


Ask the community...
The IRS is SUCH a mess this year! š” I had the EXACT same situation - PATH hold with a 570 code and NO LETTER. I was pulling my hair out waiting! Finally called after 6 weeks of nothing and guess what? They had a QUESTION about my W-2 that they never bothered to tell me about! Once I confirmed the information, my refund was processed in 4 days. The agent literally told me "yeah, sometimes the letters don't get sent out due to system issues." ARE YOU KIDDING ME?! Don't wait around hoping for a letter that might never come - be proactive and call them!
Ugh, this is my nightmare. Did they at least pay you interest for the delay since it was their fault for not sending the letter?
According to the IRS.gov website under 'Where's My Refund' FAQ section, PATH Act returns are processed differently. The site specifically states: "By law, the IRS cannot issue refunds before mid-February for tax returns that claim the Earned Income Tax Credit or the Additional Child Tax Credit." It doesn't mention any requirement for them to send you a letter during the standard PATH holding period. The 570 code could be part of normal processing or could indicate additional review. Have you checked the Transaction Code section of your transcript for any other codes?
Last tax season I helped about 15 people with their PATH Act returns through my community center. From that experience, I can tell you that out of those who filed by February 15th, three received verification letters - one at 3 weeks, one at 4 weeks, and one nearly 6 weeks after filing. The others received their refunds without letters after about 3-5 weeks. The pattern I noticed was that those claiming both EITC and ACTC seemed more likely to get verification requests than those claiming just one credit.
Is anyone else noticing that MFS returns are taking forever this year? I filed February 28th and still nothing. Why would they process joint returns faster? Don't they realize people filing separately often need their refunds more urgently? Has anyone actually received their MFS refund yet?
The Married Filing Separately processing queue operates on a different timeline than MFJ returns. The IRS Automated Underreporter System allocates additional verification resources to MFS returns with dependents due to the higher incidence of EITC qualification discrepancies. I was surprised to learn that MFS returns with dependents go through up to 3 additional verification steps compared to standard returns!
I'm in a somewhat similar situation with the review notices. May I ask if your WMR tool shows one bar, or does it have a specific message? Also, did your transcript update at all after the PATH hold was lifted? I'm trying to understand if there's a pattern to how quickly refunds come after these holds are removed.
I just went through this exact scenario! Filed Jan 22, PATH Act hold, then review letters but no verification needed. My 570/971 codes were about a week apart like yours. Once my transcript updated with an 846 code (refund issued), I got my direct deposit exactly 5 days later. The key for me was watching for that 846 code to appear - that's when the real countdown begins. Hang in there - you're in the final stretch!
Aria Khan
Anyone else find it hilarious š that we need a detective degree just to track our own money? I'm in the same boat right now - filed on April 10th (cutting it close, I know) and took the advance option. For me, I found a weird workaround: call the number on the back of the TurboTax prepaid card (if you got one), then press option 2, then 4, then 1, and it connects you to an automated system that tells you if your advance has been funded. Saved me from checking 50 different websites every hour! Need to know by Friday or I'm gonna miss my rent payment...
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Everett Tutum
I went through this last year and discovered something most people don't realize. The TurboTax 5-day advance isn't actually handled by TurboTax itself, but by their banking partner Green Dot. Back in 2022, I spent days trying to figure this out until a helpful agent explained the system to me. You need to check two places: first, your TurboTax account under "Refund Status," and second, the Green Dot Bank portal. If you didn't receive Green Dot login credentials, call 888-285-4169 and they can resend the access information. Just be prepared to verify your identity with your filing details and SSN.
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