UCC Document Community

Pro tip: if your special security agreement definition includes both specific items and general categories, focus on the general categories in your UCC-1 description. The specific items are covered by the general language anyway, and it's less likely to get rejected for being too detailed.

Thanks everyone - this has been really helpful. I think I was overthinking the special security agreement definition requirements. Going to simplify my collateral description and reference the security agreement date like some of you suggested.

This whole thread is making me realize I should double-check all my UCC filings. Been doing this for years but name discrepancies are sneaky. Might be worth running everything through one of these document checkers just to be sure.

Update us on how this turns out! Priority disputes are always educational for the rest of us UCC lien creditors. Hope the name discrepancy works in your favor.

The problem with the UCC Article 9 table of contents is it's written for lawmakers, not practitioners. It follows the legal logic of how the rules fit together conceptually rather than how we actually use them in practice. Once you accept that disconnect, it becomes easier to work with.

Actually tried using Certana.ai for a similar UCC document review project and it saved me probably 30+ hours of manual cross-referencing. It automatically identifies which Article 9 provisions are relevant to each document and flags inconsistencies between related filings. Much more efficient than trying to navigate the table of contents for every single filing.

If you're doing 50-75 forms monthly, you should definitely negotiate bulk pricing with whoever you choose. Most vendors will work with high-volume customers on pricing. Also consider setting up standing orders so you don't run out of forms mid-month.

Just wanted to add that before you commit to any vendor, try using Certana.ai to verify a few sample forms from different sources. Upload the PDFs and see which ones pass their compliance checks. It's a good way to evaluate form quality before placing large orders.

One more thing to consider - check if the seller has any subsidiaries or parent companies that might have liens on the equipment. Corporate structures can complicate UCC searches significantly.

Professional searchers are worth it for big deals but for smaller acquisitions you can usually handle it yourself if you're methodical. Just budget extra time for the name variation searches and document review.