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I know everyone's saying you'll lose your balance, but I actually managed to get an extension last year through a special program when my regular UI ran out. You might want to specifically ask about extensions when you talk to EDD. Different rules apply in different situations.
That's a different situation. Extensions are for when you exhaust your claim balance BEFORE your benefit year ends. The poster is asking about having money left when the benefit year expires, which is different. Extensions aren't available in that scenario - a new claim must be filed after the benefit year ends regardless of remaining balance.
I went through this exact situation a few months ago and it's really frustrating! Lost about $2,200 when my benefit year ended. One thing I wish I had known - make sure you have all your wage documentation ready before you file the new claim. Since you mentioned doing gig work, gather all your 1099s, bank statements showing deposits, and any other proof of earnings. EDD can be really picky about gig work documentation and having everything organized upfront will save you headaches later. Also, if you do qualify for a new claim but the weekly amount is much lower than your current one, don't panic - sometimes there are calculation errors that can be fixed if you can prove higher earnings.
This is really good advice about having documentation ready! I never thought about organizing bank statements for gig work deposits. Do you know if screenshots from apps like DoorDash or Uber showing earnings would count as valid documentation, or do they prefer official statements? I'm worried about what counts as "proof" since most of my gig work has been through apps.
Wow, this thread is incredibly detailed and helpful! I'm currently experiencing the exact same issue - my Money Network card has been declining for the past week even though my balance shows over $1,400. After reading through everyone's experiences, it's clear that this "secondary identity verification hold" problem is way more widespread than it should be. I had no idea that Money Network reps literally can't see EDD-side security flags, which explains why I kept getting the "no restrictions on your account" runaround. I'm definitely going to try the Claimyr service to get through to EDD and use those specific phrases about "identity verification status" and "backend security flags" that multiple people mentioned. Grace, thank you so much for following up with your solution - without this thread I would have wasted weeks calling Money Network over and over. It's ridiculous that we have to become technical experts on their broken systems just to access our own benefits, but this community knowledge is absolutely invaluable. I'll report back once I try these methods!
Giovanni, I'm so sorry you're going through this same nightmare! This thread has been a lifesaver for me too - I was banging my head against the wall with Money Network for days before finding all this helpful advice. Definitely try the Claimyr service and use those specific technical phrases when you get through to EDD. I just wanted to add that when I called, it helped to have my EDD customer account number ready (not just my SSN) because the rep I spoke with needed it to look up my account in their system. Also, if the first EDD rep doesn't seem to know what you're talking about when you mention "secondary identity verification holds," don't give up - ask to be transferred to someone who can check "account security status" or the "technical resolution team." Sometimes it takes a few tries to get the right person who actually knows how to access these backend flags. The whole situation is absolutely maddening but this community's collective wisdom really works! Keep us updated on your progress - we're all rooting for you!
I'm so grateful I found this thread! I've been dealing with the exact same Money Network nightmare for the past 4 days - card declining everywhere despite showing a $987 balance, and their customer service keeps giving me the same "no restrictions" nonsense. Reading through everyone's experiences has been eye-opening, especially learning about these "secondary identity verification holds" that Money Network reps apparently can't even see! I had no clue there were EDD-side flags that could block transactions without showing up in Money Network's system. I'm definitely going to try the Claimyr service tomorrow to bypass EDD's impossible phone system and ask specifically about "identity verification status" and "backend security flags" like everyone suggested. Grace, thank you SO much for following up with your solution - knowing exactly what to ask for when I call EDD is going to save me so much time and frustration. It's absolutely insane that we have to become technical experts on their broken systems just to access our own benefits, but this community support is incredible. I'll definitely update once I try these methods. Fingers crossed this gets resolved before my car payment is due on Friday!
Diego, I feel your pain! I just went through this exact same situation last week and it's absolutely maddening. The advice in this thread is spot-on - definitely use Claimyr to get through to EDD because their regular phone system is basically unusable. When you get the EDD rep on the phone, be super specific about asking for "secondary identity verification hold" status and "backend security flags" - those exact phrases seem to be the key to getting transferred to someone who actually knows what they're doing. Also have all your documents ready (ID, Social Security card, EDD account info) because they'll want to verify everything on the spot. The whole process took about 30 minutes once I reached the right department, and my card started working within an hour after they cleared the flag. It's ridiculous that Money Network reps literally can't see these EDD-side issues, but at least we know the workaround now thanks to this amazing community! Good luck with your car payment deadline - you should be able to get this resolved in time if you call first thing tomorrow morning!
