There are several reasons SBTPG can't find your info: • PATH Act delays mean IRS hasn't released funds yet • SBTPG only receives data after IRS approval • System synchronization between IRS and SBTPG takes 24-48 hours • Bank holiday delays can impact processing timeframes I wouldn't trust SBTPG's system for accurate status updates. Their database only updates after receiving confirmation from Treasury Direct, and they're notoriously slow with their status portal. Checking WMR or your transcript directly will give you more accurate information.

I filed on January 26th and was in the exact same situation. My SBTPG showed nothing until February 23rd, and then suddenly updated with all my information. Got my refund on February 25th. The PATH Act delay is real - they legally cannot process certain refunds until after February 15th, and then there's still processing time after that date.

Tax professional here. Tax Topic 152 is simply informational and indicates you're due a refund. It's not specific to any credit or deduction. The marketplace insurance form (1095-A) requires additional processing because the IRS needs to verify the Premium Tax Credit information against what was reported by the marketplace. Have you checked your tax transcript on the IRS website? That would give us a much clearer picture of what's happening with your return. Also, when you say "accepted" - is that what the IRS Where's My Refund tool shows, or just what Cash App is telling you?

I filed on January 24th with marketplace insurance and had exactly the same situation. My transcript showed no movement for exactly 21 days, then suddenly updated with a direct deposit date. The refund hit my account 2 days later on February 16th at 3:27am. The 1095-A processing adds time but doesn't mean anything is wrong. Based on the last three years of filing with marketplace insurance, my refunds have taken 21, 19, and 21 days respectively from acceptance to deposit. It's like clockwork once you know what to expect.

Honestly, the IRS timelines are meaningless this year. They keep saying "21 days for most refunds" but I've seen people who filed in January still waiting while others who filed in mid-February already got their DDD. The Refund Cycle Chart used to be reliable but seems completely irrelevant for Tax Year 2023 processing.

I believe the current processing timeframe is approximately 21-25 days for most standard returns, though this can certainly vary based on several factors. If you claimed the Child Tax Credit, there may be additional verification processes that could potentially extend this timeline somewhat. In my experience, returns with a single dependent that don't have other complicating factors typically process within the standard window, assuming there were no flags raised during the initial review.

I was in this exact situation last year. According to IRS Publication 1345 (which outlines refund timing), the PATH Act restriction officially lifts on February 15th each year, but processing doesn't happen instantaneously for everyone. I waited 6 days after the PATH lift before getting my DDD, and the money hit my account 5 days after that. I'm a little worried the same will happen this year, but at least now I know what to expect.

FYI - the weekly cycles aren't as rigid as ppl think. IRS has been updating DDDs almost daily for some filers. PATH just means they couldn't issue refunds before mid-Feb, but they've been processing returns this whole time. Check your transcript for cycle code - if it ends in 05, you're def weekly. Your DDD could come tonight but more likely Fri. Don't stress too much, the $ is coming!

I experienced this exact situation with a client return. Filed February 2nd, transcript remained N/A until February 16th. Return had Child Tax Credit and was historically cycle 05. The 846 refund issued code appeared exactly 21 days after filing, with direct deposit occurring 5 business days later. The IRS is clearly prioritizing returns in a different sequence this year, with many cycle 05 filers experiencing delays of 3+ weeks before transcript visibility.

Tax professional here. The IRS implemented new processing algorithms this year that are causing delays in transcript visibility. Cycle codes (like your 05) refer to the weekly processing cycle when your return is scheduled for final processing, not initial intake. Many taxpayers are experiencing delayed assignment to their historical cycles. The current processing timeframe is approximately 21 days for non-complex returns, but transcript visibility often lags behind actual processing status. Some returns are being processed but not showing in the transcript database due to synchronization delays between IRS systems. I'd recommend checking again this Friday after 6am ET, as that's when cycle 05 updates typically post to the transcript database.