FAFSA

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Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.


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My nephew just got his yesterday and he submitted on October 5th. My daughter submitted October 22nd so I guess we still have a wait ahead of us lol. What's weird is that my nephew's SAI was calculated completely different than last year - his expected contribution went up by $7,000 even though our family income only increased by about $3,000. Anyone else notice big changes in the calculation method?

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Yes, they completely changed the formula this year! The FAFSA Simplification Act eliminated many of the previous deductions and changed how they calculate the Student Aid Index (formerly EFC). Some of the biggest changes include: 1. They no longer subtract state and local tax allowances 2. They changed how they treat multiple students in college 3. They adjusted the income protection allowance 4. They eliminated the small business/farm asset protection Most middle-income families are seeing higher SAI calculations, unfortunately. It's worth appealing directly to your college's financial aid office if the new SAI doesn't reflect your actual ability to pay.

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Update: I called my son's college financial aid office this morning, and they told me they've extended their priority deadline to March 15th because of all the FAFSA delays! They also said they're seeing most applications take 4-5 weeks to process right now. So relieved to have a little more breathing room. Thanks everyone for your helpful comments!!

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thats great news! wish my kids school would do the same

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which college is that? my daughter applied to 5 different schools and i need to check all their deadlines now

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Financial aid office update: Most schools are handling this reprocessing situation by: 1. Extending May 1st deposit deadlines to May 15th for affected students 2. Prioritizing revised award letters for those students 3. Maintaining original award amounts in many cases, especially if the SAI change is minor 4. Only adjusting federal aid components if legally required I recommend accepting your best current offer but explaining to that school that your FAFSA is being reprocessed. Most institutions are being very understanding this year given all the FAFSA challenges.

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This is really helpful information. I just checked our portal and the reprocessing is now complete. Our SAI went down by about $1,200, which seems positive. Should I immediately notify the schools that already gave us offers?

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Yes, now that your reprocessing is complete and your SAI decreased, you should: 1. Immediately contact all schools that previously provided aid packages 2. Let them know your SAI has decreased by $1,200 after the Department of Education's reprocessing 3. Ask if they'll recalculate your aid package based on the updated information 4. Request an update on timing for any revised offers With a $1,200 SAI decrease, you might see modest improvements in need-based aid at some schools. This could mean a few hundred dollars more in grants or subsidized loans, depending on each school's awarding policies. Based on conversations with other advisors, most schools are recalculating packages within 48-72 hours for reprocessed FAFSAs at this point. Good luck!

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I just got off the phone with three schools. Two said they'll recalculate and get back to us by Friday. The third (her favorite) said they'd honor their original offer regardless of the change and extended our deposit deadline to May 10th! Such a relief. Thank you everyone for all the helpful advice during this stressful situation!

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Yuki Ito

my financial aid office told me that the most important thing is that all the FSA IDs are correct for each person. if u used the right ID for urself and she uses the right one for herself then the system knows who is who and wont duplicate anything

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This is correct. The FSA ID is the key identifier in the new system. Each contributor (student, parents, spouse) must use their own unique FSA ID when completing their portion. This is how the system tracks who has provided what information and prevents duplication.

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You're not alone in this confusion! The new FAFSA process changed dramatically this year, and many parents and students are struggling with similar issues. If you're still having trouble after your daughter completes her section, I'd recommend calling Federal Student Aid directly. Their wait times can be brutal though - when I needed to reach them about a similar issue, I used Claimyr (claimyr.com) which held my place in line and called me when an agent was available. They have a video demo at https://youtu.be/TbC8dZQWYNQ that shows how it works. Saved me hours of frustration and the agent was able to verify that our application was processing correctly despite the confusing interface.

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Thank you for the tip! If we run into any submission problems, I'll definitely check out that service. The last thing we need is more delays with her financial aid package.

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everyone keeps saying "dependency override" but from personal experience, those are INCREDIBLY hard to get approved. i work in a high school guidance office and we help seniors with fafsa every year. out of maybe 25 override requests ive seen in the past 3 years, maybe 5 got approved. schools are super strict about this. honestly? just put the mom's info in, put $0 for her income if she doesnt file US taxes, and move forward. financial aid offices know how to handle international parent situations. its way more common than you think.

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Zara Shah

While I understand you're trying to simplify things, I'd caution against simply putting $0 for the mother's income without proper documentation. This would almost certainly trigger verification, and if they can't then provide documentation, it could lead to even more delays and potential issues with aid. Better to be upfront and follow the proper channels.

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financial aid verification happens randomly anyway. like half the students i work with get selected no matter what. might as well just put the info in the simplest way and deal with verification if it happens. ¯\_(ツ)_/¯

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Zara Shah

UpdateI: After researching this further, I want to add something important: For the 2025-2026 FAFSA, there are new rules about who counts as a "contributor" (they don't use "parent" anymore). If his biological father is deceased and his mother is his only living parent, then she would be the contributor whose information is required, regardless of where she lives. One advantage: The new SAI (Student Aid Index) calculation under the simplified FAFSA gives more favorable consideration to single-contributor households, especially with low income. So if his mother in Mexico has minimal income, this might actually work in his favor for aid calculations.

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I really appreciate this update. We're going to try contacting his mom in Mexico to get her information. Do you know if there are any specific documents we would need from her since she doesn't file US taxes? Would something like proof of her income in pesos be sufficient?

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lol its actually kinda genius of ur ex if he knows what hes doing. if hes higher income and does the FAFSA ur kid will get less aid. if u do it with lower income they might get more. maybe hes actually trying to help? just saying its possible

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Trust me, he's not trying to help. He's been financially manipulative throughout our divorce. I think he's trying to create confusion or possibly sabotage the application entirely.

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This is actually a common misconception. FAFSA requires the parent who provides more than 50% of support to complete the form, regardless of which parent would provide a more advantageous financial picture. Deliberately choosing the "wrong" parent to get more aid could lead to verification issues and potential penalties for misrepresentation.

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Update: I called my child's prospective college financial aid office, and they recommended I start a completely new FAFSA application as the contributing parent. They said it's better than trying to modify his abandoned application. They also suggested I keep all receipts and documentation showing I provide most of the support (housing, food, clothing, etc.) in case we get selected for verification. Apparently, this situation is pretty common with divorced parents. Thanks everyone for the advice!

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Great update! The financial aid office gave you exactly the right guidance. Starting fresh is always cleaner than trying to modify an application someone else began. Good luck with the process!

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Smart move calling the school directly! They usually give the best advice since they're the ones who'll actually be processing the aid.

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