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I've been through this exact same situation with Chime and NY unemployment backpay. In my experience, once it shows "released" in the NYSDOL system, you're usually looking at 12-24 hours max with Chime. They're one of the fastest banks for unemployment deposits. The key thing to remember is that "released" means NY has sent the payment, but it still has to process through the banking system. If it's been released since noon today like you mentioned, I'd expect to see it in your Chime account by tomorrow morning. Chime will send you a notification as soon as it hits, so you don't have to keep refreshing your balance constantly. Stay patient - it's coming!
This is really reassuring to hear from someone who's been through the same thing! I'm in a similar boat - my NY unemployment backpay shows as released yesterday evening around 6pm and I'm using Chime too. Based on what you and others have shared, it sounds like I should see it by tonight or tomorrow morning. The notification feature is great because like you said, constantly refreshing gets exhausting. Thanks for sharing your timeline - it helps manage expectations when you're stressed about needing the money!
I'm new to this community and currently dealing with the same waiting game! My NY unemployment backpay was marked as "released" this morning around 9am and I also bank with Chime. Reading through everyone's experiences here is really helpful - it sounds like most people see their deposits within 12-24 hours once it shows released. I'm trying to stay patient but it's hard when you really need the money. Has anyone noticed if the time of day it gets released affects when it actually deposits? Like if it's released in the morning vs afternoon?
Welcome to the community! From what I've seen in this thread and my own experience, the timing of when it's released can definitely make a difference. If your payment was released at 9am this morning, that's actually really good timing - you'll likely see it hit your Chime account sometime this evening or early tomorrow morning. Releases that happen earlier in the day tend to process faster than late afternoon releases. Since you're new here, just wanted to mention that Chime is pretty reliable for unemployment deposits compared to traditional banks. Keep an eye out for that push notification!
I'm also with Chase and have been through this a few times! In my experience, once NY unemployment releases the payment, it usually hits Chase accounts pretty quickly - typically within 24-48 hours. Chase processes ACH transfers overnight, so there's a good chance you'll wake up tomorrow and see it there! I always set my phone to check around 6-7 AM because that's when most overnight deposits post. The fact that you got the release notification today is a great sign - the system is working as it should. Just try to stay patient (I know it's hard when you need the money!). If for some reason it doesn't show up by Thursday, that's when I'd start making calls, but honestly I'd bet you'll see it tomorrow morning!
This is super helpful! I'm also with Chase and waiting for my payment that was released today. It's really reassuring to hear from multiple people that Chase processes these overnight deposits around 6-7 AM. I'm definitely going to check first thing tomorrow morning instead of obsessively refreshing all day today. Thanks for the realistic timeline - knowing that Thursday would be when to start worrying helps set proper expectations. The waiting game is so stressful when you really need the money, but it sounds like Chase is pretty reliable with these unemployment deposits!
I've been dealing with NY unemployment payments and Chase for a while now, and from my experience, you should definitely see it within 1-2 business days! Chase is actually pretty reliable with these ACH transfers. Since yours was released today, I'd expect to see it hit your account tomorrow morning or Wednesday at the latest. The overnight processing usually happens between 2-6 AM, so check first thing when you wake up. I know the waiting is nerve-wracking when you really need the funds, but once you see that "released" status, you're basically in the clear. The banking system just needs to do its thing. Hang tight - it's coming!
This is exactly what I needed to hear! It's so reassuring to know that Chase is reliable with these ACH transfers. The 2-6 AM processing window is really helpful to know - now I won't be staying up all night checking my account lol. I'm feeling much more confident that it'll be there tomorrow morning. Thanks for taking the time to share your experience - it really helps calm the nerves when you're waiting for money you desperately need! 🙏
Yes, they occasionally pause intake on certain platforms when volume gets too high. If Twitter isn't accepting messages, try Facebook messenger next, then LinkedIn, and lastly Instagram. They tend to monitor these platforms in that order of priority based on what we've observed.
This gives me hope! I've been stuck in limbo for 7 weeks now with a PUA eligibility issue. Every time I call, I either get disconnected after 2+ hours on hold or get transferred to someone who says they can't help with my specific problem. I'm definitely going to try messaging them on Twitter today. Quick question - when you got the callback, were you able to speak to someone who could actually access your file and make changes, or was it more of a preliminary screening call?
The person who called me was actually able to access my file and see the full history of my case! They couldn't make all the changes needed on the spot (some required supervisor approval), but they were definitely more knowledgeable than the regular call center staff. They could see exactly what was holding up my claim and explained the specific steps that needed to happen next. Much more helpful than the generic "we'll look into it" responses I'd been getting. For a PUA eligibility issue like yours, they should be able to at least tell you exactly what documentation or verification they need. Good luck with the Twitter message!
Based on what you've described, there are several potential causes for this delay: 1. Identity verification issues - very common in 2025 with the new security protocols 2. Employer response delays - they have 10 business days to respond to claims 3. Wage discrepancy investigation 4. Prior claim issues that need resolution 5. Work search documentation gaps Here's what you should do: 1. Request to speak specifically with a claims examiner, not just a general rep 2. Ask for the specific issue code on your account (they can see this) 3. Request a supervisor if they won't provide details 4. Mention Section 590.1 of NY Labor Law which requires prompt payment of benefits 5. Submit a message through your online account specifically requesting claim status detail The fact that you received a monetary determination is actually positive - it means you're financially eligible. The hold-up is likely related to one of the non-monetary eligibility factors.
Thank you! This is incredibly helpful. I didn't know about Section 590.1 - I'll definitely mention that. And you're right, I've been talking to general reps who probably can't see the details. I'll insist on speaking to a claims examiner or supervisor next time.
You're welcome! One more tip: when you call, try to reach them early in the morning (right when they open) or later in the afternoon (around 3:30-4:00pm). The wait times are usually shorter, and you're more likely to get connected to senior staff who can actually resolve issues rather than just provide status updates.
Any updates on your situation? Were you able to get through and find out what's happening with your claim?
Finally got some answers! I ended up using Claimyr like you suggested and got through to someone in about 8 minutes. Turns out there was an employer verification issue AND an identity verification problem. My former employer had 10 days to respond but never did, and instead of moving forward, my claim just sat there. The agent pushed it through manually and said I should receive payment within 3-5 business days. THANK YOU all for your help - would have been completely lost without this forum!
That's amazing news! So glad you finally got some answers and that Claimyr worked for you too. It's ridiculous that your claim was just sitting there because your employer didn't respond - they should have automatic procedures to move these forward after the 10-day deadline. At least now you know what was wrong and have a timeline for payment. Hopefully your backpay comes through quickly!
Jacob Lee
Just to add - make sure you have all your employment information ready when you file. The NYS Department of Labor will need your last employer's details, your wages for the past 18 months, and the reason for separation. Having everything organized will make the process much smoother.
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Aisha Abdullah
As someone who recently went through this process, I can confirm what others have said - file immediately! There's no grace period in NY. I filed my claim the Monday after my last day of work and was able to get benefits for that first week. The online system at labor.ny.gov is actually pretty straightforward once you get started. One thing I wish I had known is that you can file your initial claim even if you don't have all your previous employer information perfectly organized - you can always update details later, but you can't go back and claim weeks you missed filing for.
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Harper Collins
•This is really helpful advice! I'm in a similar situation and was hesitating about filing because I thought I needed to gather all my paperwork first. Good to know I can start the process and update information later. Did you face any issues with the initial filing, or was it pretty smooth once you got started?
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