Congratulations on your win! Your experience gives me hope - I'm in a very similar situation where my employer is claiming misconduct for something that happened months before they let me go during "restructuring." It's so frustrating when companies try to game the system like this. Quick question - did you submit any evidence ahead of time or just bring it up during the hearing? I have some emails and my last performance review that I think would help my case, but I wasn't sure about the timing of when to present them. My hearing is next week and I'm definitely nervous about it! Also really appreciate everyone sharing their experiences here. It's reassuring to know that the judges do seem to see through these bogus misconduct claims when employers can't back them up properly.
I submitted everything ahead of time through the CUIAB portal about a week before my hearing. I uploaded my performance reviews, the emails about restructuring, and a timeline I created showing the gap between the alleged incident and my termination. The judge referenced these documents during the hearing, so I think having them submitted early definitely helped my case. For your hearing, I'd definitely recommend uploading those emails and performance review ASAP if you haven't already. Even if you're cutting it close, submit them - the judge can still consider evidence presented during the hearing itself. One tip: create a simple timeline document showing when the alleged misconduct happened vs when you were actually terminated. That visual really seemed to help demonstrate the disconnect in my case. Good luck with your hearing next week! @Tyler Lefleur
@Tyler Lefleur You should definitely submit those documents ahead of time if possible! I actually submitted mine about 5 days before the hearing through the CUIAB portal. Having everything uploaded beforehand seemed to help because the judge could review it all in advance and ask more specific questions during the hearing. Your situation sounds almost identical to mine - the timing gap between the alleged misconduct and termination is usually a red flag that screams pretext "to" judges. Make sure you emphasize that timeline! One thing I wish I had done better was organize my thoughts more clearly beforehand. I got a bit flustered when the judge asked for specific dates, so maybe write out a simple chronology for yourself to reference during the call. You ve'got this!
This is such an encouraging post! I'm currently waiting for my appeal hearing date after EDD denied my claim for alleged "poor performance" - even though I was actually laid off due to budget cuts. It's so frustrating how employers seem to just throw around misconduct allegations hoping we'll give up. Your story gives me a lot of hope, especially the part about having documentation ready. I've been collecting all my old performance reviews and emails just in case. Did you practice what you were going to say beforehand, or did you just wing it during the hearing? Also, congrats on the quick turnaround time! I keep hearing horror stories about people waiting months for decisions, so it's great to see the system actually working efficiently for once. Definitely going to bookmark this thread for reference when my time comes.
To all those having trouble reaching a human at California Unemployment. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/Ize0EkN4HDI
I had the same issue! Even though I verified with for EDD, Bank of America requires their own separate identity verification process. You'll need to visit a BOA with two forms of ID - I brought my driver's license and passport. The process was actually pretty quick once I got there, took about 15 minutes. Make sure to call ahead to confirm what forms of ID they accept, as some locations might have specific requirements. Once verified at BOA, you should be able to access your debit card account normally.
@Henrietta Beasley This is really helpful! I m'dealing with the same frustrating situation right now. Quick question - did you need to make an appointment at the BOA or were you able to just walk in? Also, did they give you any trouble about the debit card specifically, or did they treat it like a regular account verification? I m'worried they might give me the runaround since it s'unemployment related.
Zainab Ibrahim
UPDATE: My card arrived today! So it took exactly 6 business days from when my payment status changed to "paid". Just wanted to update in case anyone finds this thread later with the same question. The envelope is very plain and easy to miss, so check your mail carefully!
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Yara Khalil
•That's great! And thanks for coming back to update - that's super helpful for others. Don't forget to activate it right away and set up your PIN. Also good to transfer the money to your regular bank account so you don't get hit with ATM fees.
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Isabella Oliveira
Congrats on getting your card so quickly! Just a heads up for anyone else reading this - when you do get your Money Network card, be really careful about the fees. They charge for a lot of things like ATM withdrawals at non-network ATMs, balance inquiries, etc. I'd recommend transferring your funds to your regular bank account ASAP to avoid those fees. You can do free transfers through the Money Network website or app. Also keep the card though because future payments will keep going to it!
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Carmen Flores
•This is really good advice! I had no idea about all those fees. Definitely going to transfer my money to my regular account right away once I activate the card. How long do the transfers usually take to go through?
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