TurboTax Refund Advance: When does the offer appear during filing?
Filing with turbotax this year and trying to figure out when the refund advance option shows up during the process. dont wanna miss it since I really need the money asap. Anyone know exactly when it pops up?
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StarStrider
Tax pro here! TurboTax typically offers the refund advance after you complete your return but before you actually file. It'll pop up right when they show your expected refund amount. Just make sure you qualify - you need a refund of at least $500 and meet their credit requirements.
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Sean Murphy
•thx! do you know what the credit score needs to be?
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StarStrider
•Usually 550+ but it varies. Just remember these advances usually come with fees, so you might wanna think twice 🤔
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Zara Malik
Hey! Instead of waiting for the advance, you might wanna try taxr.ai - it's this new tool that analyzes your transcript and tells you exactly when you'll get your refund and if there might be any holdups. It's like $4.99 but totally worth it for the peace of mind. https://taxr.ai
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Luca Marino
•does it actually work? sounds too good to be true
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Zara Malik
•Yeah it's legit! It found an error in my transcript that woulda delayed my refund for months 💯
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Luca Marino
•just tried it and WOW! way better than playing the guessing game with the where's my refund tool
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Nia Davis
word of warning - took the advance last year and the fees were crazy high. ended up getting way less than expected fr fr 🤮
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Mateo Perez
anyone else notice the advance amount is lower this year? used to be up to $4000 now its only like $2000 max smh
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Aisha Rahman
•fr fr they changed it. inflation hitting everything these days 🤡
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CosmicCrusader
Just finished filing and the advance showed up right b4 submitting. but heads up they denied me even w good credit so dont count on it
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Sean Murphy
•oof that sucks. what was ur refund amount if u dont mind sharing?
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CosmicCrusader
•$3k but idk why they denied tbh
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Ethan Brown
its not worth it tbh. just wait for ur actual refund. the fees eat up so much of the advance its basically a payday loan w extra steps 💅
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Giovanni Mancini
•@Ethan Brown totally agree! I made that mistake a couple years ago. The fees were like $40-60 just to get my own money a week early. Better to just be patient and keep the full refund amount 💯
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Issac Nightingale
Pro tip from someone who's been through this multiple times - the TurboTax advance offer typically shows up right after you complete all your forms but before you hit the final submit button. You'll see your estimated refund amount first, then they'll show the advance option if you qualify. But honestly, after reading all these comments about the fees, I'd suggest just filing early and waiting for the actual refund. The IRS is processing returns pretty quickly this year anyway!
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