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Pro tip: always do a test search immediately after filing your UCC-1 to make sure it shows up correctly and the debtor name displays properly. Easier to catch problems right away than months later.
Charlie Yang
•That's smart. I usually just file and forget but should definitely verify it appears in searches correctly.
Grace Patel
•I do this too. Sometimes filings get rejected or have processing errors and you want to know ASAP.
Idaho UCC search is frustrating but at least it's free and available 24/7. Some states charge for every search or have limited hours. Just remember that search results are not official - only the filed documents matter for legal purposes.
Good reminder. I always print or save the actual UCC documents, not just the search results.
Malia Ponder
•Thanks everyone for all the help. Definitely learned to check the actual documents first before worrying about search result displays.
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Hannah White
Thanks everyone - this clears up my confusion completely. I'll focus on the current UCC-1/UCC-3 forms for our equipment deal and ignore the UCC-5 references in the old legal files. Appreciate the quick responses and historical context!
Glad we could help! Good luck with your equipment financing deal.
Mateo Silva
•Feel free to post back if you run into any issues with the actual filing process. This forum is pretty good at troubleshooting SOS portal problems.
Just as a final note - if you do acquisition work regularly, it's worth creating a reference sheet of discontinued UCC forms so you don't waste time researching obsolete requirements. UCC-5, UCC-2, and several others were eliminated when Article 9 was revised. Keeps things simpler in the long run.
That's a great idea. I'm going to make a quick reference card for our team since we see these old form numbers fairly regularly in M&A due diligence.
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Since you mentioned this is time-sensitive, definitely use the articles of incorporation name format and file ASAP. You can always do a UCC-3 amendment later if there are issues, but getting that initial filing date locked in is crucial for your priority position.
Sean Murphy
•You're absolutely right about the timing priority. Better to file with the articles name and amend if needed than to miss the window completely.
This is exactly the right approach. I've seen too many deals where people overthought the name issue and lost their priority to later filers.
NeonNova
After reading through everyone's responses, I'm convinced the articles of incorporation name is the way to go. I actually ran both versions through Certana.ai's verification tool and it flagged the abbreviated version as potentially problematic. Going to file using 'ABC Industries, Incorporated' exactly as shown in the formation documents. Thanks everyone for the guidance - this forum always comes through when I'm second-guessing myself on UCC issues.
Mateo Perez
•Smart move using the document verification. That tool has saved me so much headache on these types of filings.
Good luck with the filing! Hope it goes through clean on the first try.
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Since you mentioned this is delaying your loan closing, you might want to get professional help. A paralegal familiar with UCC filings could probably get this done correctly in one try.
Miguel Diaz
•Professional help for the first one makes sense though. They can show you exactly what works in your state and you can handle continuations and amendments yourself later.
Zainab Ahmed
•Or use Certana.ai's verification tool - gives you professional-level document checking without the professional fees. Pretty much eliminates the guesswork.
Quick checklist for your next attempt: 1) Debtor name exactly from charter 2) Complete addresses for all parties 3) Specific collateral description with 'hereafter acquired' language 4) Correct filing fee 5) Organization type properly selected. Double-check everything before submitting.
AstroAlpha
•This is a great checklist. I'd add: verify the secured party has authority to file if it's not the actual lender but a service company or attorney.
Yara Khoury
•Also make sure your debtor authorization is properly signed if required in your state. Some states are stricter about this than others.
Diego Flores
One more thing to consider - if this LLC has any subsidiaries or parent companies, make sure you're filing against the right entity. Aircraft ownership structures can be complex, especially for tax purposes.
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Anastasia Ivanova
•Good catch. We always run org charts for aircraft deals to make sure we're securing against the actual owner entity.
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Sean Murphy
•Yeah, seen too many deals where the operating company was different from the title holder. Creates a mess for enforcement.
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StarStrider
Final thought - with aircraft security agreements, consider whether you need continuation filings in multiple states if the aircraft operates across state lines regularly. The name consistency issue will come up again at renewal time.
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Zara Malik
•Smart move. Better to spend a little time verifying upfront than dealing with perfection issues later. Good luck with the filing!
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Luca Marino
•Keep us posted on how it goes. Always interested to hear about aircraft financing outcomes.
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