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Just wanted to add that even though there's no limit on how many times you can collect, you do need to make sure you're meeting all the weekly requirements each time - like doing your job search activities and reporting any work or income. Don't let previous successful claims make you complacent about following the rules on your new claim!
This thread has been really helpful! I'm in a similar situation - got laid off from my tech job last month and this would be my second time filing for unemployment in NY. I was worried there might be some kind of "frequent filer" penalty or something, but it sounds like as long as you worked enough between claims, NYS Department of Labor treats each application on its own merits. Has anyone here had experience with how long it typically takes for them to process a repeat claim? I'm wondering if having filed before makes the process any faster since they already have some of my information on file.
In my experience, repeat claims can actually process a bit faster since NYS Department of Labor already has your employment history and personal info in their system. My second claim was approved within about 10 days compared to almost 3 weeks for my first one. Just make sure all your employer information is accurate and up to date when you file - any discrepancies can slow things down. The online system should recognize you as a returning claimant and pre-populate some fields which helps avoid errors too.
@Lena Kowalski That s'great to hear about faster processing for repeat claims! I m'actually in tech too and considering filing again after my startup folded. One thing I learned from my previous claim is to keep really detailed records of your job search activities from day one. NYS Department of Labor can ask for documentation of your work search efforts at any time, and having everything organized makes the weekly certifications much smoother. Also, if you re'planning to do any freelance or contract work while collecting, make sure to report every penny - even small gigs. They re'pretty strict about income reporting and it s'not worth risking your benefits over unreported earnings.
Just to be super clear - you earned these benefits through your work history. Your employer paid unemployment insurance taxes specifically for this purpose. Don't let anyone make you feel guilty about using a system you paid into!
Your coworker is definitely wrong - unemployment benefits are not a loan at all! I went through the same situation a few years ago and was worried about the same thing. The benefits are funded by employer contributions to the unemployment insurance system, so you've essentially already "paid" for them through your work history. The only time you'd need to pay anything back is if there was an error (like getting benefits you weren't entitled to), but that's not the normal situation. You're dealing with enough stress from being laid off - don't let misinformation add to your worries. Just focus on your job search and filing your weekly claims correctly.
just be honest about everything and you'll be fine, the system is set up to catch people who try to cheat but if you report your work they usually just reduce your benefits for that week
Just to add to what others have said - NYS Department of Labor also receives data from the State Directory of New Hires, which employers must report to within 20 days of hiring someone. They also do periodic cross-matches with Social Security Administration records and state tax databases. The bottom line is they have multiple ways to detect unreported work, so transparency is definitely your best policy. When you certify for benefits each week, report ANY work you did during that week, even if it was just a few hours or you haven't been paid yet. It's much better to have your benefits reduced correctly than to face fraud charges later.
I'm so sorry this happened to you! As someone who went through a similar identity theft situation (not unemployment related but still scary), I wanted to add that you should also consider filing a report with the Federal Trade Commission at IdentityTheft.gov. They'll create a personalized recovery plan and give you an affidavit that can be helpful when dealing with NYS Department of Labor and other agencies. Also, keep detailed records of every phone call, email, and document - write down names, dates, reference numbers, everything. It might seem excessive now but it really helps if you need to escalate or if there are any lingering issues later. The good news is that you caught this early and everyone here is giving you solid advice. You've got this!
This is such comprehensive advice, thank you! I hadn't heard of IdentityTheft.gov before but that sounds really useful for creating a paper trail. You're absolutely right about keeping detailed records - I've already started a spreadsheet with all the phone numbers and reference numbers people have shared here. It's overwhelming but knowing that others have gotten through this successfully is really reassuring. I'm calling the fraud hotline first thing tomorrow morning and will definitely check out that FTC site too. Thanks for taking the time to share your experience!
This is such a comprehensive thread with so much helpful advice! I wanted to add one more thing that might be useful - if you have trouble remembering all the steps, the NYS Department of Labor actually has a specific fraud checklist on their website that walks you through exactly what to do. Also, once you get this resolved, consider signing up for their text alerts so you'll be notified immediately if anyone tries to file a claim under your SSN in the future. It's a free service that can give you peace of mind. The fact that you caught this so quickly and are taking action right away puts you in a really good position to get it sorted out without major complications. Wishing you the best with getting this resolved!
Isla Fischer
Just filed my claim yesterday and it went through fine. This is my fourth time filing since 2022. Construction life lol
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Michael Adams
Emma, you're totally fine! I work in seasonal landscaping and have filed probably 6 times in the last 3 years. As others mentioned, there's no limit as long as each claim is legitimate. The key is making sure you have enough work credits in your base period for each new claim. NYS DOL actually expects multiple filings from seasonal workers - it's built into the system. Just keep good records of your work history and you shouldn't have any problems. The construction industry is notorious for this kind of cyclical employment pattern.
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