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Update: I tried the Claimyr service that someone suggested, and I FINALLY got through to a real person at FSA! The agent confirmed there was a mismatch between my SSN in their system and what the Social Security Administration had on file (even though I was entering it correctly). They did the "verification override" mentioned above and manually updated my account. My signature went through this morning and our FAFSA is now complete! Thank you all for the help - I would have never figured this out from the automated emails they kept sending.
omg thats awesome! im gonna try that today. so glad u got it fixed before ur deadline!!
Great to hear! For anyone else with this issue, remember to check your SAI calculation after this type of override. Sometimes these manual fixes can trigger a separate verification flag, so be sure to log back in after 3-5 business days to confirm everything processed correctly.
my brothers having the same issue but with his own ssn not matching. he tried making a new fsa id and that didnt work either. this whole simplified fafsa is a joke its way more complicated than before
For students (not parents) with SSN mismatches, there's actually a different process. He should contact his school's financial aid office and ask about a "Special Circumstances FAFSA Review" - this is different from the parent signature override. The school can initiate this process and it usually resolves within 10 business days.
Just wanted to add - while you're waiting for verification, make sure your son has gathered all the other information he'll need for the application. For the 2025-2026 FAFSA, you'll need 2023 tax information (which is different from previous years where you used prior-prior year tax info). Also make sure you have records of any untaxed income and current asset information (bank accounts, investments, etc.) ready to go. The new FAFSA pulls some tax info directly from the IRS, but you'll still need to answer questions about assets manually.
Thank you! We've got the 2023 tax returns ready. Do we need to report his small checking account (~$900) or is there some minimum threshold? And what about his 529 plan that his grandparents set up?
Yes, you should report his checking account as a student asset. There's no minimum threshold, though student assets are assessed at a higher rate than parent assets when calculating the Student Aid Index (SAI). For the 529 plan, if it's owned by the grandparents, it's no longer reported on FAFSA (this changed with the new simplified FAFSA). If you or your husband are listed as the account owner, then you'd report it as a parent asset. Parent-owned 529 plans have much less impact on aid eligibility than student-owned assets.
UPDATE: Our verification just went through! It took exactly 3 days. Now we're able to complete the parent contribution section without any issues. Thanks everyone for your help and reassurance!
Great news! Glad to hear it worked out without any additional steps needed. Good luck with the rest of the application!
Thanks for updating us!! Ours is still pending but hopefully tomorrow 🤞
So this isn't directly answering ur question but I'm having a related issue!!! I'm trying to submit my FAFSA and my mom made an FSA ID but my stepdad who I live with refuses to make one. He's not my biological dad and doesn't want govt having his info. Will this mess up my SAI calculation??? Anyone know what to do in this situation?
This is a completely different situation that would be better as its own thread. It depends on whether your mother is married to your stepfather and if they file taxes jointly. If they're married, both of their incomes are typically considered for your FAFSA regardless of biological relationship. You might need to look into the special circumstances process if he's refusing to participate.
I created my FSA ID yesterday and started the application. My husband is going to create his this weekend. One more question - since we filed taxes jointly, does it matter which one of us is listed as "Parent 1" on the FAFSA form? Or should I specifically be Parent 1 since I'm the one filling out most of the application?
It doesn't matter which parent is listed as Parent 1 versus Parent 2 for financial calculation purposes, since jointly filed tax information will be used either way. That said, it's often easier if the parent who is completing most of the application lists themselves as Parent 1 simply for consistency. Just be careful to keep track of which parent is which throughout the form, as mixing them up can cause confusion later, especially when it comes to signing.
Just to follow up on the twins question - while the SAI calculation is the same for both students, remember that each daughter needs her own separate FAFSA application. Make sure you're completing individual applications for each twin, even though much of the information will be identical. The system will recognize they're from the same household when calculating financial need.
One important point to remember: while you must report all assets from both you and your husband, the FAFSA does exclude certain assets from consideration. Retirement accounts (401k, IRA, etc.), the value of your primary residence, and small family businesses are not reported. Make sure you're not over-reporting by including these protected assets.
Emma Davis
Thank you everyone for the helpful advice! I just checked and my state's priority deadline is March 1, 2025, and my top choice school has a February 15 priority deadline for financial aid! I'm definitely not waiting - going to get started on this with my parents this weekend. Really appreciate all the help!
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LunarLegend
•Great plan! Remember to create your FSA ID first if you haven't already - both you and one parent need one, and it can take 1-3 days to be fully verified. Good luck!
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Ravi Patel
can someone explain what SAI is? my cousin said something about SAI replacing EFC but idk what either of those are lol
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Freya Andersen
•SAI (Student Aid Index) replaced the old EFC (Expected Family Contribution) when FAFSA was overhauled. It's a number calculated from your FAFSA information that schools use to determine how much financial aid you're eligible for. Lower SAI = more need-based aid eligibility. It works similarly to the old EFC but with some calculation changes that generally benefit lower and middle-income students.
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