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To answer your follow-up question: You should be looking for work in the area where you currently reside (Texas). EDD understands that people relocate, and they expect you to be looking for work wherever you are living. Just make sure you keep detailed records of your work search activities.
Just wanted to share my experience since I went through something similar last year. I moved from California to Florida for family reasons and continued receiving my EDD benefits for the remainder of my claim period. The key things that worked for me were: 1) Updated my address immediately in UI Online, 2) When certifying, I always answered "yes" to being able and available for work, 3) I documented all my job search activities in Florida (kept a spreadsheet with company names, positions applied for, dates, etc.), and 4) I was prepared to explain that I was open to remote work or would relocate back to California for the right opportunity. I did get one phone interview about 3 weeks after updating my address, but it was straightforward - they just wanted to confirm I understood the requirements and was actively seeking work. The whole process was much smoother than I expected. Hope this helps ease your worries!
@Yuki Sato This is so incredibly helpful - thank you for sharing your detailed experience! I m'actually in a very similar boat, having just relocated to help with family care. Your mention of keeping a spreadsheet is smart - I ve'started doing that too. When you had your phone interview, was it scheduled in advance or did they just call randomly? I m'worried about missing it since I m'still getting settled here. Also, I m'curious about your job search strategy - did you focus more on remote opportunities or local positions in Florida? I m'trying to figure out the best approach for my Texas search. Your success story is giving me so much confidence that this will work out!
@Yuki Sato This is exactly what I needed to hear! I m'in almost the exact same situation - just moved to Texas for my elderly parent s'care and was really stressed about losing my benefits. Your detailed breakdown is so helpful. I m'curious about the timing - how quickly after updating your address did they schedule the phone interview? I want to make sure I m'prepared and available when they call. Also, when you mentioned being open to remote work or relocating back to California, did they seem satisfied with that explanation or did they ask for more specifics about your timeline? I ve'already started keeping detailed records of my job applications like you suggested. Thanks so much for sharing your positive experience - it s'giving me hope that this transition will go smoothly!
As someone new to unemployment benefits, I really appreciate all the detailed information everyone has shared here! I'm in a similar situation - just started my claim and was unsure about the tax withholding option. From what I'm gathering, it sounds like keeping the withholding is generally the safer choice, especially if you have dependents. The peace of mind of not potentially owing a large tax bill later seems worth it, even if it means giving the government an "interest-free loan" as someone mentioned. @Logan Chiang - your situation sounds very similar to mine (single parent, kids in daycare while job searching). The tip about keeping detailed records of job search activities for the Child and Dependent Care Credit is really helpful. I hadn't thought about that documentation aspect. Thanks to everyone for making this complex topic easier to understand for those of us navigating unemployment benefits for the first time!
Welcome to the community! You're absolutely right that this can be overwhelming when you're new to unemployment benefits. I'm also navigating this for the first time and found everyone's advice really reassuring. The consensus here seems to be that keeping withholding on is the safer route, especially for those of us with kids. Even if we end up "loaning" money to the government temporarily, avoiding a surprise tax bill during an already stressful time feels worth it. @Logan Chiang - thanks for asking the original question! It s'exactly what I was wondering about too. Hope your job search goes well!
As someone who just went through this exact situation last year, I can confirm that you'll likely get most of your withheld taxes back with two kids! I was a single parent on unemployment for about 6 months and had taxes withheld the whole time. When I filed my taxes, between the Child Tax Credit and my relatively low income for the year, I got back almost everything that was withheld. One tip that really helped me - I used a free tax software that could estimate my refund throughout the year as I entered different income scenarios. It gave me peace of mind knowing I wasn't going to owe anything come tax time. Also, make sure you keep all your EDD documents organized! The 1099-G form they send you will show exactly how much was withheld, and you'll need that when filing. Good luck with your job search - being on unemployment is stressful enough without worrying about tax surprises later!
UPDATE: The money just hit my card this morning (Wednesday)! So that was about 48 hours from when it showed paid on the EDD site. Thanks everyone for the help and calming my nerves. I'm definitely switching to direct deposit for future payments based on all your advice.
I have edd money network card. My disability is using on my card Sunday night. It’s not there, Memorial Day is tomorrow. Could that be a possibility?
