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Just to add some clarity because I see some confusion in this thread: 1) Your EFFECTIVE DATE (9/6) is the start of your claim 2) Your first CERTIFICATION PERIOD will cover 9/6-9/19 3) You can SUBMIT this certification starting 9/20 4) Payment typically processes 24-48 hours after certification 5) Subsequent certifications will be every 2 weeks And yes, as others mentioned, you're currently on SDI for pregnancy disability. After delivery, you'll transition to PFL for baby bonding, which requires a separate application.
This breakdown is SO helpful, thank you! I've bookmarked this so I can reference it later. Just to confirm - SDI is 4 weeks before birth and 6-8 weeks after (depending on delivery type), then PFL is 8 weeks beyond that, right?
That's correct! SDI covers up to 4 weeks before your due date and typically 6 weeks after birth for vaginal delivery or 8 weeks for C-section. Then PFL provides 8 weeks of baby bonding time. So you could get up to 18-20 weeks total depending on your situation.
Anyone else notice the payments are always delayed by like 3-4 days after certifying? So annoying when you're counting on that money for bills 🙄
yep! mine always hit my BofA card on wednesday or thursday even when i certify sunday at midnight exactly. so frustrating
OMG girl dont even get me started about EDD!!! So my twins are 7mo now and I just finally got my full payments sorted last week!!! I had the EXACT same prblm where I got one payment then nothing... What finally worked was having my OB write a letter confirming my delivery date and inability to work during recovery. Faxed that + a letter explaining the financial hardshp to the appeals fax (not the regular one). Got call back in 3 days. Apparently theres some stupid glitch in there system for 2025 where if your disability claim start date is within 5 days of a calendar quarter ending, it puts subsequent payments on manual review???????? Like WHO DESIGNED THIS GARBAGE SYSTEM???
Twins!!! Omg I can't imagine doing this with two babies. You're superwoman! That's an interesting point about the calendar quarter - my disability claim DID start right at the end of December 2024, so maybe that's why I'm having issues? Do you happen to still have that appeals fax number? I'll ask my doctor for a letter tomorrow.
Just wanted to follow up - I think there's some confusion in the comments about terminology that might be making your search for help harder. For pregnancy-related benefits, you first get Pregnancy Disability Leave (SDI) for 4 weeks before birth and 6-8 weeks after birth depending on delivery type. Then you transition to Paid Family Leave (PFL) for baby bonding (8 weeks). They're both administered by EDD but processed by different departments with different phone numbers. Since you mentioned you've only received one SDI payment so far, you need to speak with the Disability Insurance office first to fix those payments before dealing with PFL. The number for DI is 1-800-480-3287. Once your SDI is sorted out, then you can address the PFL portion.
Thank you for clarifying! I've been using SDI and DI interchangeably and probably causing confusion. You're right that I need to get the disability part fixed first. My doctor authorized 6 weeks post-delivery (vaginal delivery) which should have ended in early December. Then I was supposed to transition to PFL for baby bonding starting mid-December. But I've only received that one disability payment in January, nothing before or after 😩
This is random but has anyone else had crazy issues trying to reach EDD on the phone about maternity claims? I just had baby #2 and my disability claim has been pending for WEEKS. I keep calling the number on their website but it's always "we're experiencing high call volume" and disconnects me! HOW am I supposed to fix my claim issues if I can't even talk to a real person?! So frustrating.
I had the exact same problem! I finally got through by using this service called Claimyr (claimyr.com). It basically calls EDD for you and connects you when an agent picks up. Saved me hours of redial hell when my baby bonding claim was stuck pending. They have a video demo that shows how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 - was absolutely worth it for me since I got my issue resolved in one call after weeks of trying on my own.
back to original question - my sister works for a district in northern cali and said some districts have opted out of SDI completely so check your district policy too. if they opted out, you might be eligible for different benefits thru the district instead of EDD.
That's a good point! Some public employers opt out of SDI and offer their own disability plans. If that's the case for your district, you'd go through their internal process rather than EDD. The OP mentioned seeing SDI deductions on her paystub though, so it sounds like her district participates in the state program.
my pfl claim took almost 3 weeks to process last month and i was freaking out the whole time lol. hang in there!
To answer your follow-up question - yes, EDD will notify you when your PFL claim is approved. You'll get an email notification (if you opted for electronic communications) and a letter in the mail. You can also check your claim status online, but the system isn't always updated in real-time. PFL claims are taking anywhere from 7-21 days to process right now. They're supposed to be processed within 14 days, but there's often a backlog, especially at the beginning of the year.
Ruby Garcia
Anybody else notice that their first PFL payment was for a different amount than what they were expecting? Mine was like $267 less than my disability payments were. I freaked out but then realized they take taxes out differently for PFL vs disability. Just a heads up since you're transitioning from disability to PFL.
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Nick Kravitz
•Omg thank you for mentioning this!! I had no idea the tax withholding might be different. I'll keep an eye on the amount tonight. I wish EDD explained these things better in their materials.
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Hannah White
•Just to clarify - the tax withholding options are the same for both SDI and PFL, but if you didn't specify your withholding preferences when you applied for PFL, it defaults to 10% federal tax withholding with no state tax withholding. You can change your tax withholding preferences through your online account if needed. The benefit amount calculation itself should be identical between SDI and PFL.
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Michael Green
did ur payment hit yet?? its almost 10pm here in cali, curious if u got it!
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Nick Kravitz
•YES!! It just came through at 9:22pm!! Exact same amount as my disability payments too. Such a relief! Thanks everyone for your help 😊
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Michael Green
•yayyy!! congrats on ur baby and enjoy ur bonding time!! 💕👶
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