So glad to see this got resolved! The overdraft protection issue is definitely something more people should know about - it's such a random thing that causes these transfer problems. I had a similar nightmare with Money Network last year but with a different bank. For anyone else dealing with this, another tip is to make sure your bank account doesn't have any "enhanced security" features enabled that might block electronic transfers. Some banks automatically enable these after suspicious activity. Also, if you're switching to direct deposit like QuantumQuester mentioned, just be aware that it can take up to 3 weeks for the first direct deposit to hit your account, so don't close out the Money Network card until you see that first payment come through!

This thread is so helpful - I'm bookmarking it for future reference! I've been dealing with EDD payment issues on and off for months and never realized there were so many little technical things that could cause transfer problems. The overdraft protection thing is especially surprising - you'd think the systems would be compatible by now. One thing I'd add is that if you do end up having to use the ATM withdrawal method like Mei Chen mentioned, try to find a MoneyPass network ATM to avoid extra fees. There's a locator on the Money Network website. Also, for anyone switching to direct deposit, make sure your bank account has been open for at least 90 days first - I tried to switch to a newer account and it got rejected. Had to wait until the 90-day mark before EDD would accept it.

I'm new to this community but wanted to share what I learned when I went through a similar situation last year. The key thing that helped my case was getting a statement from my doctor that specifically explained why the denied accommodations were medically necessary and how the lack of those accommodations made it impossible for me to perform my job duties. When you file, be very specific about the timeline - that you requested accommodations first, they were denied, and only then did you become unable to work. EDD really focuses on whether you made reasonable efforts to preserve your employment before leaving. Also, if your employer contests your claim (which they probably will), don't get discouraged. Many employers automatically contest to try to avoid paying higher unemployment taxes. The appeals process exists for exactly these kinds of situations where the initial decision might not capture the full picture. One practical tip: when you're looking for new jobs for your work search requirement, apply to positions where you know the employer can provide the accommodations you need. This shows EDD you're genuinely available for suitable work. Good luck!

I went through something very similar about 8 months ago and wanted to share what worked for me. My employer denied my accommodation request for flexible scheduling due to my autoimmune condition, and I had to stop working when my health deteriorated without the accommodations. The most important thing I learned is to be completely honest about the sequence of events when you file. Don't try to make it sound like you were "fired" if you actually stopped showing up first - EDD will figure this out anyway when they interview your employer. I was upfront that I requested accommodations, they were denied, I couldn't continue working without them, so I stopped attending. They classified it as "good cause" separation. A few practical tips that helped my case: - Get a detailed letter from your doctor explaining how your condition requires the specific accommodations you requested - If possible, get something in writing from your employer about the denial (even if it's just an email follow-up saying "As discussed in our meeting, my accommodation request was denied") - Keep records of any other employees who received similar accommodations - shows yours weren't unreasonable My claim was approved after the initial eligibility interview, though I know that's not always the case. The EDD representative told me that having clear documentation of my accommodation request and medical need made the difference. Don't give up if you get an initial denial - the appeals process is there for exactly these situations. You've got a legitimate case here!

Just want to add my experience for anyone else waiting - I got my card 9 days after certification, so your 8-day timeline is pretty typical! The Money Network setup was super easy once I got the card, and being able to transfer funds directly to my bank account was a game changer. For your eligibility interview, I had one too and it was honestly no big deal. They just verified my job details and separation reason. Since you were laid off (not fired for cause or quit), you're in good shape. Just have your termination paperwork handy and you'll be fine. The interviewer was professional and the whole thing took maybe 15 minutes max. Don't stress too much about it!

Really appreciate you posting this timeline! I just applied last week and have been obsessively checking the mail every day wondering when my card might show up. Knowing that 8 days after certification is pretty normal helps me relax a bit. About the eligibility interview - I haven't gotten one scheduled yet but now I know to expect it might happen. It sounds like as long as you have your layoff documentation ready you should be good to go. The fact that multiple people here had quick, straightforward interviews for similar situations is really reassuring. One question - when you certified, did your payments show as "paid" in your UI Online account before the card arrived, or did it stay pending until you got the physical card?

UPDATE: Just wanted to let everyone know that I got the claim reopened! After clicking on the certify button like suggested, I did get the reopen option. Filled everything out yesterday, and today I was able to certify for last week. It shows my payment as pending, but at least the process is moving forward. Thanks everyone for your help!

Congratulations on getting it resolved! This thread is such a perfect example of how confusing EDD can be for situations like this. Your experience will definitely help other people who find themselves in the same boat - having an old claim that looks "active" but hasn't been used in months. It's really not intuitive that you need to click "Certify for Benefits" first to get the reopen option to appear. Hope your payment comes through quickly!

I went through something similar when I moved here from Texas. The sudden cutoff is really jarring when you're used to better communication from other state systems. One thing that helped me was setting up job alerts on multiple platforms (Indeed, LinkedIn, ZipRecruiter) and also checking with local workforce development centers - they sometimes have resources for people who've exhausted UI benefits. Also, if you haven't already, make sure to update your resume to highlight any new skills you picked up during that freelance work you mentioned. Even small gigs can show you stayed active and adaptable during your job search.

I'm in a similar situation - my benefits just ended after about 8 months and I was completely caught off guard. The lack of warning is really frustrating when you're trying to budget and plan ahead. I've been reading through all these responses and it's helpful to know I'm not alone in this experience. Has anyone had success with the workforce development centers that were mentioned? I'm in the Bay Area and wondering if there are specific locations that are particularly helpful for tech workers who've exhausted their UI benefits.