Yes, Memorial Day could definitely be causing the delay! Bank holidays always slow down ACH transfers and deposit processing. Even though your disability payment was initiated Sunday night, Money Network probably won't process it until Tuesday since Monday is a federal holiday. Holiday weekends can add an extra 1-2 business days to the normal timeline. You should see it by Tuesday or Wednesday at the latest.
@casey anderton - Yes, federal holidays like Memorial Day definitely affect deposit timing! Money Network and all banks process ACH transfers on business days only. Since your payment was initiated Sunday night and Monday is Memorial Day, the earliest it would process is Tuesday. With disability payments, I ve'noticed they sometimes take an extra day compared to unemployment payments too. I d'expect to see it by Tuesday evening or Wednesday morning at the latest.
To all those having trouble reaching a human at California Unemployment. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/Ize0EkN4HDI
That's absolutely unacceptable behavior from the EDD representative. It sounds like she deliberately flagged your account out of spite, which is a serious abuse of power. Here are some steps you can take: 1) Document everything - write down the exact time/date of the call and what was said, 2) File a complaint with EDD's customer service supervisor about the representative's unprofessional conduct, 3) Contact your local assembly member's office - they have dedicated EDD liaisons who can help resolve these issues, 4) Try calling back to speak with a different representative who can review your account and reverse any fraudulent flags. Since you were already verified through and have been receiving payments, this is clearly retaliation. Don't let one bad agent derail your legitimate claim!
Alexis Robinson
Just wanted to share my recent experience since I see this thread is still active and helping people! I had the exact same issue last week - filed with wrong employer dates and got the classic office runaround. After reading through all the advice here, I finally got through using a combination of tips from this thread. Called on Thursday at 1:15 PM using the 1-2-4, then 3-4 menu sequence. When I got connected, I immediately said "Hi, I need to speak with a Tier 2 specialist to cancel an incorrectly filed claim." The first rep tried to help but confirmed she couldn't do cancellations, so she transferred me directly to Tier 2. Total wait time was about 35 minutes, but the actual cancellation took less than 10 minutes once I got the right person. She gave me confirmation number EDC-2025-0329-4471 and said to wait 48 hours before refiling. Pro tip: Have your SSN, claim number (if you have it), and a clear explanation of what went wrong ready to go. The specialist was super efficient once I had all the info at hand. This thread was a lifesaver - thank you to everyone who shared their experiences and timing tips! The system is still broken and frustrating, but at least there are ways to work around it if you know the right approach.
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Lucy Taylor
•Thank you so much for sharing your confirmation number and the exact steps that worked! As someone who's been lurking in this thread while dealing with my own EDD nightmare, it's incredibly helpful to see real success stories with specific details. I'm definitely going to try the Thursday 1:15 PM timing and have all my info ready like you suggested. The fact that you got a confirmation number starting with "EDC" gives me something concrete to ask for when I finally get through. Really appreciate you taking the time to update this thread - it gives hope to those of us still stuck in the phone call loop!
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Raj Gupta
This thread has been incredibly helpful! I'm dealing with a similar situation right now - filed my claim with the wrong last day worked and got sent to two different offices that couldn't help. Based on all the advice here, I'm going to try calling Thursday around 1:30 PM using the 1-2-4, then 3-4 sequence and specifically ask for a Tier 2 specialist right away. One question for those who've successfully gotten through - should I mention upfront that I need a "claim cancellation" or is it better to say I need to "fix incorrect information on my claim"? I'm wondering if certain keywords help get you routed to the right department faster. Also keeping my fingers crossed that the callback feature is available when I call - that sounds like it could save hours of redialing! Thanks to everyone who shared their experiences and specific timing tips. It's frustrating that we need this level of strategy just to reach a government office, but at least this community makes the process less overwhelming!
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Fatima Al-Mansour
•Great question about the wording! From my experience getting through last month, I'd definitely say "claim cancellation" upfront rather than "fix incorrect information." When I first said I needed to fix info, they tried to route me to regular customer service for claim modifications. But when I specifically said "cancellation," they knew immediately I needed Tier 2. Also, if the callback feature is available, definitely use it! I waited about 2.5 hours for my callback but it beat spending the whole day redialing. Just make sure you're near your phone when they call back - they only try once. Good luck with Thursday's attempt!
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