Single mom in college on CalWORKs - will I get anything back on taxes with no income?
I'm a single mom with one kid and currently on CalWORKs while attending college full-time. I don't have any other income besides my cash aid, and I'm worried about taxes. My aunt told me there's no point in filing taxes since I don't have any earned income, but I'm confused because I thought I might still qualify for some credits? Will I actually get anything back if I file? I've never been in this situation before where I'm not working but still getting benefits. Anyone know if CalWORKs recipients with no job should still file taxes?
20 comments


Carmen Ortiz
YES, you should absolutely file taxes! Even with no income from work, you could qualify for Earned Income Tax Credit (EITC) and the Child Tax Credit which can get you a few thousand dollars. Being a student with a dependent child while receiving CalWORKs doesn't disqualify you - it actually might help your case. Make sure to file as 'Head of Household' status too for better credits. The CalWORKs benefits themselves aren't taxable income, but they don't prevent you from getting tax credits either.
0 coins
Yuki Tanaka
•Really? That would be amazing if true. I was so stressed thinking I'd get nothing this year. Do you know if I need to report my CalWORKs cash aid anywhere on the tax forms? And do I need to wait for any specific documents to come in the mail before filing?
0 coins
MidnightRider
ur aunt is wrong tbh. i was in EXACT same spot last year. full time student, on calworks, 1 kid, zero income from job. got back almost $3,000 just from the credits!!! the refundable child tax credit is what gave me most of it. u defintely need to file!!!!!
0 coins
Yuki Tanaka
•Omg that would be a lifesaver! Did you file online or go somewhere? I'm not sure how to even start with filing when I don't have W2s or anything like that.
0 coins
Andre Laurent
Just wanted to add that many community colleges have free VITA (Volunteer Income Tax Assistance) programs where they'll help you file for free. Might want to check if your school offers this service!
0 coins
Zoe Papadopoulos
I work as a tax preparer and specialize in helping low-income families. Here's what you need to know: 1. CalWORKs is NOT taxable income - you don't report it 2. You CAN qualify for Child Tax Credit (partially refundable) 3. For EITC, you technically need some earned income, but your status as a student with a dependent makes you eligible for other credits 4. Look into the American Opportunity Tax Credit if you're in your first 4 years of college Definitely file - you're likely leaving money on the table if you don't! Most people in your situation get $1500-3000 back.
0 coins
Jamal Washington
•wait i thought EITC requires earned income? how can she get it with no job? or is calworks considered income for EITC? im confused
0 coins
Zoe Papadopoulos
•You're right that EITC typically requires earned income - I should have been clearer. She likely won't qualify for EITC without earned income, but she can still get the Child Tax Credit and potentially education credits as a student which can result in a significant refund. CalWORKs is not considered earned income for EITC purposes.
0 coins
Mei Wong
I've been trying to reach my CalWORKs worker to ask about this exact question for TWO WEEKS and keep getting sent to voicemail! So frustrating when tax deadline is coming up and I need this info. Does anyone know if the county office gives any tax documents we need to file? I'm in the same boat - single mom, one kid, in school, no other income.
0 coins
Liam Fitzgerald
•Have you tried Claimyr? It helped me actually get through to my caseworker after weeks of trying. You can check them out at claimyr.com - they have a video showing how it works at https://youtu.be/jzISHxCPLwE. Basically they wait on hold for you and call you when a real person answers. Saved me hours of frustration when I needed to sort out my CalWORKs verification issues before I could file taxes last year.
0 coins
Jamal Washington
my cousin told me calworks people get audited more if they file taxes so be careful lol
0 coins
Carmen Ortiz
•This is absolutely not true. Filing taxes has nothing to do with increasing your audit risk as a CalWORKs recipient. Please don't spread misinformation that might prevent people from getting credits they're legally entitled to.
0 coins
Yuki Tanaka
Thank you all so much for the advice! I'm definitely going to file now. I'll check with my college to see if they have that VITA program someone mentioned. Really appreciate everyone's help!
0 coins
Liam Fitzgerald
•So glad you're going to file! Just wanted to add - when you do go to VITA or wherever you file, make sure to bring your 1098-T form from your college (shows tuition payments) since that's needed for education credits. Also bring your child's Social Security card and any childcare expense receipts if you have them. Good luck - you're going to be pleasantly surprised by your refund!
0 coins
StarSailor
I'm in a similar situation and just wanted to share what I learned from filing last year! Even though you don't have W-2s, you can still file using Form 1040. The key forms you'll need are your 1098-T from school (for education credits) and your child's Social Security info. I ended up getting back about $2,400 between the Child Tax Credit and American Opportunity Tax Credit. Don't let your aunt discourage you - definitely file! The worst case is you get nothing back, but the best case is a nice refund that can really help with school expenses or other needs.
0 coins
Caleb Bell
•This is super helpful! I had no idea about the 1098-T form - I definitely have that from my college. $2,400 sounds amazing, that could cover so many expenses for next semester. Did you file online or go to a tax place? I'm still nervous about doing it myself since I've never filed without a regular job before, but your experience gives me hope that it's worth the effort!
0 coins
Yara Khoury
I'm also a single mom on CalWORKs and was in the same exact position last year! I was so scared to file because I thought I'd owe money or something would mess up my benefits, but it turned out to be one of the best decisions I made. I got back around $2,800 total - mostly from the Child Tax Credit and some education credits since I was taking classes too. The process was way easier than I expected, and like others said, CalWORKs benefits don't count as income so you don't report them anywhere on your taxes. I used the free filing software through the IRS website and it walked me through everything step by step. Don't let anyone tell you not to file - you're literally leaving free money on the table if you don't! That refund helped me so much with textbooks and childcare expenses for the next semester.
0 coins
Andre Dupont
•This is exactly what I needed to hear! I've been so worried that filing might somehow affect my CalWORKs case or cause problems, but hearing from someone who was in the exact same situation makes me feel so much better. $2,800 would be life-changing for me right now - that could help with so many things like books, my daughter's clothes, and maybe even get my car fixed. I'm definitely going to look into that free IRS filing software you mentioned. Thank you for sharing your experience, it really helps to know I'm not alone in this situation and that it worked out well for you!
0 coins
Edward McBride
I'm a CalWORKs caseworker and wanted to jump in to clarify a few things I'm seeing in this thread. First, you absolutely should file taxes even with no earned income - CalWORKs benefits are NOT taxable and won't be reported on your return, but you can still qualify for several credits. The Child Tax Credit alone can get you up to $1,600 per qualifying child, and if you're in college, the American Opportunity Tax Credit can add another $2,500. Just make sure you have your child's SSN and your 1098-T from school. Also, filing taxes will NOT affect your CalWORKs eligibility - tax refunds from credits like these are specifically excluded from income calculations for benefits. Many of our clients get substantial refunds that really help with school and family expenses. Don't miss out on money you're entitled to!
0 coins
Carmen Lopez
•Thank you so much for jumping in as a caseworker! This is incredibly reassuring to hear directly from someone who works with CalWORKs. I was really worried that getting a tax refund might somehow reduce my benefits or cause issues with my case, so knowing that these credits are excluded from income calculations is a huge relief. The fact that you're seeing many clients in similar situations get substantial refunds gives me confidence to move forward with filing. I really appreciate you taking the time to clarify these important details - it means a lot coming from someone with official knowledge of how the system works!
0 coins