrive!
Keep in mind that even if you qualify for the max $504, you still need to meet all the other requirements like doing job searches and filing your weekly claims on time. NYS Department of Labor is pretty strict about the work search requirements now - you need to do at least 3 job search activities per week and keep detailed records.
Wait what kind of job search activities count? I thought I just had to apply to jobs but sounds like there's more to it?
The $504 is decent but honestly doesn't go very far these days especially in NYC. At least it's something though while you're looking for work.
Totally agree - $504 barely covers rent in most of NYC, let alone other expenses. But like you said, it's better than nothing. @Brooklyn Knight since you mentioned budgeting, definitely plan for it to be tight even with the max benefit. Might want to look into other assistance programs too if you qualify.
Before you go looking for physical offices, try calling the NYS Department of Labor technical support line early in the morning around 8 AM. They have separate numbers for different issues. Also, if your weekly claim certification is stuck, log out completely and clear your browser cache before logging back into my.ny.gov. Sometimes that resolves display issues where the system isn't showing pending adjudications properly.
I'm in a similar situation in upstate NY - been waiting 3 weeks for my certification to go through. From what I've researched, most of the physical NYS Department of Labor offices are now "American Job Centers" and they primarily handle career services rather than unemployment claims. The one in Syracuse requires appointments and they told me over the phone that they can't access individual claim files anyway. Your best bet might be trying to call right at 8 AM when the phone lines open, or using that callback feature on my.ny.gov if you can find it (it's buried pretty deep in the site). Also check if you have any messages in your correspondence section - sometimes there are requests for additional info that don't show up as alerts.
Thanks for the detailed info! I had no idea about the American Job Centers vs unemployment offices distinction. I'll definitely try calling at exactly 8 AM tomorrow and dig around for that callback feature. Did you ever find those hidden messages in the correspondence section? I've been checking what I thought was the messages area but maybe I'm missing something.
Wait I thought there was some rule about not being able to file again within a certain time period? Or am I thinking of something else??
You might be thinking of the waiting period between benefit years, but that's not a restriction on filing - it's just about when you can establish a new monetary determination based on more recent work history.
I've been in a similar situation and can confirm there's no lifetime limit. I've filed unemployment claims about 5 times over the past decade due to company restructuring and contract work ending. Each time, as long as I had enough qualifying wages in my base period (usually the first 4 of the last 5 completed quarters before filing), my claim was approved. The NYS DOL really just cares that you meet the current eligibility requirements - sufficient work history, unemployed through no fault of your own, able and available for work. Don't stress about your previous claims affecting future eligibility!
This is really helpful to hear from someone with direct experience! I'm in a similar boat with contract work that might not get renewed. Quick question - when you mention the "first 4 of the last 5 completed quarters," does that mean they look at your wages from about a year ago rather than your most recent work? I want to make sure I understand how the base period calculation works before I potentially need to file.
Yes, exactly! The base period typically uses wages from about a year ago, not your most recent work. So if you file in December 2024, they'd look at wages from July 2023 through June 2024. There's also an alternate base period option if you don't qualify under the standard one, which uses more recent quarters. I learned this the hard way on my first claim when I thought my most recent contract work would count, but it was too recent to be in the base period calculation.
Mae Bennett
The unemployment system is so confusing and they don't explain anything clearly. I remember being stressed about every little detail when I filed. Just make sure you answer all the questions honestly about why you're unemployed and keep track of your job search activities from day one.
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Zainab Ismail
@Kara, one more tip - when you file online, make sure you have your Social Security card, driver's license, and employment records handy. The system will ask for specific dates and wage information from your last employer. Also, if you worked for multiple employers in the past 18 months, you'll need that info too since they look at your earnings over the "base period" to determine your benefit amount. The whole application took me about 30 minutes when I had everything ready. Good luck!
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