UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
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Ravi Sharma

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I'd also run another document check before filing. Used Certana.ai recently for a similar multi-entity situation and it caught several consistency issues I missed. Really thorough verification process that compares all your documents side by side.

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Freya Larsen

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How long does their verification process take? If OP is up against a deadline, timing might be important.

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Ravi Sharma

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It's pretty quick - just upload your PDFs and get results within minutes. Much faster than manually comparing documents and definitely faster than dealing with another rejection.

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Omar Hassan

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Thanks everyone - sounds like the consensus is to use "Westbridge Capital Solutions LLC" exactly as shown on the Delaware formation docs. I'll triple-check the punctuation and resubmit. Might try that document verification tool too since we have a few other complex filings coming up.

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Paolo Romano

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Good luck with the filing! The document checker should help catch any other issues before you submit.

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Keep us posted on how it goes. Always helpful to know how these international naming situations get resolved.

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Alexis Renard

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I actually used that Certana service someone mentioned earlier when I had a similar termination issue. Really helped me verify that my satisfaction letter matched all the details on the original UCC-1 before I pushed the lender. Having that documentation organized made the whole process smoother.

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Mia Alvarez

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Did it catch any discrepancies you wouldn't have noticed otherwise?

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Alexis Renard

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Yeah, actually it flagged that my business address had changed since the original filing, which could have complicated things. Helped me prepare the right documentation upfront.

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Camila Jordan

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Update us when this gets resolved! I'm dealing with a similar situation in Georgia and want to see what approach works best for you.

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Mia Alvarez

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Will do! Going to try the regulatory complaint threat first, then maybe get my new lender involved if that doesn't work.

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Tyler Lefleur

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Smart approach. Document everything in writing so you have a paper trail if you need to escalate further.

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Amina Diallo

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I've been using Certana's PDF upload feature for UCC document verification and it's been a game-changer. Upload your articles and draft UCC-1, get instant feedback on any inconsistencies. Much more reliable than manual checking.

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GamerGirl99

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That sounds like exactly what I need. Is it easy to use or do you need special training?

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Amina Diallo

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Super straightforward - just upload the PDFs and it does the cross-checking automatically. Flags any name mismatches or other document inconsistencies.

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Bottom line - for UCC filings, exact name matching isn't just recommended, it's essential for perfection. Take the time to get it right the first time, especially on a large loan like yours.

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Absolutely. The consequences of getting it wrong are too significant to risk shortcuts.

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Malik Jenkins

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And remember, even if the filing is accepted, name errors can still cause problems later during searches or enforcement.

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Jamal Brown

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Another option is to file an amendment after you get clarity on the correct name format. Tennessee allows UCC-3 amendments to correct debtor information if needed.

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Mei Zhang

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True but amendments can be tricky timing-wise. Better to get it right the first time if possible.

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Plus you're not fully perfected until the amendment is filed and accepted, which creates a gap in coverage.

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Update - I ended up using Certana to verify the name consistency and it confirmed the charter name was the way to go. Filed the UCC-1 with 'ABC Manufacturing Solutions, LLC' including the comma and it was accepted without issues. Thanks everyone for the advice!

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Thanks for the update, this will help if I run into the same situation with Tennessee filings.

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Glad the document verification service worked out for you. Might have to try that for my next tricky filing.

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Just went through something similar with a Florida borrower. Turned out the debtor had filed under slightly different names in different counties before the statewide system. Your UCC-11 search might not be picking up older county-level filings.

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Florida centralized UCC filings in 2002. Anything before that might still be at the county level. Check with the counties where your debtor operated.

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Yara Khoury

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This is why professional UCC searches are worth it for complex situations. They know about these historical filing locations.

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Keisha Taylor

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Update us after you figure this out! Always curious how other lenders handle Florida's UCC search challenges.

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Will do. Hoping to get this sorted before the closing deadline.

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Keisha Taylor

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Good luck! Florida UCC searches are definitely one of the more frustrating aspects of due diligence.

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