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Just wanted to add my experience as someone who recently went through this! I was on pregnancy disability for preterm labor at 32 weeks and had the exact same confusion about certification. Like everyone said, no need to certify - but I did have to update EDD when my baby was born earlier than expected. One tip: keep all your paperwork organized and take screenshots of your SDI Online account regularly. I had a payment delay issue that took weeks to resolve, and having documentation really helped when I finally got through to someone. Also, if you end up needing extended disability beyond what your doctor initially certified (like I did due to complications), make sure your doctor submits the supplemental forms promptly - any delay in paperwork means delay in payments. Wishing you a smooth rest of your pregnancy and delivery! π
Thank you so much for sharing your experience! It's really reassuring to hear from someone who went through something similar. I'll definitely start taking screenshots of my account - that's such a smart tip. I hope everything worked out well with your early delivery and that you and baby are doing great! π This whole thread has been so helpful in easing my anxiety about the process.
As a newcomer to this community, I just want to say how helpful this entire thread has been! I'm currently 24 weeks pregnant and my doctor mentioned I might need to go on disability later in my pregnancy due to some complications. Reading through everyone's experiences has given me so much valuable information about the SDI process that I never would have known otherwise. The fact that you don't need to certify like with unemployment is such a relief to know ahead of time - I definitely would have been panicking about that too! And all the tips about transitioning to Paid Family Leave, keeping documentation, and what situations require notifying EDD are incredibly useful. Thank you to everyone who shared their experiences, especially the detailed summary from Mei Lin. It's so refreshing to find a community where people actually help each other navigate these confusing government processes! I'm bookmarking this thread for future reference.
Hi Luke, I'm sorry to hear you're dealing with this frustrating situation. The timing sounds really unfortunate - having your benefits stop right after getting a permanent disability determination must be stressful. A few thoughts that might help: 1. It sounds like there may be a processing delay or miscommunication since your doctor already submitted the 2525xx form and you can see it was received. You might want to call EDD directly to clarify the status and let them know the form was already submitted. 2. Sometimes the automated system sends out notices even when paperwork is already in process. The fact that you can see the form in your physician documents is a good sign. 3. Keep documentation of everything - screenshots showing the form was received, dates, confirmation numbers if you have them. 4. If calling doesn't resolve it quickly, consider reaching out to your local assembly member's office - they often have staff who can help navigate EDD issues. Hopefully this gets cleared up soon once they process the paperwork that's already been submitted. The bureaucracy can be slow but persistent follow-up usually helps. Good luck!
@Paolo Moretti has great advice here! I wanted to add that I went through something similar last year. The 2525xx form processing can take 2-3 weeks even when submitted correctly, and unfortunately benefits often stop automatically when the return-to-work date hits, even if you ve'already filed for continuation. @Luke Chewy - One thing that helped me was asking the EDD rep to put a note in my file about the permanent status change and that the form was already submitted. Also, if you have your doctor s office,'they might be able to fax a copy directly to the disability determination unit with URGENT - "CONTINUATION ALREADY SUBMITTED on the" cover sheet. The good news is that if approved, they should backdate the payments to when they stopped. It s frustrating'but hang in there!
Just wanted to add that you should also consider the timing of when to file your SDI claim. I'd recommend filing it about a week before your surgery date so there's time for initial processing. The 7-day waiting period starts from when your doctor certifies you as disabled (usually the surgery date), not when you file the claim. Also, keep copies of everything you submit - the medical certification, your application, any correspondence. If there are any issues or delays, having your own records makes it much easier to resolve problems. I learned this the hard way when my claim got stuck in processing for weeks and I had to re-submit documents that supposedly got "lost in the system.
This is really solid advice about filing a week early! I hadn't thought about the processing time vs. the waiting period timing. Quick question - when you say "keep copies of everything," do you mean I should screenshot the online forms before submitting, or is there a way to download/print them from the SDI portal? I want to make sure I'm documenting things properly from the start.
I just went through this last month! Your money is definitely still being deposited - the expired card just blocks your access to it. I called the BofA EDD number (1-866-692-9374) and they sent a replacement card right away. One thing that really helped me was setting up text alerts through the BofA prepaid website before my card fully expired. Even though I couldn't use the physical card, I could still see when deposits hit my account, which gave me peace of mind while waiting for the new card. The whole process took about a week with regular shipping, but like others mentioned, you can pay for expedited delivery if you need it faster. Just make sure to activate your new card as soon as it arrives - that part is super important! Congrats on getting approved for SDI! The hardest part is behind you now.
Thank you for the encouragement and the tip about text alerts! I didn't think about setting those up but that would definitely help with peace of mind. I'm calling BofA today to get the replacement card process started. It's such a relief to know so many people have been through this same situation and that the money is safe. Really appreciate everyone sharing their experiences here - this community is amazing!
I'm dealing with this exact situation right now! My card expired in February and I was so worried when I saw my first payment marked as "paid" but couldn't access it. Called the BofA EDD number this morning and they confirmed the funds are safe in my account - just need to wait for the replacement card. The rep told me it's happening a lot lately because so many people are returning to disability claims after cards from 2022-2023 have expired. She said they're processing tons of replacement card requests right now. One helpful thing she mentioned - if you're really desperate for access to funds while waiting for the new card, you can sometimes get a temporary debit card issued at certain BofA branches, though not all locations offer this for EDD accounts. Might be worth calling ahead to ask if your local branch can help. Hope this helps ease some anxiety - sounds like we're all in the same boat with expired cards! The money is definitely there waiting for us.
Thanks for sharing this! It's really comforting to know I'm not the only one dealing with expired cards from old claims. I never thought about how many people would be in this same situation with cards from 2022-2023 expiring now. That's a great tip about calling BofA branches ahead of time to see if they can issue temporary cards - I might try that if the replacement takes too long to arrive. It's such a relief to hear from someone who just went through this today and got confirmation that the funds are safe!
Cynthia Love
Just wanted to say I'm sorry you're going through this. The healthcare/disability system in this country is so broken, especially for self-employed people. Hope you find some help and feel better soon!
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Liam Duke
β’Thank you, I really appreciate the kind words. It's definitely a challenging situation!
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Isla Fischer
I'm a freelance graphic designer who went through something similar a few years ago. One thing that really helped me was contacting 211 (dial 2-1-1) - they connect you with local resources for people dealing with medical issues and financial hardship. They helped me find a clinic that offered sliding-scale payments and connected me with a food bank when I couldn't work for a few months. It's not disability benefits, but it can help bridge the gap while you're dealing with your health issues. Also, if you're having trouble affording your Crohn's medications, GoodRx and similar apps can sometimes help reduce costs significantly. Wishing you the best!
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