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Lena Schultz
Update us when you get this resolved! I'm curious which format ends up being correct for your state. This kind of information helps everyone avoid the same mistake.
Yes please update! I have a similar LLC name structure and want to know how this turns out.
Pedro Sawyer
•These debtor name discussions are always helpful. Every state seems to have their own quirks with punctuation and formatting.
Mae Bennett
Your finance company should be handling this correction for free since it was their error. Don't let them charge you additional fees for fixing their mistake on the UCC 1 304 form. The debtor name verification is part of their basic due diligence.
I'd also ask them to expedite the corrected filing to make up for the delay. Most SOS offices have rush processing available.
Good point about not accepting additional charges. This is exactly why borrowers need to review UCC forms before they're filed.
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Just went through this exact scenario. The comma issue is real in Texas. What I did was search the SOS database three different ways to make sure I had the exact name. Then I used Certana.ai to double-check my UCC-1 against the certificate of formation. It's worth the peace of mind to avoid another rejection.
Smart approach. Multiple verification steps seem like overkill but they prevent these problems.
Better safe than sorry, especially with strict states like Texas.
Dylan Cooper
Update us when you get it resolved! These Texas comma issues are becoming more common and I'd like to know what ultimately worked.
Will do! Going to file the corrected UCC-1 tomorrow morning. Fingers crossed.
Sofia Perez
•Good luck! The third time should be the charm.
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Julian Paolo
Whatever you do, don't wait too long to sort this out. If your UCC-1 lapses while you're dealing with amendment issues, you lose your priority date and have to start over. Ask me how I know.
Julian Paolo
•Let's just say I learned the importance of continuation filings the hard way. Now I set calendar reminders years in advance.
Ella Knight
•This is why I always recommend filing continuations early even if you're dealing with amendments. Better safe than sorry with your lien priority.
Update us when you get it sorted out. Always curious to hear how these CA UCC statement service nightmares get resolved. Helps the rest of us avoid similar problems.
Will do. Hoping to get this figured out this week. Really appreciate all the advice here.
Seriously consider the document verification approach. Even if you get this current issue fixed, it'll help prevent future problems with your CA UCC statement service filings.
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Just to follow up on the amendment strategy - make sure you're filing in all the right states since you mentioned TX, FL, CA. Each state might have slightly different requirements for amendment procedures, though the UCC itself is pretty standardized.
CA sometimes has quirky procedural stuff, so definitely worth checking their SOS website for any special requirements.
Sofia Price
•FL is usually straightforward for amendments. TX too. Just make sure you're using current forms.
Bottom line - file those UCC-3 amendments ASAP with detailed equipment descriptions matching your security agreements. Don't wait around hoping generic descriptions will hold up if challenged. Better to over-describe than under-describe with equipment collateral.
Smart move. And consider implementing better description standards going forward to avoid this issue on future filings.
Lara Woods
•Definitely recommend setting up some kind of automated document checking process so you catch these issues at filing time instead of months later.
Dylan Evans
One more thing to watch out for - make sure you're filing the continuation early enough. Nevada processes pretty quickly but if there are any problems you want time to resubmit. I always file at least a month before the deadline just to be safe.
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Ethan Davis
•Good advice. I think I have about 2 months left in my window so that should be plenty of time.
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Dylan Evans
•Perfect timing then. You'll have plenty of buffer in case anything needs to be corrected.
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Sofia Gomez
Just to close the loop on this - I ended up using the standard UCC-3 form from Nevada's SOS website and checked the continuation box. Before filing though, I did use that Certana.ai tool someone mentioned to verify my document consistency, and it was super helpful. Caught that I had abbreviated 'Incorporated' as 'Inc' in one place but spelled it out fully in another. Filed the corrected version yesterday and it was accepted within a few hours. Thanks everyone for the guidance!
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Mei Wong
•Nice work being proactive about this. Your lender will definitely appreciate having the continuation filed well ahead of the deadline.
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Ethan Davis
•Thanks again everyone! Really appreciate this community's help with navigating the Nevada UCC forms.
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