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also if you have any kind of severance pay or vacation payout that might delay when you can start collecting. learned that the hard way
One thing I'd add is that if you're collecting any kind of pension or retirement benefits, that can also affect your unemployment eligibility or reduce your weekly benefit amount. NYS Department of Labor will offset your UI benefits if you're getting a pension from a base period employer. Also, if you're self-employed or doing gig work while collecting, you need to report ALL earnings - even small amounts can trigger overpayment issues if not reported properly. The key is being completely transparent about your work situation when you file.
This is really helpful info about pensions and gig work! I didn't know about the pension offset rule. Quick question - what if you're doing like DoorDash or Uber while unemployed? Do you have to report every single delivery/ride even if it's just a few dollars here and there? And how does that affect your weekly benefit amount?
This thread has been so helpful! I'm in a similar situation where my hours at a retail store got cut from 32 to about 15 hours per week. Reading about the 25% earnings deduction formula really clarifies things - I was worried that working any hours would completely cancel out unemployment benefits. It sounds like it's definitely worth applying since I'm working less than 4 days now. One question though - if my schedule is inconsistent week to week (sometimes 12 hours, sometimes 20), do I just report whatever I actually earned that specific week when I file my weekly claim? And does anyone know if there's a minimum number of hours you need to have worked before the reduction to qualify for partial benefits?
Yes, you just report your actual earnings for each specific week when you file your weekly certification - the system is designed to handle variable schedules like yours. For eligibility, you generally need to have worked enough to establish a base period (usually the first 4 of the last 5 quarters), but there's no specific minimum hours requirement before the reduction. Since you went from 32 to 15 hours, you should definitely qualify. The key is that you're working less than your normal schedule due to lack of work, not by choice. Make sure to keep detailed records of your pay stubs since your hours vary so much week to week!
One thing I haven't seen mentioned yet is the waiting week requirement. In NY, you typically have to serve one unpaid waiting week before benefits start, but this applies to partial unemployment too. So even if you get approved quickly, your first week of benefits will be unpaid. Also, make sure you file your claim as soon as your hours get reduced - you can't backdate partial unemployment claims like you sometimes can with regular unemployment. I learned this the hard way when I waited a month thinking my hours might go back up. Lost out on several weeks of potential benefits because I didn't file right away when the reduction happened.
Just wanted to add that I had a similar issue last month after the system update. What worked for me was actually logging out of ALL NY.gov services first (including any other state services you might be logged into), then clearing my browser completely, and THEN doing the password reset. Apparently the system sometimes gets confused if you're logged into multiple NY.gov services at once. Also, make sure you're not using any browser extensions that auto-fill passwords - those can sometimes conflict with the new security system. Hope this helps someone else avoid the frustration!
This is really helpful! I didn't even think about other NY.gov services interfering. I had the DMV renewal page open in another tab when I was trying to log into unemployment. That might explain why I kept getting weird error messages even after resetting my password. Thanks for the tip about browser extensions too - I do have LastPass running and it probably was trying to autofill the old credentials.
@Santiago Martinez This is such good advice! I wish I had known about the multiple NY.gov services thing earlier. I was probably logged into like 3 different state sites when I was having my login issues. No wonder it was acting so weird. The browser extension tip is gold too - I bet a lot of people don t'realize their password managers might be causing conflicts with the new security system. Definitely bookmarking this for future reference!
Had the exact same issue two days ago! Super frustrating when you know your login is correct but the system keeps rejecting it. What finally worked for me was doing a complete browser reset - cleared all cookies, cache, saved passwords, everything. Then I went to the NY.gov ID site (not the unemployment site directly) and did a fresh password reset from there. Apparently the February update changed how the authentication works between NY.gov ID and the unemployment portal, so sometimes they get out of sync. Also make sure you're using the updated URL that someone mentioned earlier. The whole process took about 30 minutes but now everything works perfectly. Really wish they'd sent out better communication about these changes ahead of time!
@Lorenzo McCormick Thanks for the detailed walkthrough! The browser reset approach sounds like it might be the most thorough solution. I m'dealing with a similar issue right now where I keep getting authentication errors even after password resets. Question - when you did the complete browser reset, did you lose all your other saved passwords and bookmarks? I m'a bit hesitant to clear everything if it s'going to mess up my other accounts. Also, do you remember if there was any specific order you had to follow when doing the reset through NY.gov ID versus going directly to the unemployment portal?
I'm going through this exact same thing right now! Just started collecting unemployment last week and the uncertainty about payment timing is driving me crazy. Reading all these responses is actually really reassuring - it sounds like the 2-3 business day window after "payment released" is pretty standard. I'm definitely going to try that tip about setting up bank notifications and keeping track of the pattern. It's so helpful to know that everyone goes through this anxiety in the beginning and that it gets easier once you learn how your specific bank handles the deposits. Thanks for posting this question because I was too embarrassed to ask!
Don't be embarrassed at all! I think most of us were too nervous to ask when we first started. The whole unemployment system feels overwhelming when you're already stressed about losing your job. I'm glad this thread exists because it really shows how common this anxiety is. The banking notification tip that Victoria mentioned is a game changer - it'll save you so much stress. And honestly, knowing that everyone here went through the same panic makes me feel way less alone in this situation. We're all just trying to figure it out together!
I'm new to unemployment benefits and this whole thread has been incredibly helpful! I just filed my first claim last week and I'm already anxious about the payment timing. It's such a relief to see that everyone experiences this same stress in the beginning. The tips about setting up bank notifications and tracking the pattern in a phone note are brilliant - I'm definitely going to do both of those things. I had no idea that different banks process ACH deposits at different times, which explains why my friend gets hers earlier than expected while I'm still waiting. Thanks to everyone for sharing their experiences and making this less scary for those of us just starting out with the NYS Department of Labor system!
Lilly Curtis
I'm dealing with the exact same frustrations right now! Been waiting 4 weeks with my claim stuck in pending status and the phone system is absolutely useless. What's really getting to me is how unclear everything is - like I had no idea there were specific work search logging requirements beyond just applying to jobs. The whole system feels like it was designed to discourage people from actually getting benefits. Has anyone found a reliable way to get status updates without having to spend entire days on hold?
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Kaitlyn Otto
•I feel your pain! The lack of transparency is probably the most frustrating part. One thing that helped me was checking the "Messages" section in your online account regularly - sometimes they send notifications there that don't come via email. Also, try calling first thing Monday morning right when they open at 8am, or late afternoon around 4pm - I've had slightly better luck getting through during those times. The work search logging caught me off guard too - make sure you're using the jobs.ny.gov website to log your activities, not just keeping personal records.
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Amina Diop
I'm going through the exact same nightmare right now - filed 5 weeks ago and still stuck on pending with zero communication from NYS DOL about what's causing the delay. The most frustrating part is how the system gives you no real information about what's happening behind the scenes. I've tried calling dozens of times but like everyone else, I just get disconnected after hours of waiting. Starting to wonder if there's some magic trick to actually getting through to a human being who can explain what documents they need or what's holding up the process. At this point I'm considering reaching out to my local representatives because this can't be how the system is supposed to work.
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