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btw if ur looking at community college as a backup DON'T FEEL BAD!!! my kid did 2 yrs at community then transferred and saved like $30k and got the SAME DEGREE in the end!!
That's reassuring. I'm definitely considering it as our backup plan if we can't get this resolved. The hardest part would be telling her she has to leave all the friends she's just made. 😞
One more tip about the parent FSA ID process: choose a memorable username that you'll remember year after year. Many parents forget their FSA ID details between annual applications, which causes massive headaches. I recommend storing your FSA ID username (not password) in a secure note on your phone or computer so you can easily access it next year.
That's excellent advice. I'll definitely make note of my username once I create it. Is there a password recovery option if I do forget in the future?
Yes, there is a password recovery option, but it works best if you still have access to the same email and phone number you used when creating the account. If those have changed, recovery becomes much more complicated and may require contacting FSA directly. That's why it's so important to keep track of your username and keep your contact information updated on your FSA account.
to the person who asked about divorced parents - yes both parents need seperate FSA IDs if both are contributing. my ex and i both had to make accounts for our daughters application and we each got separate emails from her. its actually better this way because neither of us can see the others financial info
One other important tip: make sure your student completes the FAFSA as soon as possible! Since her situation requires special handling and potentially manual review, it's better to get it submitted early. This gives financial aid offices more time to process her independent status before making aid decisions. Also, she should definitely complete the CSS Profile if applying to private colleges, as they'll want additional documentation about her situation. The CSS Profile has specific sections for unusual circumstances like this.
The CSS Profile is SUCH a headache compared to FAFSA - they ask for so much more info!!! My daughter had to fill it out last year and it took foreverrrr
True, the CSS Profile is more detailed, but it actually works in favor of students with special circumstances like this one. It gives them more opportunities to explain their unique situation and can result in better institutional aid packages from private colleges. For an independent student who has experienced the loss of both parents, the additional context could help secure more generous financial support.
Thanks everyone for the helpful responses! I'm meeting with my student tomorrow and now feel much better prepared. To summarize what I'm hearing: 1. She qualifies as an independent student since both her adoptive parents (grandparents) are deceased 2. She'll need death certificates and potentially adoption documentation 3. She should write a special circumstances letter explaining her situation 4. We should contact each college's financial aid office directly after FAFSA submission 5. She should complete both FAFSA and CSS Profile (for private schools) ASAP I'll also make sure she's prepared for the possibility of different verification requirements at different schools. Really appreciate all your expertise!
happened 2 my nephew also. no email from fafsa but $$$ showed up at the school. weird system but it works i guess lol. congrats on the pell grant btw!!!
To answer your follow-up question - no, if the aid is already showing in her college portal, not having the SAR email shouldn't cause problems with receiving the aid. The school has clearly received all the necessary FAFSA information. However, it's still good practice to locate your SAR and check your SAI score. This helps you understand exactly why you qualified for the aid package you received. It's also useful documentation to have if you need to appeal for additional aid or if there are any questions later in the academic year.
QuantumQuest
If your school's deadline is in 18 days, I would strongly recommend contacting your school's financial aid office directly. Explain the technical issues you're having with the parent section. Most schools have processes in place for FAFSA technical difficulties, especially with all the problems in the new system. They may be able to hold your aid package or give you a deadline extension while you resolve the issues. Don't wait until after the deadline to do this!
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Miguel Ortiz
•That's great advice. I'll email my financial aid office today and see if I can schedule an appointment to discuss the situation. Thank you!
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Keisha Robinson
One more thing to check - make sure your parent is using the IRS Data Retrieval Tool if possible. This automatically pulls the tax information directly from the IRS, which eliminates the possibility of manual entry errors with the AGI. About 30% of the parent section issues we see are resolved by using this tool rather than manual entry.
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Miguel Ortiz
•We tried using the IRS Data Retrieval Tool first, but it kept saying my dad wasn't eligible to use it. Not sure why - he filed a standard 1040 and doesn't have any unusual tax situation. That's part of what's been so frustrating.
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Keisha Robinson
•That's interesting. There are a few reasons the tool might not work: if he filed as married filing separately, if he filed an amended return, or if his address on the FAFSA doesn't exactly match his tax return. It might be worth trying again and making sure the address formatting is identical to what's on his tax return.
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