Be careful about assuming everything is fine! Last year my transcripts showed N/A for three weeks, and I ignored it thinking it was normal processing. Turns out there was an identity verification issue that I needed to address. The delay cost me an additional month of waiting because I didn't take action. If your transcripts don't appear by the three-week mark, I strongly recommend being proactive and checking for any verification requirements through ID.me or the IRS verification portal.

I filed on February 14th and was in the exact same boat. My transcripts showed N/A until March 1st, then suddenly everything appeared at once. Got my direct deposit on March 4th. The waiting is brutal when you're counting on that money! I had marked February 28th on my calendar as when I absolutely needed the refund for my car insurance payment. Ended up having to shuffle some bills around, but it all worked out eventually.

Think of the 1095-C like a receipt for a purchase you've already accounted for in your budget. The receipt confirms details, but you've already recorded the transaction. When you filed your taxes, you likely already answered questions about health insurance coverage - the 1095-C just provides documentation of what you reported. Only if you're in the small subset of people who claimed Premium Tax Credits while having access to affordable employer coverage (like trying to double-dip on a discount) would you potentially need to amend your return.

I received my 1095-C three weeks after filing last year. Called my HR department immediately and they confirmed it was just for my records. Did you claim any premium tax credits on your return? Did you get insurance through the marketplace or through your employer? Was Box 1E checked for any months? These details matter for determining if you need to take action before the amendment deadline.

The "verify" tag disappearing is actually GOOD news! It means your identity verification was successful and they've moved your return into normal processing. I've helped dozens of people through this process last year, and this is exactly what happens. The transcripts stay N/A for a bit longer because that system updates separately from the verification system. Don't panic - you should see movement very soon, but you need to act quickly if nothing changes within 14 days!

I verified in person on March 8th. My verify tag disappeared March 10th. Transcripts showed N/A until March 18th. Got my direct deposit on March 25th. Just hang tight - you're on the right track. Don't waste time checking WMR, focus on the transcripts instead.

This is fascinating - I've never heard of the IRS and employers disagreeing about whether a form was submitted! 🤔 Did the advocate mention anything about which specific department at the IRS handles these discrepancies? I wonder if there's a special unit that reconciles reported vs. processed forms?

I think you might need to ask your employer for more specific information about how they submitted the form... I'm not an expert, but I believe there could be different ways employers report 1099s to the IRS, and perhaps that's where the confusion is happening? Maybe they submitted it through a system that hasn't yet synchronized with the main IRS database?

I might be able to provide some insight, though my experience is from earlier this filing season. I was told on February 12th that my verification letter had been sent, but it didn't arrive until February 28th - approximately 16 days later. And to make matters worse, when I called again during that waiting period, another agent told me no letter had actually been sent yet! It seems like there might possibly be some disconnect between what agents see on their screens and what's actually happening in the processing centers.

My verification experience this tax season: • Letter sent date (according to IRS): March 2 • Actual arrival date: March 13 (11 days later) • Verification completed online: March 13 • Transcript updated: March 20 • Refund deposited: March 25 Don't waste time calling repeatedly. Set up Informed Delivery with USPS to know exactly when it arrives. Watch your transcript for code 971 followed by 290 - that's when you know you're cleared.